Isn't anybody concerned about this?
 

As I'm trying to get a backup merchant account to my existing one and talking to merchant account brokers and banks, I'm being told that there is a good possibility that the adult industry may be completely denied by Visa/MC in the very near future. That means that most adult web sites won't be able to accept credit cards.

However, I don't see too many concerned webmasters. Isn't this our living and we should be worried about things that can completely destroy it?

What do you think?

Another day in the park is all.

Not gonna happen.

like Ironhorse said it probalby wont happen, if it does someone could make alot of money off alternitive billing solutions and before you know it a majority of the sites will be using it.

ARS provides their own credit card as do some others.

Yes it is very hard to find a adult merhant account to process for less than 100k a month.

Rumour has it that 3 rd party processors will loosing recurring transactions within the next 6 months who knows how it will pan out .

It could happen, it depends what it takes for Visa/MC to say enough.

But I don't think it's on the horizen, just that we should watch ourselves and ensure our futures.

Tell them you know "Juicylinks" and they'll hook you up, no problems.

please elaborate on how you would apply this statement! And what the hell you are trying to say.

Porno business is a billion dollar industry so dont worry.It will always surive :thumbsup

Exactly, the porn purchaser has found the Internet and will continue to buy.

I don't think you are living off impulse buying. :1orglaugh

WRONG they use epoch today

I can see how industry giants can survive, but what about those of us who make less than $1M a year? I can't get an offshore account because I charge less than $50K/mo, yet I can't get a US account because I'm an adult merchant. If I didn't have one already - how would have I survived?

Sex has always sold .. Selling your body for sex is considered the "world's oldest profession" ... It's been around before Visa was here, and it will be around long after too.

But how, if there are no cc's accepted?
Online checks take to weeks to clear and some people get access after they clear, that is fucked up.

If cc companies ban porn, everyone but the guys who create the new billing metods, will make less money.

You make a $ Million, you will make $200k, if you make $3k, you will make $500.



/ edited for spelling /

Hmmm...not gonna happen...

Unbelievalbe, the atheists vs religion thread is on its 4th page, but this issue that everyone should be worried about is not even looked at.

I don't think it'll happen.. they make too much money off it.

We should still watch ourselves though... there's a few webmasters out there that give the rest of us a bad name.

It is just a matter of time. Once the fraud jumps over the profit we are all done. The best thing was the chargeback ratio change as it cleaned up the big boys. The crossales were the biggest issue in my book and we still have them but they are worth less and less.

they are always saying things like that - trying to scare people..

common..

That would be great cause alternate billing methods would flourish since surfers would have to adapt.

fuck visa anyhow

guess we'll all have to start using our friends chinese restaurant merchant accounts :Graucho

I hate to say this, but I'm planning for and actually hoping Visa and MC stop processing for the adult transactions.

I'm ready to go with the next system and strategy that will work transactions without the need for credit cards.

:Graucho

What do you expect?

This is GFY where half the posters are kids or have the mental capacity of a kid

agree.

every 3-6 months, a thread like this pops up

:Oh crap :( :Oh crap

If that is so good, then why can't you introduce that system now?

BTW, does that allow recurring billing?

I am. Already going. But it will be unreal once the Visa/MC choice is no longer available to the consumer.

I've been hearing the same thing. I think alot of site owners are preparing for it, just not talking about it (of course this type of thread seems to come up at least once a month). The site owners that are prepared, probably hope it will happen. Think of all the competition that would be gone for the unprepared.

Personally I think Visa/Mastercard will do the same thing to the adult internet market that they did to the gaming internet market. Just drop it and good riddens they'll think.

Pretty sure this won't happened as porn brings in alot of money for Visa/Mastercard. They would just lose out if they deny adult processing because some company will just start up their own adult billing company and take the profit that is currently going to Visa/Mastercard.

I still doubt that there can be any better payment form than cc's.
CC's are simply the most common payment method in the US and currently the most convenient online payment method in generall.

Sure, it will make KRL or some other companies rich, but is the average webmaster going to profit from the fact VISA / Mastercard ban porn...?

I highly doubt it :/


edited: the most convenient payment method is obviously SMS and everyone who had used it knows it.... But you cannot charge surfers $29 with it :(

Online gaming brings in a ton of money to, but they dropped it. Online porn brings a drop in the bucket of what Visa/Mastercard brings in each month. It would not hurt them at all to drop online porn. Just because online porn brings in alot of money in your eyes, in the eyes of Visa/Mastercard, online porn is pocket change.

:glugglug

So, what are the choices?

- Off-shore merchant accounts - very expensive and still will be useless if MC/Visa will ban adult transactions
- Alternative billing - most of it is too weak and too few customers use it
- 900 numbers - is that still even allowed?
- iBill/CCBill/Paycom - probably will go down with the rest of us, but it'll be interesting to see what they are gonna do about it.
- Online checks - this could be a good solution

What else?

some mother fuckers are so goddamn stupid.

Do you want to join our site?
We can?t accept visa or master charge according to the credit card biller, but if you click here and buy one of these items (of course non-porn picture on a mainstream domain), you will receive a gift certificate to view this site for a month. It?s up to you if you want use it or not.

Might work for the smaller porn site?just thinking out loud. :)

Makes me laugh when people say not going to happen. The Govt. has a pinch on The big co.s and ya think if they get squeezed more they wont pull out?

After all 2 Major CC co. pulled out so why wouldnt Visa.
Porn is a blackeye to them so its not unseeable that one day they will be gone.

A lot of money? Adult is a tiny little zit in terms of the $2 TRILLION charged on credit and debit cards annually.

We're more of a headache then its worth to them.

Be prepared the direction is heading that way. Gambling was first. Porn is next.

Because that is something people can argue about and express their opinions about... this isn't. Nothing to do about it, nothing to argue about, as was said, porn will survive.

KRL, if you can, please share your solutions and ideas to this unavoidable issue? Porn is obviously going to be around and people are going to find ways to pay for it, as they always have.
Online and offline.

If you can, do spread your risks if possible. My company is investing heavily in film industry as well on the Internet.

I know that in some countries (like mine) it is illegal to charge people for showing them adult movies in a cinema.

Do you think that stops porn cinemas? Hell no, they charge - perfectly legal - for the tableware instead!

Take a look at your average online casino, they have half a dozen ways of taking your money, if not more. Most porn sites have two, maybe three.

You'll see a lot of people moving to Neteller, Moneybrokers and the like. There are other services that do the same thing. There are people who do checks right and EscortBiz will make a bundle off his check solution.

Maybe somone will do the prepaid cards right and get them out there. 900 billing or billing to a cellphone may be improved.

Online gambling and betting companies do offer VISA and MC as their preferred payment method.

Playboy Casino shows you this for instance:

http://www.playboycasino.com/images/en/help_gs12.gif

Are you simply implying VISA & MC stopped processing US based gambling companies? I haven't looked into this too much, sorry if my comments are far off.

it could happen easy, 1 in 100 chargebacks is not many and i bet most sponsors are finding it hard.

me and my brother have been working on an independant billing and marketing system for about 6 months now.....thats really all I can say.

check out duocash.com they will step in instantly for adult sites if visa/mc shutdown, and you can use visa to buy duocash :) * or any phone card available at circle K/wal-mart type stores

if cc dont work, maybe it is the time for DIALERS again...


:Graucho

When VISA pulls out, the adult industry goes bye-bye

Some jesus - worshipping american, politician is probably working on that right now:mad:

When Visa & Mastercard pull out - they will also no longer be able to prove that one person was 'illegally' viewing sites that are illegal in their country. *CP* They will also no longer be able to trace them back.

If Visa/MC pull out - some people will be forced to go the cash way - the snail mail way - all of which won't be traceable by the government - nor will they be able to prove much in the taxes area.

Just my thoughts - Visa/MC are a good way for the government to also keep an eye out.