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-   -   What does medical insurance cost in your country? (https://gfy.com/showthread.php?t=440151)

BRISK 03-05-2005 12:53 AM

What does medical insurance cost in your country?
 
I've been reading about how different countries approach the concept of medical insurance, and I'm curious to know how much medical insurance costs in different countries.

Can anyone tell me:

1. What country you live in (include the state or province if relevant)

2. How much medical insurance costs per month (on average) in your country

Paul Markham 03-05-2005 01:28 AM

I live in Czech and pay a weekly pecentage of my wage to a medical insurance, don't have a clue what it is but probably not that much.

But just signed up to a private clinic for medical care. $2,000 all in.

smack 03-05-2005 01:29 AM

in the US the average range is 100 - 150 dollars.

smack 03-05-2005 01:30 AM

per month.

BRISK 03-05-2005 01:36 AM

Quote:

Originally Posted by charly
I live in Czech and pay a weekly pecentage of my wage to a medical insurance, don't have a clue what it is but probably not that much.

But just signed up to a private clinic for medical care. $2,000 all in.

What does that $2000 get you?

Is that $2000 a year?

Love Brokers 03-05-2005 02:12 AM

It's enough to make you sick!

Alex Xe 03-05-2005 02:13 AM

I pay 1100 CYP, around $2400 per year for me, wife and child at Cyprus. Full insurance.

Johny Traffic 03-05-2005 02:28 AM

we have the national health service. Its free :thumbsup

BRISK 03-05-2005 02:36 AM

Quote:

Originally Posted by Johny Traffic
we have the national health service. Its free :thumbsup

What country?

just a punk 03-05-2005 03:09 AM

Free here in Russia.

sonofsam 03-05-2005 03:14 AM

http://www.hull.ac.uk/history/dept/i...lpinkyring.jpg

1 miiiiilllion dollars

Jace 03-05-2005 03:15 AM

i am in georgia, usa

i pay $266 a month for my wife and $189 month for me

Project-Shadow 03-05-2005 03:15 AM

Quote:

Originally Posted by Johny Traffic
we have the national health service. Its free :thumbsup

NHS = U.K. But that only covers doctors and hospital visits, and it comes out of our taxes.
Dental is another thing all together.

BRISK 03-05-2005 03:19 AM

Quote:

Originally Posted by JaceXXX
i am in georgia, usa

i pay $266 a month for my wife and $189 month for me

Is there a reason your wife costs more than you?

Johny Traffic 03-05-2005 03:20 AM

Quote:

Originally Posted by Project-Shadow
NHS = U.K. But that only covers doctors and hospital visits, and it comes out of our taxes.
Dental is another thing all together.

I know in some places its hard to get National Health dentists these days. But where I live its no problem. anyone can still get a national health dentist. I have one and a check up costs me £4 :)

WarChild 03-05-2005 03:24 AM

In Canada, healthcare is free if you make under X amount per year (It's very low, $19,000 or something).

At the top end, you pay about $40 per month.

Prescription, dental, eyes are all extra but are included at the employer's cost in many professional work enviroments.

BRISK 03-05-2005 03:37 AM

Quote:

Originally Posted by WarChild
In Canada, healthcare is free if you make under X amount per year (It's very low, $19,000 or something).

At the top end, you pay about $40 per month.

$54 for one person
$96 for a family of two
$108 for a family of three or more

http://www.healthservices.gov.bc.ca/...n/premium.html

WarChild 03-05-2005 03:54 AM

Quote:

Originally Posted by BRISK
$54 for one person
$96 for a family of two
$108 for a family of three or more

http://www.healthservices.gov.bc.ca/...n/premium.html

There you go then... It's been a few years since I paid Canadian medical.

Lycanthrope 03-05-2005 03:55 AM

Wisconsin: (Family of three)
$860,00 per month
Plus 500 dollar deductible
Plus 20% coinsurance
Plus $25.00 per office visit

:321GFY

spideriux 03-05-2005 04:03 AM

Free in Lithaunia !

Rich 03-05-2005 04:06 AM

1) Canada

2) $0.00

thaifan99 03-05-2005 04:27 AM

Free health service but u can have private .....

So insurance costs whatever u want it to cover...

More costs more!

WarChild 03-05-2005 04:29 AM

Quote:

Originally Posted by Rich
1) Canada

2) $0.00

You don't have to pay anything at all for your medical? That seems odd. Is it different in the various provinces?

DutchTeenCash 03-05-2005 04:32 AM

euro 140 / month full insurance, 250 euro own risk including dental (thats private insurance as we call it, if you make more then 60k a yr, if its less then its like 40 euros a month gov insurance but a lot less is covered)

BRISK 03-05-2005 04:32 AM

Quote:

Originally Posted by WarChild
You don't have to pay anything at all for your medical? That seems odd. Is it different in the various provinces?

I think there are only 3 provinces in Canada that have medical premiums. BC, Alberta, and Ontario. Maybe he doesn't live in any of those provinces? Or maybe he doesn't have a big enough income to require premium payments.

http 03-05-2005 04:36 AM

Quote:

Originally Posted by BRISK
Is there a reason your wife costs more than you?


Women get older, and get pregnant

theking 03-05-2005 05:00 AM

Quote:

Originally Posted by BRISK
I think there are only 3 provinces in Canada that have medical premiums. BC, Alberta, and Ontario. Maybe he doesn't live in any of those provinces? Or maybe he doesn't have a big enough income to require premium payments.

I am satisfied that it is the latter.

theking 03-05-2005 05:06 AM

I have free medical care via the VA...but I also pay for medical insurance...as it is not usually convenient to go to a VA hospital. Something over $170 per month for medical/dental/optometry...with an annual deductable of $450...20% co-pay...$10 per prescription.

strobi 03-05-2005 05:06 AM

I pay around 100$/year or less... I have no idea, at least it's not enough to notice.

mcmc 03-05-2005 05:41 AM

Switzerland
Around $250 - $300 per person

Families get special deals

macromind 03-05-2005 05:45 AM

1) Canada/Quebec

2) $0.00

It is all free apart from dental care which stop been free after 13 years old.

sexxxyzone.com

Smurfette 03-05-2005 05:54 AM

I live in Newfoundland Canada
I don't have to pay for any doctor visits or hospital stays (unless I want a private room).
If I want full dental and medical coverage (which includes Accidental Death and Dismemberment Benefit, 70% vision, physiotherapy, diabetic supplies, % of prescriptions,% of dental, % of private hospital stays.) for a family of 4 with 1 smoker I pay almost 200 a month for it.

Smurfette

TheSaint 03-05-2005 07:12 AM

Here in the Philadelphia area a standard blue cross family contract is $1,000 a month. With 3 kids I pay about about $1200 a month.

Jace 03-05-2005 07:19 AM

Quote:

Originally Posted by BRISK
Is there a reason your wife costs more than you?

she has a heart condition

Peaches 03-05-2005 08:46 AM

United States, GA, 43 year old female, $334 a month for $20 doctor visits and $25 prescriptions.

My Imitrex usually sells for $160+ a pack and I use approx. 2 packs a month. I also use Prevacid that's normally $102 a month so I DO get my money's worth out of it.

There are other plans available for less than $100 for catastrophic insurance.

fris 03-05-2005 08:48 AM

yep here in canada you could stay in the hospital for a year wouldnt cost a penny, in the states? man $$$$$$$$$$$

just a punk 03-05-2005 09:32 AM

Russian and Canada rule!

Sosa 03-05-2005 10:10 AM

I pay like $80/month

Broda 03-05-2005 10:19 AM

Denmark
100% free
unless you choose a private hospital
dentists and specialist treatment is not necessarily free, but you can get some cheap group insurances for dental treatment; specialist treatment IS free if derived from your diagnosticated illnes

phogirl69 03-05-2005 11:56 PM

I have a question about insurance. What is a good company for "private health insurance" in Soutern California in the US?

I am not interested in HMO, PPO or Blue Cross... Are there any alternatives for more "higher end" insurance? Also, how come if I were to get regular insurance (when I am self employed) from a co as Blue Cross the benefits are not as good as if they would be if I got it from an employer?

The thing is that I am self employed and if I get Blue Cross the plans just suck. But my friends who work full time and got covered through their work also get Blue Cross but with much better coverage?!

Is there some way to get around this? That's why I am looking for the "best"
insurance alternative for someone who is self employed but no HMO please.

BlueCross would be around $190 for me ( single female, 26 no health problems at all) a month, but the coverage is not really good though.

With Blue Cross you have to pay a certain percentage, say 50% of the "negotiated fee" for certain procedures. Whatever the hell the "negotiated fee" is, is not even made clear. it is too vague.

TheSaint 03-06-2005 09:31 AM

In general with Blue Cross you cannot get the "top shelf" program unless you create a group plan (or get in one). My blue cross for example is the best you can get - $10 copay card, $10 drug card, all that good stuff. But its a group plan - the individual plans are crap, especially the drug plans.

Check with a broker in your area.

dready 03-06-2005 09:37 AM

I'm in Canada so it's free... but to top it off with free Massage, Chiro, Drugs, Dental, Eyes, etc, is around $50-$100/mo.

phogirl69 03-06-2005 09:46 AM

Quote:

Originally Posted by TheSaint
In general with Blue Cross you cannot get the "top shelf" program unless you create a group plan (or get in one). My blue cross for example is the best you can get - $10 copay card, $10 drug card, all that good stuff. But its a group plan - the individual plans are crap, especially the drug plans.

Check with a broker in your area.


Yes, I think this is what I am looking for; a good group plan. That's probably why employers are able to offer their employees such excellent plans. In a way, I am a little bit jealous because the coverage is so great. I would be willing to pay more for a group plan, because insurance is very very important to me. Not sure how to get into a group plan, but I suppose I'll have to discuss that with a broker like you said.

DaLord 03-06-2005 09:53 AM

Denmark - 100 %

DaLord 03-06-2005 10:13 AM

Umm 100% free I mean :)

Kassidy 03-06-2005 10:19 AM

I'm in Canada so it's free, but hubby also has a job with benefits so we have excellent coverage for optomtry, orthodontics, dental etc that is free to us. Not everyone has that.

I can't imagine what it would be like to have a sick baby and weigh whether or not I could afford to take them to the doctor or hospital. That is so sad for lower income people in the US. :(

Peaches 03-06-2005 10:32 AM

Quote:

Originally Posted by Kassidy
I can't imagine what it would be like to have a sick baby and weigh whether or not I could afford to take them to the doctor or hospital. That is so sad for lower income people in the US. :(

No one has to make that decision in the US. Truly "lower income" people are available for discounted or free medical care. Almost every state has a very low cost insurance plan for those making as much as $45K per year for children under the age of 18.

In addition, most hospitals and doctors will work out low or zero interest payment plans for bills.


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