Fcms - Fraud
 

WARNING about the following company:

Financial Credit Merchant Services
FC Merchant Services
FCMS

On 05/7/04;
I was told by Joseph Sorge of FCMS (financial credit merchant services)
that if I send $2500 to them ; they would set me up with credit card
processing. He stated he would send the contract after monies were
received. After the monies were sent by my banks WIRE department, I
sent FCMS confirmation of the wire by EMAIL.

FCMS then sent me the contract with rates almost TWICE as much as previously
quoted (4 hours later, on the same day)

When i requested a refund due to the inflated rates (fraud) on the contract, they refused.
I was out $2500.00

I never received the cc processing service for this money. They kept this money.
The reason I sent the $2500 so quickly was because I was told on the phone by FCMS
" send $2500 and we will LOWER the fees , but you have to send it today and you will be setup in two days "

The agent who referred me (as of the date of this posting) still has not received the $500 promised.

Please remember, (as of the date of this posting) NO SERVICE has been provided for this money.
Email and Phone calls to the members of this LLC have gone unanswered.

Here are the members of this company:

STEVE GRAHAM
Title: MEMBER
Address: 2353 W HEMLOCK CT
CHANDLER, AZ 85248

Name: LUKE NGO
Title: MEMBER
Address: 3400 N ARIZONA AVE #12
CHANDLER, AZ 85225

Name: LEROY J COSTINE
Title: MEMBER
Address: 2117 S BRISTOL
MESA, AZ 85212

If you have victimized by this company or know someone who has been, here are 3 very
useful links:

https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

http://www.ifccfbi.gov/cf1.asp

http://www.attorneygeneral.state.az...ctions_eng.html

Sorry to hear about your situation

people need to do their homework before sending any type of application fee for a merchant account, especially highrisk.

haven't personally dealt with the company that you're referring to, but I'll pass on some knowledge that I have gathered with another..

Humboldt is huge on the merchant scene as most know, but a couple agents/ISO working for them are targetting GFY.. they are quoting people at amazingly LOW adult rates, i was shocked at these rates and I had to call them up to try to work out a deal for my own company.. turns out after I called thier headquarters, this fuck was just lowballing everybody, and then eating up the application fees, coming back to them with 2-3x times the original processing quotes after receiving the app. fee.

Get a quote in writing before sending in any sort of application fee.