Epassporte: This is some fucked up shit!!! Someone stole $695.48
 

This is some crazy shit!!!! I had some old unauthorized charges on my virtual card ( http://www.gofuckyourself.com/showth...hreadid=273759
http://www.gofuckyourself.com/showth...hreadid=263664 )

I talked with epassporte and they temporarily suspended my account and blocked both my virtual & electron card. My last correspondence with them was Apr 27 and haven't heard back from them since which SUCKS! Today I took a look at my account and I see some cocksucker bought some stuff from an online store in Sweden for $695.48 on my virtual card EVEN if my card was blocked WTF. You guys have to take a look at your security!!!!!! :mad:

:eek2

Hope it gets resolved

Nothing surprises me anymore. Hope everything gets resolved.

have never used it, hope it works out

Id be on the phone to them pretty damn fast!!

Fuck man I had same shit happening to me 2 months ago, 700 bucks stolen, I will get it back though. Epassporte have been good to me thru this.

Hmmm, I just opened an account with them. Maybe it was a bad idea. I hope I don't hear any more horror stories like that about them.

Good luck, I hope you get your money back.

thanks for the support guys...just had about $18-19 in my account so I have like -$676 now, but still pretty scary someone can steal that amount and overcharge the account...plus my cards was BLOCKED!!! I really hope they catch that fucker :mad:

Hope you get the money back!:(

I cant go -00.01 on my account, it just declines it. I thought that was the way the debit card system worked.

I expect it will dishonored and the money will just go back on your account.

I hope anyway!!

That sucks man. I haven't had any trouble with epassporte, but this is pretty scary shit

Fuck, hope things turns out good for you bro

The online store only accepts domestic orders so I will see where the package was sent tomorrow...

What he said.

gold is the only worldwide currency:)

Fuck that sucks big time. What a shitty operation if they let that slide.

wow thats scary. let us know how it turns out

It will be nice to hear what Kimmy Kim has to say about this, or any epassporte rep.:warning

holy shit that sucks -- lets see if there is a reply from epassporte in here or not

Denial and/or blame someone else I reckon. Probably a bit of snottiness thrown in for good measure.

How the hell did they get your card in the first place?
:helpme

and i just signed up for an account

:(

that sucks man, this is the first inceident like this ive heard of with them

Since you all seem to know sweet fuck all about how Visa cards work, here's a little schooling.

Merchants have something called floor limits. The floor limit is a maximum amount a merchant can charge to a Visa card without obtaining an authorization. The floor limits are specific to the merchant category and not merchants themselves.

For example (and these numbers are totally made up for example purposes), all grocery stores can process transactions of up to $200 US without requesting an authorization.

When a transaction is passed under the floor limit, no communication is done with Visa before the transaction is completed. The merchant swipes the card the capture the account information for when they do their deposits afterwards.

If a transaction is done under the floor limit, it'll automatically go thru on the account, regardless of whether the account is closed, overlimit, delinquent, been placed on hold, etc. If for any reason the transaction is not valid (for example, a fraudulent transaction), Visa takes responsibility.

On top of that, a merchant can process transactions of any amount without requesting an authorization. However, if the transaction is over the merchant's floor limit and the transaction is invalid, the responsibility for paying the transaction falls on the merchant's shoulders.

So, assuming there was no error on ePassporte's end (for example, the card wasn't placed on hold), the merchant in question most likely never requested an authorization for the transaction.

psykho :)

You know way too much about how systems work :)

However, in ePassporte, you cannot use a Virtual Visa for a non-virtual transaction without attempting forced authorization.

We request a reverse on those :)

Drop me an email paparazzi and I'll go over the details of how this is will work out.

Here in the UK (and the European countries I've used it in), if you have a Visa debit card the amount is checked against your account even if it's only 10 pence and if there are insufficient funds the transaction won't be authorised by the card issuer.

I sure hope I know how it works... it's what I get paid for :winkwink:

That's interesting about the virtual card. I'm not 100% familiar with those as they (along with check cards and pre-paid cards) do not exist in Canada.

Does ePassporte have a zero-liability policy?

That's realy sux ask them to chage your virtual card number and next time don't use that number for buying on net

That would make the virtual number virtually useless ;)

If YOU do not have an ePassporte account by now and have not read the terms, you need to drop me an email and I'll start you one myself :)

hehehe... *hangs head in shame*

when i joined spotbrokers, i was under the impression an ePassporte account was set up for me. however, when i tried to login to it, i apparently had the wrong password. i never got a virtual visa number, so i'm assuming an account wasn't set up.

what's your email address? kimmykim (at) epassporte.com? what info do you need from me?

It's [email protected] -- drop me an email and we'll get this figured out by morning :)

Holy...mother...that is out of control!

And not exactly what is happening. I will leave it to paparazi to post the details after he gets in contact with me :)

Hi Kimmy,
just woke up and sent you an email.

Was this resolved yet?

I'm just waiting on one last thing and then you'll have a reply :)

put all your money in pay pal.

cause i'm sure that's a safe bet.

i hope you get resolved :( (good luck)

It will be resolved, I just don't make a point of discussing specific account information on message boards, I'd rather go over it with paparazzi and he can tell you what he would like you to know about it :)

haha, nice one...

it's true, the only thing i use my CC for is online stuff.

I am sure Kimmykim will help you get it resolved! :thumbsup

I'm looking at moneybookers today, any info about them?

Paparazzi, you've got mail :)

epassporte blocks my account with 850$ and dont want to return me my money. for international merchants thay are totally nightmare. dont use them they can block your account like paypal every time they want and didnt answer even to my emails.

How much money can you have on your epassporte account?

You could try emailing me and make sure to include your account name.

I'll be around for a couple more hours and then I am off to the airport and will not be online agian until tomorrow.

Grr that sucks bro hope you get your money

Sick the lawers on 'em!