Chargeback Ratios
 

Ok solve this problem for me....

I wanna split the risk with my processors so for 15 days have transactiongs going through processor A then for other 15 days through Processor B

Problem is 10)% transactions used to go through Processor A , CB ratio at like 0.3% NOW am i right in believing I can not just do the above I would have to slowling ween it off to make sure CB stays below 1%

so eg 1 month 25 days with processor A and then 5 days with Processor B etc etc?

If thats the case it sucks...

Or is the 1% only if you get over 100 cbs in a mnth...

Confused as hell but wanna stay in the rules.

It's probably best to ask your processors for absolute clarification, but the way I understand it you will have problems if you suddenly slow down the rate at which you are sending transactions through processor B. The current initial transaction count will be lower, but the chargeback counts will be consistent with your transaction levels from 3 months ago (or whatever), thus pushing up your CB ratio.

This is just my understanding, best to ask the experts. :2 cents:

You have mainly product sites, why so many chargebacks? You shouldn't have to worry as much about this.

i think so too
as soon as persons chargeback i send a letter to their private homes and 5 other houses in the street

but before that tell them they should pay you the owed money and fees

little blackmailing lol

out of 15 websites, 2 are product sites.

I remember a guy had it setup like this in the phone sex industry what he forgot is that the second you get in the Merchant TMF file all your merchant accounts will be worth 0

:helpme

http://www.atlanticpayment.com/cardterms/match-tmf.htm

tons of adult webmasters are there