Commercial Insurance for my office - is $2M in coverage normal?
 

I'm getting a small office (600 sqft) and the landlord is asking for $2M in coverage. Does that sound normal? Sounds kinda high to me for just 4 walls & myself.

Thats typical for an office.

Had a pizza shop once needed 25million in liability to open the doors.

2M is pretty standard.. yes.

you better start selling more BOB memberships

you're right ...i should.

thanks for the replies :thumbsup

I dont know what end of the business you are in but don't tell them you are a web designer or in the software end of the biz. Getting insurance is a pain in the ass. The insurance companies dont like to take the risk of dealing with a software developer. They are worried about gettting sued if you produce a virus or bring down an entire clients business etc.

whaa? that's fucked up.
I doubt I can get around that cuz it says "web programming" right on my lease.