Commercial Insurance for my office - is $2M in coverage normal?

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  • JasonB
    Confirmed User
    • Nov 2001
    • 1183
    #1

    Commercial Insurance for my office - is $2M in coverage normal?

    I'm getting a small office (600 sqft) and the landlord is asking for $2M in coverage. Does that sound normal? Sounds kinda high to me for just 4 walls & myself.
    Tags: None
    • JFPdude
      Confirmed User
      • Jan 2002
      • 4027
      #2
      Thats typical for an office.

      Had a pizza shop once needed 25million in liability to open the doors.

        Comment

        • Furious_Male
          Doing the grind since 99
          • Oct 2003
          • 16884
          #3
          2M is pretty standard.. yes.
          Living in Virtual Reality
          Contact: Email (preferred): furiousmale .at. gmail - Skype: live:shanedws

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            • bigdog
              Confirmed User
              • Jul 2001
              • 6964
              #4
              you better start selling more BOB memberships

                Comment

                • JasonB
                  Confirmed User
                  • Nov 2001
                  • 1183
                  #5
                  Originally posted by bigdog
                  you better start selling more BOB memberships
                  you're right ...i should.

                  thanks for the replies

                    Comment

                    • Furious_Male
                      Doing the grind since 99
                      • Oct 2003
                      • 16884
                      #6
                      I dont know what end of the business you are in but don't tell them you are a web designer or in the software end of the biz. Getting insurance is a pain in the ass. The insurance companies dont like to take the risk of dealing with a software developer. They are worried about gettting sued if you produce a virus or bring down an entire clients business etc.
                      Living in Virtual Reality
                      Contact: Email (preferred): furiousmale .at. gmail - Skype: live:shanedws

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                        • JasonB
                          Confirmed User
                          • Nov 2001
                          • 1183
                          #7
                          Originally posted by Furious_Male
                          I dont know what end of the business you are in but don't tell them you are a web designer or in the software end of the biz. Getting insurance is a pain in the ass. The insurance companies dont like to take the risk of dealing with a software developer. They are worried about gettting sued if you produce a virus or bring down an entire clients business etc.
                          whaa? that's fucked up.
                          I doubt I can get around that cuz it says "web programming" right on my lease.

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