Merchant account and chargebacks.. Your experience ?
 

I get very few chargebacks. Around .45% at this moment.

But half ( if not 75%) of my chargebacks are from hispanic countries.

Are all those people thieves ? Spain, Columbia, Mexico are the worst.
I am very close to block them from susbcribing to my sites.

Do you have similar experiences ?

YARGH! Running a latina site? All me scallywaggin', fruityfruit chargebackers be sailing within US coastal waters.

Comment: Never do business with CardServices International.
They LOVE to hold your money.

:-)
Word.

100% of my CHBs are from US...

So you plan to scrub your own sites?

I believe he's been scrubbing his own sites for almost a year, and seems to be getting along fine.

http://www.gofuckyourself.com/showthread.php?t=304812


CHM0D - Run a risk vs profit analysis, as long as those countries are still making you money, and your CB rate doesn't creep to close to 1% keep them. See how the CB rate stacks up for each country, you may find you have a 50% CB rate for Columbia for example, and are actually losing money by accepting transactions from there.

Yes, it is exactly what I've done this morning ... :thumbsup
But I still wanted to get some feeback from people who have experience with their merchant account.