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You may also want to look at Duocash as an additional way to process transactions along with your credit card processor.

We enable pre-paid phone cards to be used, which means that we have nothing to do with VISA/MC and we are not subject to their regulations.

We are not looking to be a replacement for credit cards, but rather an anonymous, additional method to get customers who might otherwise not want, or be able, to give CC# to adult sites.

Our system also works VERY well for micropayments as there is no per transaction fee of 15 to 50 cents like CC transactions. We have merchants that are processing transactions of 5 cents per transaction!

Perhaps you may want to take a look at Duocash

http://merchant.duocash.com/howto.jsp

We are putting together some VERY large deals that will be implemented in the next 60 days or so that will put us all over the US and Canada, and we are in discussions to expand to Australia, South America and the EU.

We are not in the business of selling phone cards. The problem with earlier business models has been distribution of proprietary cards. The retailers won?t stock the cards if the customers aren?t asking for them. The consumers aren?t aware of the cards if they aren?t on retailers shelves. It?s a chicken and egg type of issue.

In our case, we have done something different. We are taking a product that is ALREADY on the shelves, in distribution online, and in call centers. We are enabling the existing phone cards that are already on the market and being distributed, to be used by consumers to purchase digital content on the internet. This also avoids the issue of a single-use card that won?t be carried by retailers and distributors because of perception problems associated with a card that is specific to adult, gaming, etc?

You can contact me on my mobile or my email at any time for any questions you might have.