Remember to cancel your creditcard!
 

Got this story on email today - sorry if its a repost



Be sure and cancel your credit cards before you die . . .


This is just so priceless . . . and so easy to see happening,
customer service being what it is . . .

My Aunt died this past January. CitiBank billed her for February and March for their monthly service charge on her credit card, and then added late fees and interest on the monthly charge. The balance had been $0.00. Now it was somewhere around $60.00. I placed the following phone call to CitiBank:

Me: "I am calling to tell you that she died in January."

CitiBank: "The account was never closed and the late fees and charges still apply."

Me: "Maybe, you should turn it over to collections."

CitiBank: "Since it is 2 months past due, it already has been turned over to collections."

Me: "So, what will they do when they find out she is dead?"

CitiBank: "Either report her account to the frauds division, or report her to the credit bureau . . . maybe both!"

Me: "Do you think God will be mad at her?"

CitiBank:". . . excuse me ?"

Me: "Did you just get what I was telling you . . . the part about her being dead?"

CitiBank: "Sir, you'll have to speak to my supervisor!"
(Supervisor gets on the phone).

Me: ''I'm calling to tell you she is dead"

CitiBank: "Could you fax us a certificate of death?"

Me: "Sure." ( Fax number is given )
( After they get the fax. )

CitiBank: "Our system just isn't setup for death."

Me: "Oh."

CitiBank: "I don't know what more I can do to help. . ."

Me: "Well, if you figure it out, great! If not, you could
just keep billing her . . . I suppose . . . I don't really think she will care."

CitiBank: "Well, the late fees and charges do still apply."

Me: "'Would you like her new billing address?"

CitiBank: "That might help."

Me: "Odessa Memorial Cemetery #### Hwy 129. (Plot number given)

CitiBank: "Sir, that's a cemetery!"

Me: "What do you do with dead people on your planet?!!"
:1orglaugh

hahah it was real funny. but do u think its actual a real log. I highly doubt a CC company is that stupid

:1orglaugh :1orglaugh

Man, bank people are stupid!!!

Never heard anything like it before! Sad and funny!

i am pretty sure its fake

LOL! Thats a classic. Incredible!

As a joke, we wanted to see if we could get our dog a card. We added her ( 1 yeah old Golden ) to an application and sure enough... two weeks later we had a card for here. haha!

Never racked up any charges on it, but Im sure the card is still active to this date. haha


Man... your story is nuts.

so your dog has a SSN

LOL Naw, but you can add names for cards for children with out an SSN number... thats what we did.

:)

ohh yeah that i understand.
So if the dog didnt pay the CC bill, they would go after you

Yeah!! I mean she did run up a few charges for like those dog treats we would never buy her and shit, but all in all... it was a good experience! hahaha

Just went and found the card. lol Its expired, but of well.... so did the dog... a year ago. :(

That's bullshit. Any bank would credit back any fees or interest upon reception of a death certificate.

As for adding your dog to your credit card, you can add whoever you want onto your account. You're responsible for whatever gets charged to your account by an authorized user, so the credit card company doesn't care who you add. I see people adding their 12 year old kids all the time.

LMAO remember the Married, With Children where Al and family got the CC for Buck, the dog and ran up charges at the best hotel in Chicago and bought all the lastest gadgets and shit? Classic!

Your two year old dog died? Your stories reak of complete bullshit.

Oh wait sorry, you said your one year old dog died a year ago. You are an idiot.

One of my aunts had a step uncle cremated. The crematorium sent her a bill that was higher then the original quote so she told them they could just go ahead and keep the ashes.

:1orglaugh :1orglaugh :1orglaugh

This story sounds like a deja vu. almost..


My ex-wife died during surgery about 5 years ago , and for months her bank sent her credit card statement to my house, and i never really paid much attention , one day after an unusually large load of mail ( and a few drinks and free time in me ) i called up the bank and let them know they wont have much luck sending mail to a dead person .

So the guy asks me who is in charge of the estate , and i let him know that she didn't have much and there was no estate or funeral or anything like that. So then he does the same thing as above, he tells me he will have to turn the account over to a collection agency. Now she only owed about $200 and i also had her last paycheck. So i tell the guy if he wants the last paycheck he is welcome to clear the account and even keep the change, and he asks " did she sign the check ? " , im like " um no she is dead " so he tells me i can only give him the check if its signed or if i have a death certificate. I'm like look dude , im not going to go through a bunch of trouble to pay $200 a dead person owes you, just so you will stop sending me mail, if you want me to drop the check off at the bank , i will , but im not doing anything else.

So he says no he will send it to a collection agency.. Fucking idiot.. I threw the check in the garbage. This was the bank manager i might add.

Bureaucrats are hilarious if you don't have to deal with them. :1orglaugh

send the details of this to news sites. be funny to read about this on cnn money's funny money section :glugglug

Lol, you know this could happen!

haven't called many customer service numbers have you? i've talked to some pretty big idiots

Funny but probably fake.

:1orglaugh

When my father passed away I faxed his death certificate to all his financial relations. Credit card debit isn't collectable at death since it is a nonsecured debt. The card companies hate that.

:thumbsup

Ah the memories... I remember reading that last year.

I went through a lot of similar situations when I was taking care of my mothers estate after she passed. Some of these people just can't accept the fact people die.

He should have just gone shopping.

I know people who have racked up utility bills in dead relatives names. Kind of like an extended inheritance for poor people.

nuu ghhh Thats my kind of lady!

they just want you to pay it off for her

Now that was fucking funny...

you'd be surprised at the amount of idiots that call on a daily basis.

it has nothing to do with not accepting the fact that people die. it's simply that we require proof. as giorgio_xo said, credit card debt cannot be collected after death, and many people try to claim try to get out of paying by having a relative claim they're deceased.

:1orglaugh

this bank guys are stupid