Motorcycle Insurance is a Fucking RIPOFF!
 

Holy shit my bike 2 years ago was only $800 a year.

Just got a quote for my new bike and it's $2800 a year! I called around for better quotes and no one is writing new policies and no one wants to insure motorcycles anymore.

What a fucking ripoff! :feels-hot

DH

We've got 2 bikes and I just had to shell out for the yearly premium last week. Mine only jumped $200 this year. Sucks because we don't get to put them to use year-round.

Where do you live? I keep seeing commercials on TV for progressive being motorcycle friendly insurers

damn I still want to get a bike

DrinkingHard
Paid Advertising Guru

Registered: Jan 2001
Location: Just North Of Toronto :)
Posts: 6556

doh! :Hollering

You have a bike! thats wicked kewl!

LOL now you know what I have been going through DH... The insurance on my Ninja is about the same bro

Wow, that's pretty pricey. Did you mention your about to get married. That should help cut the cost a tad :)

WG

im in jersey, my friends 20 just went out and bought the 2004 yamaha r6 he got a quote from Rider for 1800/year after they processed his license it went up to 8500/year thats about what the bike costs. His driving record supposedly effected it he had 2 speeding tickets from 2 years ago.

DrinkingHard, call 1-800-211-SAVE or go to http://www.21st.com/ to see if they can hook you up with a better rate.
I had motorcycle insurance through them last year and it was less than half the price as anywhere else.

Screw that, you need to not put collission on, I have a 2003 Yamaha R1 and im only paying 240 a year.. and I have tickets!

DH,

Who are you going through?

I pay less then 300.00 per year for full coverage on my 30k HD Fat Boy.

I think the company is called American Modern. You can also call HD Insurance and they can recommend some.

thanks

Todd

That's pretty expensive! :2 cents:

bike insurance is insane

i have 2 bikes and my rates are only like $480 per year. obviously it depends on the bike, where you live, age, driving history, etc.

I'd love to call up these companies but I doubt they will insure a motorcycle in Canada. :(

DH

I just got a quote for $1000 a year from progressive in CA for a 1300cc cruiser.

just make sure they don't find out that you'll be riding around in a dress, they'll probably try to charge you even more :winkwink:

ouch, that sucks ass.

I would only pay a premium like that on a bike worth $30k or more

Crotch rockets are cheap and that is easily more than 25% of a new jap bike's worth.. per year

Guess it depends on what you ride

I was paying $65 per month for full coverage on a Victory Vegas, which was $18k out the door... and I still thought that was pretty high

that sucks man :(

Yea that sucks in your COUNTRY.....

i pay no where near that...lol

i got quoted $5,000 a year for my cbr rr. Shit is out of control.

As long as you dont have full coverage you'll be fine. The insurance companies are tired of paying settlements out for kids that park their bike under a car after owning it for a week.
Dont get collision. Get fire, vandalism, theft, and liability and you should be good to go.