Very interesting thing happened at Starbucks today
 

It was 10 dollars and I gave them a credit card. The girl gave me a reciept, I asked dont I have to sign. She said you dont have to sign anymore unless its over $25. Isnt that the whole arguement why we are not protected against charge backs no signature?

same thing @ Chipotle for ages now.

No need for signing.

Yes, but they have the card swipe on record. We dont.

Its the signature that matters, not the swipe .Anyone can present a cc card.

In all my years of retail, I've never had a chargeback. I have had a few idiots call because they shopped at our store on a Monday and saw a charge on a Thursday or something. Charges don't always show up automatically. In that case, I actually pulled out the receipt to see when they were in the store and how much they spent.

you never have to sign when you swipe at the pump either...

This happens at a lot of places now - most every restaurant at the airport, the parking pay on the way out of many parking garages, all for very low dollar amounts.

My guess is that it's a two fold situation at the banks -- a, they have a swipe so that's nearly as good as a card not present; b, they have a low dollar transaction that many people won't dispute; and c, in the case of the airport or the parking garages, they have a secondary form of what they consider to be ID since they have a picture of your car, you and your car, or your cars license plate if they should ever need to bring proof in a dispute.

Though I will say this, the Phoenix Sky Harbor parking has had some way way high dollar transactions go through without a signature on my cards, I am the one who's always late for my flight and will spend a week in hourly parking.

That's also why the gas pumps are all going to zip code entry in the states -- it's one more plus in the score on the fraud detection total that means you are the card owner.

Keep the receipts. You can't fight the cc ppl.

ate there for lunch today.....that place is yummy, but VERY unhealthy

Hey Teka would you please hit me up on email at [email protected] I want to ask you something about a post you made and can't Private Message you since they disabled it.

Thanks.

I have bought pleanty under $25 and I still am required to sign?
is this a new thing?