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What does medical insurance cost in your country?
I've been reading about how different countries approach the concept of medical insurance, and I'm curious to know how much medical insurance costs in different countries.
Can anyone tell me: 1. What country you live in (include the state or province if relevant) 2. How much medical insurance costs per month (on average) in your country |
I live in Czech and pay a weekly pecentage of my wage to a medical insurance, don't have a clue what it is but probably not that much.
But just signed up to a private clinic for medical care. $2,000 all in. |
in the US the average range is 100 - 150 dollars.
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per month.
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Is that $2000 a year? |
It's enough to make you sick!
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I pay 1100 CYP, around $2400 per year for me, wife and child at Cyprus. Full insurance.
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we have the national health service. Its free :thumbsup
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Free here in Russia.
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i am in georgia, usa
i pay $266 a month for my wife and $189 month for me |
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Dental is another thing all together. |
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In Canada, healthcare is free if you make under X amount per year (It's very low, $19,000 or something).
At the top end, you pay about $40 per month. Prescription, dental, eyes are all extra but are included at the employer's cost in many professional work enviroments. |
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$96 for a family of two $108 for a family of three or more http://www.healthservices.gov.bc.ca/...n/premium.html |
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Wisconsin: (Family of three)
$860,00 per month Plus 500 dollar deductible Plus 20% coinsurance Plus $25.00 per office visit :321GFY |
Free in Lithaunia !
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1) Canada
2) $0.00 |
Free health service but u can have private .....
So insurance costs whatever u want it to cover... More costs more! |
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euro 140 / month full insurance, 250 euro own risk including dental (thats private insurance as we call it, if you make more then 60k a yr, if its less then its like 40 euros a month gov insurance but a lot less is covered)
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Women get older, and get pregnant |
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I have free medical care via the VA...but I also pay for medical insurance...as it is not usually convenient to go to a VA hospital. Something over $170 per month for medical/dental/optometry...with an annual deductable of $450...20% co-pay...$10 per prescription.
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I pay around 100$/year or less... I have no idea, at least it's not enough to notice.
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Switzerland
Around $250 - $300 per person Families get special deals |
1) Canada/Quebec
2) $0.00 It is all free apart from dental care which stop been free after 13 years old. sexxxyzone.com |
I live in Newfoundland Canada
I don't have to pay for any doctor visits or hospital stays (unless I want a private room). If I want full dental and medical coverage (which includes Accidental Death and Dismemberment Benefit, 70% vision, physiotherapy, diabetic supplies, % of prescriptions,% of dental, % of private hospital stays.) for a family of 4 with 1 smoker I pay almost 200 a month for it. Smurfette |
Here in the Philadelphia area a standard blue cross family contract is $1,000 a month. With 3 kids I pay about about $1200 a month.
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United States, GA, 43 year old female, $334 a month for $20 doctor visits and $25 prescriptions.
My Imitrex usually sells for $160+ a pack and I use approx. 2 packs a month. I also use Prevacid that's normally $102 a month so I DO get my money's worth out of it. There are other plans available for less than $100 for catastrophic insurance. |
yep here in canada you could stay in the hospital for a year wouldnt cost a penny, in the states? man $$$$$$$$$$$
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Russian and Canada rule!
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I pay like $80/month
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Denmark
100% free unless you choose a private hospital dentists and specialist treatment is not necessarily free, but you can get some cheap group insurances for dental treatment; specialist treatment IS free if derived from your diagnosticated illnes |
I have a question about insurance. What is a good company for "private health insurance" in Soutern California in the US?
I am not interested in HMO, PPO or Blue Cross... Are there any alternatives for more "higher end" insurance? Also, how come if I were to get regular insurance (when I am self employed) from a co as Blue Cross the benefits are not as good as if they would be if I got it from an employer? The thing is that I am self employed and if I get Blue Cross the plans just suck. But my friends who work full time and got covered through their work also get Blue Cross but with much better coverage?! Is there some way to get around this? That's why I am looking for the "best" insurance alternative for someone who is self employed but no HMO please. BlueCross would be around $190 for me ( single female, 26 no health problems at all) a month, but the coverage is not really good though. With Blue Cross you have to pay a certain percentage, say 50% of the "negotiated fee" for certain procedures. Whatever the hell the "negotiated fee" is, is not even made clear. it is too vague. |
In general with Blue Cross you cannot get the "top shelf" program unless you create a group plan (or get in one). My blue cross for example is the best you can get - $10 copay card, $10 drug card, all that good stuff. But its a group plan - the individual plans are crap, especially the drug plans.
Check with a broker in your area. |
I'm in Canada so it's free... but to top it off with free Massage, Chiro, Drugs, Dental, Eyes, etc, is around $50-$100/mo.
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Yes, I think this is what I am looking for; a good group plan. That's probably why employers are able to offer their employees such excellent plans. In a way, I am a little bit jealous because the coverage is so great. I would be willing to pay more for a group plan, because insurance is very very important to me. Not sure how to get into a group plan, but I suppose I'll have to discuss that with a broker like you said. |
Denmark - 100 %
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Umm 100% free I mean :)
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I'm in Canada so it's free, but hubby also has a job with benefits so we have excellent coverage for optomtry, orthodontics, dental etc that is free to us. Not everyone has that.
I can't imagine what it would be like to have a sick baby and weigh whether or not I could afford to take them to the doctor or hospital. That is so sad for lower income people in the US. :( |
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In addition, most hospitals and doctors will work out low or zero interest payment plans for bills. |
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