Well I handed over my Mercedes last night... bittersweet
 

Yep I did it. I traded it in for a 2002 chevy malibu of all things. No more seat heaters, no more turbo, no more built in phone, no more leather and my dash is totally plastic! Hahaha but I feel great! I cut my payment in half...

Then if that wasn't enough for one day, I called up my g/f who is also my landlord and told her she can start showing my house. I'm going to do a HUGE downgrade for the next 6 months.. maybe a year.

I got letters sent to each credit bureau to clear anything and everything completely OFF (divorce papers prove I owe nothing now) and I waltzed in a couple days ago and got approved for a few hundred thousand dollar loan for a house!!

Going to do some major money stashing and being a cheap ass but I am way ahead and on top of the game!! I love it! Sorry if I'm using GFY as my diary but I thought it might inspirse someone who might be heming and hawing as to what they are capable of. You can do anything if you pull your head out of your ass!

Happy Valentines day guys!! :drinkup

Did I miss somethign RRREd...???

Can you give me the readers digest of what happend leading up to all the things you just said...

I am out of the loop, and am not familiar with whats going on with you.

but why?

AlienQ got her fired so she had to get rid of the Mercedes

Good for you! You'll be a lot happier having the money in the bank and in equity than in a car and a rental house :)

Congrats :thumbsup

why didnt you make ole lens fork over the bling n the blang?

your doing a good job round these parts, that needs to be rewarded

Living below your means takes alot of devotion but you've already taken the first step, congrats girl

Wtf!?!?!?
How..Why?

How did AlienQ get her fired? I missed that part, I just read all the afterdrama.

Sorry to hear about your car, it's probably for the better this way.

Shok wants to be your Sugar Daddy.

It is all he talks about.

Congratulations RRRed! I'm sure this is fantastic news for you and you can finally move forward. Congrats :)

WG

Yeah Brad I'm about to leave my life of serenity and financial comfort and run to the arms of SHOK and his 4 KIDS!!!

To answer you with cliff notes Lee... Remember when I was on the netpond newbie board goofing off and just starting out? God I remember how bad this sucked. I had broke my achilles tendon in half and it happened to be 2 days after I got cancelled from health insurance.. simply cuz we were unorganized and forgot to pay it...

Anyway my car was repo'd, I was eating leftover top ramen, making sites and working graveyard at a hotel (every other night if you can imagine), took a loss on the salon I had just bought and we were forced to file bankrupt.

Over time my "place" in the industry was climbing, I was getting paid KILLER money, catching up slowly... and my marriage was going downhill fast. During a complete mental breakdown practically, I moved out. I remember doing that 911 auction live online while surrounded by very few boxes, crying, and drowning myself in crappy wine.

Anyway instead of getting myself together I decided to partake in a long distance relationship which helped in some ways but was ultimately not the greatest idea I realize now.

My ex husband drug our divorce on for 3 long years even though he had everything we owned. I mean everything except my clothes and a 10$ painting I was attached to. He even came to court with folders full of ammunition having to do with my porn industry work to try and yank custody.

I started to fall behind, wasn't able to attend webmaster events like I used to, was always too miserable to post much, and started to struggle financially and fall into the background. I couldn't envision 3 months ahead for myself so it was impossible to take any sort of action. I was all down on myself and just always depressed.

Anyway I pulled my head out of my ass and have been going full speed ahead with my plan of action. All I owe is a little chunk to the irs ;) not too awfully much then I'm free and clear. I'm ready to BUY... I'm extatic.. I feel like running through a wheat field like a massengil commercial... haha sorry this post got so long...

best of luck to you rrred! sounds like your getting onto the right track of things, congrats

YAY!!! I wish you the best, RRRED! That's got to feel so liberating.

When I got divorced the motherfucker tried to put all the debt off on me, so I still owe stuff. I can honestly say I hate him and his whole family for a great many things, not the least of which was lying to get custody of my son.

ahhh she got the house?

she charging you rent?

congrats
always good to start fresh

tell lensman you need a company car ;) cut your payment OUT hehe

Ahaha... Im the she... HE got the house and 3 cars but it was just a rental anyway. I've been paying up the ass renting overly nice houses ever since and it's time to readjust things so that I'll dump money into a NICER house that I can actually get some value out of.

Sounds like a huge weight off your shoulders..congrats :thumbsup

tell lens you need a pay raise

if ya dont mind
what part of wa are you lookin at ?
if you are still gonna stay in washington that is
;)

Good idea :thumbsup

Good stuff Rrred, a little sacrifice for a world better! It'll all work out & you'll have your home in 6 months! :thumbsup

{{{{super hugs}}}}

I'm smiling for you rrred, not about loosing the benz but about liberating yourself from worries .. so happy for you - i'd consider letting you feel my boobies again lol

CONGRATS lady!

It wont take you long, trust me. I bought my first house in 95, and it took me right at 6 months to go from deciding I wanted to do it to having enough saved and a closing date. Just focus on what's important to you, don't let the stupidity get in the way, and you'll be good to go before you know it. :)

OMG, RRRED, I had no idea and I have not seen you in years. I thought you were working for adult.com, are you still?

Honey, you are so doing the right thing.

In 2001, my wife of 16 years had an affair with a woman, I ended my marriage and she moved out with this new lover of hers. I had no assets in my name due to some shit from the past still trying to grab my assets, and I was waiting out the 7 years until the judgement expired...so my ex-took all the checkbooks and all the damn money...left me with bills, no car, nothing.

I closed down "OnTheRopes.com" resource site in 1999, could not pay server bill. Could not get financing or a used car....debt out my ass....

I had that same reality check you talk about, and ditched the used cadillac I got a year after our divorce, and got me a Chevy truck...one year after divorce I could have assets again..and all those judgements expired...I finally qualifed for a new truck financing plan...it had been 8 years!

I got an equity loan, paid off the truck, paid off the debt, and live simple.

I have made millions of dollars in my life but I never was as happy as I am now with a real simple life and no financial demands....

YOU GO GIRL! Keep us up with what is going on babee...I am so proud of you!

Congrats RRRed!
You need to be in a Virginia Slims commercial, You've come a long way baby! :thumbsup
Hope to see you in Cancun. We can play Titanic again :1orglaugh

good for you! i have been giving serious thought about cleaning up house and downsizing. the stuff i have i just dont need to live. don't know if it's a feel bad situation or if i really just want a simpler life but......

way to go and good luck!

RRRed RRRocks.

Good thinking about building equity in some real estate, smart long term planning :2 cents:

RRRoger :thumbsup

no pics? :<

Glad to hear things are going great for you RRRED! Couldn't happen to a nicer lady!! :thumbsup

hey girl... i wish you all the best! I bought a house this past year and got a great deal on my loan... i went in with zero down and seller paid the closing costs. My interest rate is 5.1% and the value of my house has gone up already 50k and i bought it under a year ago. You will not be disappointed with buying and good luck girl with everything!

:thumbsup

OMG that kicks ass girl!! Yeah I hope to be just as lucky. Most of my friends here are into real estate and construction so I have the right connections to lead me to some good deals... and there's lots of time to do it :)

you turned lezbian??? SWEET!!

pics of your G/F are mandatory pls

good stuff Rrred...:)

Bet that malibu gets you there just as well as the Mercedes :upsidedow
Good luck with your reorganization :thumbsup

Congrats RRRed :thumbsup

Glad to hear things going your way and Happy Valentines Day :liebe028:

Darby thank you baby but that sig just made me gag

since when are mercedeses expensive ? ? ?

lol

If that is what you like! congrats! :thumbsup

Sounds like a great plan. I have a similar plan for this year.
:thumbsup

i think its great and i hope it works out for you

let's all gather and say fuck irs :)