chargebacks.. look at this shit
 

Your bank and visa/mastercard profit from chargebacks, don't let them fool you!

A bank would only take the time to email me about this if it was gonna make them money.

http://www.datinggold.com/gfy/chase.html

Yes. I got the same email from them last week. They want to teach you how to do charge backs. Seems like an odd email campaign doesnt it.

It's getting to be absurd, they must split the chargeback fee with visa or whoever.

Visa loves to fuck us all while the big boys head to the back room and snicker at us cause we cant do sweet fuck all about it...


:glugglug

They make their money and then some!

i am glad i have a chase card

I want to dispute a hotel room charge on my card from New Year's. The hotel told me I would be reimbursed in the event they rented the same room out. They did, however, I have not been credited the room charge.

Any advice?

call the hotel and bitch.

Tried that.......... I got no where.

Visa itself encourages the consumers to chargeback as much as possible.
The last time I visited their site it was a huge ad right on the top fold of the page; something akin to "You're not responsible for charges" and then a link to a page like this one explaining in detail how to do a worry-free chargeback.

GRRRR. :mad:

Chargebacks = Consumer has got more credit to spend.

unfortunately it was a decision that both you and the merchant came to, therefore you need to deal with the merchant directly.
Call the home office, send letters, faxes. Keep copies of ALL of them. Emails and such.

If you want to dispute it with Visa what you will need is a proof of the agreement you and the hotel came to (he will reimburse if he rents out the room) Proof that he said that (in writing) and proof that it was rented.

Thing is, in this case Visa has no more power than you do if they don't have proof. We can't just tell the merchant 'well you made a promise, now honor it'

There are too many legalities involved.

What are the justifications for a subscriber to file for a chargeback?

you make no sense.

issuing banks promote the fact that they can protect their clients (card holders) from fraud. in case you live under a rock... a very large % of the websurfing public is still afraid to use a credit card online because of rampant fraud. banks lose money from that.