why the fuck don't most fast food places take VISA?!
 

You know what really fucking pisses me off is that most fast food places don't take VISA. Why the fuck is this. I mean, consider the fact that they have ten 15 year olds behind the counter flipping the burgers, and working the frier... paying them 6.50 an hour... and they're making 6 bucks per sale, and a lot of these places have lines going out the fucking door in some cases... they're not exactly "dipping into margins" with a 1.5 - 3% VISA charge.

When it comes to picking where to eat I pick the ones that take VISA cause I don't like carrying cash on me. I know that if you don't take VISA online you're gonna be fucking your business, I think that's probably just the same in reality. So wouldn't shaving 3% of your $4.00 margin be better than NO sale at all?!

I just don't get it, I've had talks with the owners of these places about their retarded logic, and they can't really give me any better reason other than "we just don't take it, sorry". Does anyone know WHY these morons can't see past their fucking 3% loss and realise they're losing MUCH more than this by not taking VISA at all???

arby's does!

Because fast food success relies on real estate. The gas stations next door get a chunk whenever someone uses the ATM, and thus helps to keep them in business.

My theory, anyway.

Because the owner of the joint used to be in the porn business and is on the TMF list now ...

Yeah well I know taking ATM basically pays them a comission on the surcharge, but 3% loss on a sale turns out to be a MUCH higher gain in the long run for people that wouldn't have done business with them to begin with. I think the people only taking ATM are a bunch of fuckers that don't see what they're missing.

hahahahaha

Who wants to pay a $3 bill with a Visa?

And would you be totally comfortable giving your CC number to the guy behind the till at MacDees?

as george carlin has said

"And what the FUCK is up with these Guys, these Guys who feel that News Week is a major purchase that they have to buy with their fucking credit card. I'm getting sick of waiting around in line while some faggot with a fanny pack is holding everyone up waiting to be approved for a bag of cheese doodles. Next person in line who pays for a stick of gum with a credit card is getting stabbed in the eye, get some fucking cash will ya"

i completely agree.



you dont like carrying cash on you? you're afraid someone is going to steal the $5 or $10 you'd spend at a fast food place?

I'm right there with you on that! If you want to whip out your card, do it at a restaurant. McDonalds and Burger King aren't restaurants - they are 'fast food'.

It's hardly fast when you are waiting in the drive through, or in line, while someone hardly qualified to tie your shoes tries to figure out the intricacies of a credit card transaction.

Carry five bucks with you and the problem is solved.

I'm 100% positive it takes longer for the moron behind the counter to count out your cash than to swipe your card and take your signature. Most of the time they can't even figure out the correct change to give you.

CC is the faster way to go... cash takes longer and there's no proof of sale, or any way to dispute a transaction with a merchant. At least with VISA I have the security of being able to charge back or make a complaint against a retarded merchant that doesn't want to do honest business.

I would disagree with this. In 'reality' Safeway, McDonalds, Taco Bell, Ace Hardware, Costco, etc would not be out of business if they did not accept Visa.

Your site, Joe Smiths Amateur page, etc would go under without credit card business, for all intents and purposes.

Your site, Joe's site, etc does not allow the customer to physically enter therefore, limiting your form(s) of payment. Safeway etc does not share that problem.

for some reason im kinda doubting that. i dont know where you live and the kinda people you have working there.. .but, when i used to eat fast food i was never waiting around for more than 10 seconds for the actual money exchanging process...

You'd seriously waste your time disputing an order that includes say a Big Mac and Fries??

May as well challenge 7-11 over that damn Slurpee that was watered down!

I hate being in a grocery store checkout line when somebody is trying to pay with a debit card. It takes FOREVER! Most of the time the person using the card cant seem to figure it out and make it work properly. It's worse than being behind somebody who is writing a check in the cash only express line. :mad:

Bottom line is that they're LOSING BUSINESS by not taking VISA. From a business sense, taking only cash doesn't make sense. I'm not the only one I know who doesn't carry cash. Cash for one thing cost me $$ every time I hit up the ATM machine. VISA on the other hand is free.

Problem isn't solved when they spend a minute trying to figure out what' the correct change to give you... when they could have just hit the "charge" button on their register and swiped the card. You'd be out as soon as they got your signature. I've never been in and out faster than with the VISA.

Cash licks my nuts.

I wouldn't go that far. That's just lame. But I have had to deal with larger sales where vendors all of a sudden turned stupid because I paid with cash... but I could have had more leverage if I had charged it.

I'm not saying I would charge back a Big Mac, but what I AM saying is that they're losing a significant amount of business by not taking the fucking VISA card. I just don't understand where they're coming from.

Bottom line is they arent losing enough business to give a shit. Personally I don't blame them for not taking Visa. It's a pain in the ass that they dont need and probably don't want.

If you don't have five bucks for a "Meal deal" then go to the grocery store and buy something substantial with your card.


Sorry had a typo

amen.

I hate old people that pay with exact change.
People who write checks.
People who examine their receipt before they pay.
Anyone over 30 who is having a hard time trying to figure out how to slide their fucking debit card through the fucking terminal.
Idiots in the self checkout line.
Cocksuckers with coupons.

uhm, i'm willing to bet, 9 times out of 10... if you were to compare the speed of cash and visa, cash would be faster...

picture this, you're in the drive-thru, you hand them a CC, they have to hand you some kinda fuckin clipboard of some type to sign something (through the drive-thru window) and then they gotta do whatever they gotta do..

then, picture handing them cash, 9 times out of 10 they'll do it quickly, a retarded monkey can figure out the amount of change to give you when the register tells them. of course you have your rare exceptions though.

I don't think they are. I think it's crazy that you even think it's significant. If you had some numbers backing you maybe but as you stand now.....I think you've lost your mind if you think any fast food place gives a fuck that you want to pay with Visa and if you can't you will go elsewhere.

Think about this though, what's quicker... hitting the "charge" button, swiping the card, and getting the signature? Or getting the cash, counting the change, and handing it back to the person? I mean, all things considered, I think charging the card is the fastest possible transaction simply because there's virtually no room for error... Cash on the other hand requires some thought behind counting the change.

Either way, running to the ATM machine every time I want to eat is a fucking HUGE inconvienience. The world is already equipped to be a fully electronic society, I don't know why we're not capitalizing on this in every respect. People don't seem to understand the loss of potential.

I'm going to guess they're losing 30% of their business by not taking VISA. Yeah, you're probably right that they don't give a fuck, but that just proves that they're completely incompetant morons that run these places that don't have a vision for the bottom line... which is the profit they're seeing, not the inconvenience of having to hit the charge button instead of counting dollars and cents.

I think there are two major reasons, the first being that the majority of customers aren't trying to pay via credit card - if they were, you'd see the restaurants accepting cards in no time - and the second being a matter of convenience for both the merchant and the customers. It's easier to run an all-cash business. Accepting credit cards comes with its own set of contingencies (customer's card is declined, customer pitches a fit, swears up and down he just used that card 15 minutes ago without a problem, screams loudly enough for all other customers to hear, etc.) which interrupt the streamlined "efficiency" of a fast food joint.

The only marginally "fast" food places around here that I know for a fact take credit cards are the pizza places. They pretty much have to, because if you're having a party and you order 6 or 8 pizzas at 10 bucks a pop you're getting beyond the average cash carry limit of most people. I tend to carry between 20 and 50 bucks on me, and in terms of the people I know, that seems to be about the norm. Plenty to pay for a dinner at Wendy's, or a fillup at the gas station, or a case of beer. The card comes out when it's time to buy 200 bucks worth of groceries.

When was the last time you went to a fast food place to order food for a large group, or spent more than $20 in one go? I've charged pizzas before when the bill came out over 50 bucks, but I've never tried at BK or McDonald's (and I don't see any swipers, so I don't think they take cards at all). Around here the average 500%-RDA-of-saturated-fat value meal at just about any fast food joint runs around $4.50, so even the guy ordering for himself, his wife, and his two kids can pay with a $20 and change, and be outta there. No swiping, no signing, no receipt to save, and one less entry on that month's bill to review.

On a road trip last summer, we stopped at a rest area and one of the friends I was travelling with was exasperated that the vending machines only took cash. He made a comment along the lines of "I wish this damn thing took credit cards, I didn't bring anything but 20's." I sat there in awe for a minute. I mean, seriously. If you don't have a dollar on you, you don't deserve to use a fucking Coke machine! We can exit at the next burg and you can go buy a 12-pack at the Shell station with your credit card, for god's sake (or you can bum a buck off me). Every purchase on the planet does not need to support a credit card.

Cash is convenient, fast food is convenient, cash and fast food seem to go hand in hand. If they ever start taking credit cards in drive-thrus and I gotta sit behind 4 soccer moms in their Expeditions while each of their charges are authorized in turn - and one of them sits around protesting the fact that the $8 on her Amex was declined, holding up the line for 5 more minutes - I'm gonna flip my windshield wiper fluid sprayers around so they point forward, and fill the reservoir with goat's blood. A-spraying I will go at such inconveniences.

But that's just me...

And right now I want a 9-piece nuggets with a chocolate shake. Dammit, McD's doesn't sell nuggets at 6AM.

when i went to north carolina last spring i took only my us$ visa and no cash. i don't carry cash here and i thought the states would be just as advanced as us. almost no business took plastic. it was pathetic.

Now there is a complaint I'd support!!!

Finally someone agrees with me. Why are foreign nations so much more advanced in this type of technology than the US? I would have expected the complete opposite, considering we are the global economic powerhouse. Maybe I'll just move to Canada, eh. :thumbsup

I use the ATM/debit card almost exclusively. You're right, some people are just lame idiots about everything, and have to stand their trying to figure out how to use the thingamagadget no matter how many times they've used it before. They should add a 10-second shock feauture to those hand-held things for slower people who need a prodding. :D


McD's recently started accepting ATM/debit card transactions here. I don't beleive they lose much money by not taking visa. Sorry. People have known all along that these fast food joints don't take CC payments, so they simply pay by cash or they don't go.

Debated that myself!! CD you have a spot????

I have enough room for you anytime luv.



Anytime.

Damn now I have to quit and move to Canada. Shit what will I tell Roger?

Tell him you'll send him a postcard.

"From Canukistan with love"

xenigo i guarantee u that credit cards take a fuck load longer than cash. i use to work at the convenience store and it would be fuckin annoying when someone uses their card. it holds everyone up and is just a fuckin hassle. get some bloody change.

Roger, can I move to Canada? I will get a connection, I won't quit I promise. But damn here I am all by my lonesome, pretty darn cute and pretty darn smart, CD offering me morning sex and all......give a girl a break

It's morning now. Where in hell are you?


Rog, I promise not to distract her from her usual work. Well, not too much anyway. Some.


You'll live.

It's not beneficiary for them... and for VISA too, btw...

I'm here in Seattle, where I have been for some time now, the sun is coming up cause the windows are a touch brighter. Question really is where the hell are you?

Sun's up here. It will be 27 and sunny here today (about 80 your temp). Great day for cutting the grass..... which is what I'll be doing soon. Must work off this anxiousness from lack of morning sex.

Darling,
embrace the lawn mowing, learn to love it for it's simplicity and ease. When I get permission to move to Canada you will not only have to contend with the lawn but me as well. :winkwink:

I would definitely rather be mowing your lawn. :Graucho <--- edited for smiley


And hey, grow a backbone and TELL that boss of yours the way it's going to be. "permission"..... ha ha..... permission is for kids and pets!

Ok Here is the deal

I move to Canada

I keep my job cause I love Roger and the whole lot of them truth be told so if I can't have that no deal.

You guarantee me morning sex that is worth me moving before 7am.

You do not give me a hard time about
a) working on porn almost all the time
b) checking my email like a crazy person
c) talking to my computer
d) worrying over conversions
e) insisting on good conditioner for my hair

You must also guarantee afternoon/evening/late-night/drunk sex that is worth my stopping whatever I am doing. This is to include working, reading, cooking, cleaning, taking a bath, talking to the cat etc...

So far so good. Next.... I can certainly live with that. Onward... a) I work on porn all day too. Hello?
b) ditto
c) I will set up a work station for you in a closet somewhere.
d) Worry all you want.
e) I will not only supply you with conditioner but I'll wash your hair for you. I will have no problem stopping you for sex and interrupting you while you are doing any of those things.

Hmm, no mention of back rubs or foot massages. Guess those can be your bonus.

Alright I give! I am blushing now. I think I will go lay down and muse over my options.....

Bums dont have credit cards.
And since at least 50% of the people who go to fast food restaurants leave their shopping carts full of cans outside, I dont think they would pull out a VISA card.
Old people who hate technology and also welfare recipiants are included in that 50%. There is no need for a credit card when you are selling crappy meals.

You really think McDonalds gives a shit about the money is loses by not taking credit cards? I dont. If the owner of the McDonalds cant get a perfect merchant account for some reason, they might end up with one charging 40 cents per transaction plus 2%. That would end up being over 10% of the price of an average meal. Where the hell is the profit in that.

I would estimate if the local McDonalds took CC, it may bring an extra 5 sales a day. No way in hell are they taking CC.

its a cash only business...tax? what taxes? It's easier not to report sales...maybe that's a reason.

id be for credit cards being taken inside the mcdonalds, but not at the drive thru.


When i go to wendys my bill is 4.95 The girl at the first window knows theres a 99% chance im going to be paying with a five dollar bill or five singles. And she has the nickle ready and waiting for me even before I get to the window.

If I paid with a credit card, id have to wait for her to swipe it, at least 5 seconds for it to be approved, then hand me the receipt to sign, then sign it and give it back.

Now imagine if 50% of the people that go thru a fast food drive thru paid that way for their 5 dollar order. It would take forever.

i use debit cards at drive throughs. always quick.

My CC works allmost everywhere over here.

A big reason why the fast food places like it is that the robbery risk is much lower if they have less cash.

Most people pay with some sort of card in grocery stores also. Usually its just swipe and enter pin code. It's pretty quick in the places where the stores actually put the code-keypad in a sensible place.

Too bad it means more money to VISA/MC :mad:

I can't believe how deluted and lazy some people are:

Increased costs mean increased prices as simple as that.

Now lets see what the cost increase are:

1. CC Fee's vary from 1% to 3% for normal sales. If you charge like 2 dollars the fee is not in percent but in a fixed range.

2. The infrastructure. The line to the cc companies the hardware etc.

3. More skilled employee's mean higher wages

4. You have to keep the receipts to have a prove of purchase which leads to point 5.

5. How much do you think MD would loose of people charging back? Really worthwhile to send a collection agency after a 2 dollar chargeback.

This would probably mean the damn Burger would cost at least 50% more just because some guys cannot keep a damn 10 buck bill in their pockets.

more skilled? you just punch a few buttons and away you go. it doesn't require anymore skill than using a cash register. and that requires about as much skill as cleaning toilets.

there are no chargebacks. there's a signature, if it matches the card then thats it.