If you were looking to buy a house?
 

What would be your price range?

We are looking in the 250-300k range

Dude, the thread will move off the main page itself, no need for 500 more topics in order to push it :)

Total price with land, 400-600k.

We aren't in the market to buy a house at the moment but we did buy this one 4 years ago. We paid 285K for it, but then we put in a driveway, a pool, a few other things and it was appraised last year for 350K

$200k is all a single guy needs in this area

Gee...Was it that obvious? :glugglug

I'm not single and we are looking to start a family....

Cheers detoxed :)

depends where you live... In the Northeast, property is a killer... 300k is a minimum

Depends on where I buy it.

Washington state" 300k.

Move out to Arizona, land is cheap here. That could get you one hell of a nice pad

Saving up for one now actually, I need to put a rather sizable down-payment to avoid an income credit check.

WG

Move to central Florida, buy a nice 100 or 200 acre ranch at about 2600 to 3000 per acre. Then build a nice house on it with a pool etc, and you have a great place to live and party.

Must be weird Canadian shit...

Credit is weird in Canada...for instance...in the states your dog could get a credit card...in Canada, unless you get one when you are in University...it is harder than hell.

All mortgages in Canada with less than 25% down require the Canadian Mortgage insurace (not exactly sure on the exact name). If they turn you down...and they often do if you are self employed you can't get a mortgage because that insurance is required with less than 25% down.

When we got this house we were self-employed...they turned us down so we had to come up with 25% down in order to get a bank to lend us the money without their approval

Where im at house are cheap. 150-200k for a large house. 80-120k for a single or couple.

Now I know why I live in the midwest. Cost of living is cheaper.

A guy working at Burger King and doing porn on the side might have problems with a $300K pad - :1orglaugh

We have a modest house with a fairly large lot. Happy with it. Nice back yard to mow and have Bar-B-Qs. Realestate taxes are under a grand a year!!!

The same house in Orlando, NewEngland or CA would cost 5 times what we paid for it. Not to worry though, prices are going up fast. Don't know if that is good news or bad though?

Nah, its because of my personal line of credit versus my company's.

WG

Why would you want to avoid a credit check? Assuming you have decent credit you will get a better rate with the credit check that going stated with a huge down payment

What price range are you looking at btw?

I live in NY, that should explain all. :helpme

Because a majority of my income is tied up with my company versus my personal income. If a bank looks at my last 2-3 tax returns, they'll deny me outright without a guarantor or secondary creditor. As a result, I need to put a large down-payment to get around that.

WG

Sounds like you are going for a pretty big house :)

I rarely indulge, this would be one of those times I would want to :winkwink:

WG

Not necessarily true WG, we will talk when I come down on the 3rd for lunch. I will hook you up with my mortgage broker, he performs fucking MIRACLES when it comes to getting you pre-approved for mortgages.

All the guys that work for me have gone thru this guy and have ALL gotten approved for way more than they imagined they would of.

DH

you're lucky to have angel. On your own you would be renting a slum in the projects somewhere. Ride those coattails, cocksmacker. When reality hits the bitch upside the head she will turf your lame ass. What does she need you for? :1orglaugh

Yeap its a total pain in the ass being self employeed in Canada trying to get a mortgage!! I'm sure you know from listening to all my bitching about it. Goodluck on it buddy.:Graucho

Really? Alright, let's talk about this guy on the third :)
WG

Yeah, definitely. It would also help if I could decide on which city I want to live in as well, hehe.

WG

Totally depends on the area you're living.

Here I would go for $500-600K. Back home in Iowa I would for $200-300K.

250k would be enough for what I'm looking for.

I just spent $225K here in Vegas. The home itself is small, but more than adequate enough for myself and my girlfriend. Another plus is that it'll be brand new. It should be built in January. :thumbsup

Whos that guy in your sig?