anyone currently using ibill checking?
 

for years we used ibill checking, but fraud got so high we removed the option.

and we setup netbilling checking, which works ok, but results in maybe 60% declines due to fraud, etc.

i heard that ibill improved their fraud control, so we put ibill checking option back on the join pages yesterday.

and today i see ibill checking signups leading netbilling checking signups 4 to 1.

question: did ibill improve fraud control with checking or not?

Ibill announced Online Checks Product Enhancements some time ago, but those changes haven't lead to improving of fraud control.

But I know, that they're working on the way to solve this problem with high % of returned checks.