Can Anyone Besides Card Services Give a Adult Tangible Goods site a Merchant Account?
 

I mean the best they can do is a 25 percent hold back up to 10 thousand dollars and take my application fee. I can't do business when the bank keeps 25 percent of my money every time. Are there any reps that can get a company like sobegirl that has good credit, been in biz for 3 years, approved for a merchant account with a resonable holdback (like 0 or 5 percent) and no application fee? Reps with connctions to willing domestic banks please contact me.

Check out http://www.merchant-systems.com/. They set me up with a merchant account quite awhile ago and still have the best deal going that I know of.

Use the AuthorizeNet Gateway (with both a virtual terminal and numerous out-of-the-box interfaces for affiliate programs, shopping carts, recurring billing, etc available) and look into their ChargeNet as well (which I found unneeded).

Authorize.net will no longer process adult. If they find out you are doing it, they will shut off the account and not settle your funds.

Sobegirl... I have another bank we can try to place you at if you want to give me a call tomorrow. 888-357-8166. Cardservice typically has only a 5% holdback but your situation is unique as well have discussed before. Any merchant account you do get will be able to process through our system and we will keep your chargebacks down.

Thanks, Mitch

Shit, I have been using Authorize.net for years, but here it is straight from the horse's mouth:

http://www.authorizenet.com/company/use.php

esp. note:

"Adult Entertainment or Gambling. Any form(s) of adult entertainment or gambling"

Shit, I better find a new gateway before they find me :)

E call Amparo at Epoch. She'll hook you up.

In this business, do you ever feel like your eating well at the table, but the tables legs are starting to erode a bit one by one.

:1orglaugh

I had a huge problem with card services a few years ago before I was in the adult biz. I can only imagine trying to deal with them in an adult business.

I remember hombolt bank as being one that does adult transactions.

Plugger,

We can get you switched over to our Netbilling gateway using your current merchant account and will waive the setup fee as well and setup in 2 hours.

Please contact me tomorrow and I will get you all setup.

888-357-8166

Mitch

Did Cardservices for 9+ years as adult. Been there, done that.

Contact [email protected], he can hook you up with a NO reserve account and normal discount rate. Adult is NO problem at all. This way you control your own money and don't have to go through any other company to process you.

Hey Plug, talk to [email protected] or to someone at Epoch, they both do gateway services as well as IPSPs...

Do you often let people ass rape you like this? Even the 5% mentioned in this thread is too much....and WTF is this about a holdback...For a tangible product?

These numbers may be ok for Porn membership processing (actually 25% is pretty fucked for that too) but how in the hell can anybody justify this for a tangible product? :321GFY

I pay 2.29% with ZERO holdbacks.