Online check processors , a rant
 

Every so often, the greed gets me and I turn the U.S. check
option back on. Never fails within a month 40% are bad.

What gets me is how completely obvious they are and should have
been questioned in first place!

Come on 3rd party processors, get your act together.
Geotargetting has been in use for years. If the guy is in Florida
and he says his bank and residence is in Alaska. SCRUB the
bugger as you would with a credit card. A one liner in red just
below the account entry box, "Your bank must be the state of
your ISP." , would make it so it's not even a support nightmare.

Further, if I tell you it's a bad customer ...atleast let me be able
to issue a disable and refund before penalty fees.
(2 out of 3 I use don't)

Why not add it to your own join form and then post to the biller?

I used to have the same problem when I ran online checks thru my 3rd party processor.
Then I heard about WTS Bank. I signed up with them thinking that it would be no different.
But lo and behold, I started seeing actual money from check sales!
I must say that switching my check processing to WTS Bank was one of the best decisions we made for my site!
Check them out!
www.wtsbank.com

Ditto Mandy's recommendation :) Plus, WTS does NOT charge processing fees if the check doesn't go through. That means they want the check to clear as much as you do and have many processes to get it to happen.

WTS as said below.