Totalled car - Insurance question
 

My best friend completely totalled her car and she asked me if I knew anything about how the insurance company will deal with it/pay her. I don't really know about these things but since it's 1:21am, I thought this would be a good place to ask. Does the insurance company usually just pay blue book or what? Anyone have this experience? She is okay, btw, just because all 4 air bags deployed and she is tuff.

Depends on the insurance company. Different ones use different methods, but blue book average is usually a good place to start. Who they pay and how depends on if she owned the vehicle outright or was still making payments on it, etc. Essentially, if the vehicle is a total loss (ie would cost more to repair than to buy the same vehicle), they'll make an offer to 'buy' it from her. She's perfectly within her right to try to haggle the price they 'pay' for the vehicle, but she better be prepared for them to squirm alot.

Thanks, PK. I appreciate the response!