how much % of chargebacks are you allowed and what happens when you go over?
 

see topic.

If you go over you get ass raped by a big ni_gger.

can you explain that in a professional level.

it's actually like he said... :(

i think it's about 1% nowadays

1% and if you go over you can be fined and or have your program shut down. You should just research the processors for more information. www.ccbill.com and www.epoch.com/paycom.com. You should find all the answers you're looking for there.

Another good thing to note is you get are charged a penalty for any chargebacks too.

Matt

The process is charge a fee - which they obviously pass back unto you. The fee increases with every % level you go over the fee. Then the processors account will be decline and no longer be able to process.....But they will shut you down before all that happens.

Different regions have different allowable limits and penalties for exceeding those limits. In the US, the rule is 1% CDC with a minimum of 100 chargebacks per month for Visa to pay much attention to you. This applies whether you have your own merchant account or are a sponsored merchant with a legitimate IPSP.

In other regions, Asia for instance, the allowables are double that -- 2% and 200 chargebacks to qualify.

EU is currently 2% I believer, but there is a rumor that is going to be reduced by quite a bit in the coming months.

Oh, as to what happens when you go over.

If you have your own merchant account, you are charged for each and every CDC you incur, different banks have different fees, some as little as $10 per chargeback and some as high as $25 per chargeback. If you are on an IPSP, I believe that most of them will eat the fees as part of the % they charge you to process your transactions, up to a point at least.

If you get into fine trouble, it's generally $100 per chargeback at that point.

Mastercard, in its infinite wisdom, reserves the right to count your credits against you for fine purposes, if they determine that you are issuing credits solely to avoid chargebacks.

Whether you win or lose a chargeback really doesn't matter as far as the card associations are concerned, the fact that one was initiated is what counts.