Payment options
 

I have been surfing around and looked under every stone to find a billing co.
Now that PayPal is pulling the rug under us, we have to find something else.

I have read a lot of bad things about iBill, WSB, CCbill...you name it ,and somebody has trashed them.... :-(

Question:
Have anybody any good or bad things to say about 2CheckOut.com ??.

I know it's not for paysites, selling subscriptions, BUT if us ( the content providers, with no Merchant accounts ) don't find a simple solution, then we cant sell, and what then with the paysites.??

We need a simple way of selling, where people can buy with their credit card, without opening seperate accounts, they don't need and filling out several forms.

Would love to hear from somebody that knows about 2CheckOut because we are running out of time.

Peace...
:)

2CheckOut.com is a fucking joke..

Check their message board.. loaded with worried customers
and they dont even bother to reply/close/kill threads.

Try getting response from support. Just try it ;)

I checked out 2Checkout, don't recall why I didn't want to touch them. What's wrong with CCBill? Do you need a shopping cart? (Yes - Paycom / No - Epoch). There's a lot of options out there. Do some searches on the board, this has been a very active topic of discussion.

besides they wont tolerate ANY adult related material and they
are only suited for tangible goods.

Go www.clickbank.com for anything non pron related.

just curious, what have you read bad about ccBill? we've been using them exclusively for almost three years now and never had one problem w/ them... in comparison to the other players, ccBill is gold. no late checks, no bounced checks, no headaches... hell, they even refund the entire VISA fee to you..!

as for 2CheckOut.com, never even heard of them... but you should be very wary of the really small processor operations, many of them seem to come and go these days, leaving a trail of bloodied webmasters in their wake..

I found them one year ago...at that time they didn't wanted to sell adult items...but if you see their product line, then they have changed. It's only subscriptions ( virtual purchase ) they don't want to tuch.
and they don't bite you for 12-15 %

:)

That was a maybe a mistake with ccbill, but from what I understand, then you need a Merchant account to be with them, and since I'm not US located and don't have a SS card, then it's allmost impossible to get one..

Go with yambo. We can provide you with the gateway processing and charge only 8%. And you're not gonna need your own merchant account. Hit me on the icq.. I'll give you details.

i signed up for a small host last summer using 2checkout, i got a call at 8am from a dude named tyrone asking me if the charge was ok with me, woke me up the fuck up at 8am, i was pissed :1orglaugh

i know some people that use them successfully tho

How come it's so easy to sign up with you...???

:)

I don't know of any CCBill horror stories. The simple fact is, they are stable, and they pay the right amount on time, every time.

I'm not sure how useful they would be for a content shop, though, as I think their maximum is pretty low, and shopping cart wouldn't be easy.

Michael, I can help you out

please hit me up on icq

:)

it is pretty easy if you don't need to use services like paypal transfers... for cc processing - we open accounts easily but to really start accepting credit cards - your site would need to be reviewed and approved. it's not that easy :)

For the sake of correction, Paycom and Epoch are the same company. Paycom is the parent company of Epoch. Same phone number.

The facts as i see them:- most of you guys know i hate Ibill, why ? . Its their lack of customer service, the most important requirement of any billing company. But they do or have paid us on time every time and their scrub rate seems lower than most so more sign ups. ( no we don't get more charge backs with them ) But since they have no customer service we dropped Ibill in favor of Epoch, their customer service is first class, same with there tech service, all great guys. Scrub rate is higher and payments we receive by check are sometimes a few days late but never more than a week.
Globil very high scrub rate and low retention rate, checks are on time but very few members stay if they join using this processor. Over the last few weeks we have dropped accepting checks until we find a company that dose more to stop fraud. Globil has a system that works well and that is to hold back membership until a check clears ( 3-5 days ) ( a surprising # use this facility ). We are considering CC Bill as our Ibill replacement, even Epoch recommend this course of action so i guess they have to symbiotic relationship.

If anyone knows a company that takes checks and has some sort of policing policy i would be interested to hear of them.
Thanks guys

Cindy xx
:2 cents:

It's hard to imagine any one processing solution being all things to all people. Further, competition is good.

This is what I can tell you about Paycom/Epoch.

1) Epoch offers payment gateway services for those using their own merchant account. Shopping carts can be integrated with gateway services.

2) Epoch offers 3rd party IPSP billing solutions to those who don't have, don't want, or can't get their own merchant account. A wide variety of premium features (at no additional cost) help online business make the most of their marketing efforts. Read more at http://www.epochsystems.com/sales/

3) Epoch has completely integrated epassporte Visa as a means of processing for surfers who could previously not complete a transaction due to various factors including blocked regions/territories. It is an option for those sales you would previously lose anyway.

If you are interested in learning more, please drop a line to [email protected].


http://www.epochsystems.com/images/r...ner_120x60.gif

Epoch rocks!:thumbsup :2 cents:

I think Jact was referring to the difference between using your own merchant account or an IPSP.


:winkwink:


http://www.epochsystems.com/images/news_lite.gif

Thank you Rand, and you're correct, that's what I was getting at since that's sorta how you explained it to me! :thumbsup

Why not just use ePassporte? If you are selling content you're dealing with webmasters, alot of whom already have and use an ePassporte account...

if you need some help, drop me a line - [email protected]

hi Kimmy, i wrote you an email at epassporte couple of days ago, about a Corporate Account setup, can you please take a look thanks.

Cindy,

We have excellent check scrubbing that you get to control the level of. The same goes for our credit card processing. I would love the opportunity to discuss your needs and show you what we have to offer.

Toll Free within the US: (888)357-8166
Outside the US: (661)252-2456

ICQ: 117496436

Thank you, Mitch Farber

I would love to, but I must say, your site is very confusing...I've been all over it, and I don't find any of the things I'm looking for.
Maybe a 3 or 4 years experienced webmaster can figure it out, but I can't...I need someone to tell me...."this is what we can offer, and that's what we want for it"...If I need a merchant account then forget about it...and I don't need help to get one.
Mitch Faber from Netbilling told me, that to get an oversees account you need to push 50K per month. AND I'M NOT DOING THAT.
What about shopping carts...integrating with the one I have,or do you have one...?? Transfer of money to my bank...? Can people buy with their credit card, without having an account with you..ect ect.
My I'm not clever enough to understand your fancy site...but then you need to change it...because I'm not the only newbii here.

By the way, if nobody understand what I mean, then it's probably because I half drunk and of to bed....nightie night...:stoned

Those are good questions Micheal.

Kimmy?

Mitch

Epoch is a very strong processing company... I am mean strong!!! The people like Rand and Jeff are super nice and really know their products and services well.

Check out www.proBilling.com

Feel free to contact me with any questions.

[email protected]

Click my sig to take the DirectCheck tour

Giv mig et ring eller kontakt på icq.
vi er selv ved at sætte op med hollands største bank!
http://www.cool-content.com/index.as...trtype=CONTACT

Ancher why can't you get a merchant account in Europe? I'm sure it would be much easier for you than trying to get one through an American company/bank.

The way I see it you're going to need a merchant account unless somebody steps up to take Paypal's place. When Epassporte can make it so you can withdraw money into a bank account that will be good for people selling services/products to webmasters.

I just got an email today from the merchant bank, gotta pay them a $1,950 registration fee cuz content licensing is high risk.
Sucks. It's a B2B business and is extremely low risk, in the last 7 months I've sold custom content to about 50 different web companies, I take no money upfront - not one deadbeat. Meaning adult webmasters as B2B customers are better bets than mainstream businesses.

They tell me that it's 'high risk' because the content can be delivered via FTP download. What a crock.

But gotta pay anyway.

I'll be happy to answer you Michael, just right this minute I have to get out the door, Phoenix Forum events, so tomorrow I'll go over it --

Hey Guys !

Thank's for all your input and advice, but I think I'm going with 2CheckOut...
I haven't heard one bad word about them, actually only good from other posts. They also interface with my shopping cart, and people can just walk into my store, pick out the content they want, and throw their credit card on the counter...pay... and walk out.
That's the easiest way, and I think the best...:)

Mutt ! I'm located in Czech Rep. for the moment...you try to get a merchant account here via a czech bank, it's easyer to get Celine Dion to sit down at your bedside and sing you a lullabye.:1orglaugh

Deliver on CD only and you won't pay high risk. Isn't very fair, is it?

Sorry, so late in the post, but honestly checkout multicards.com we use them and have not had one problem with them yet. We feel your pain with PayPal but 8/10 of our purchases use multicards...

This company seems very close to paypal but instead of the payment going into an online account, you can generate the HTML buttons for your site & the payment is transferred directly into your bank account via EFT. Anyone using them?
AnyPay

Use verotel, they have:

-- 900 billing for USA and Europe, Asia, etc
-- checks for US and Europe
-- CC for usa and europe

Use my sig!!

Have you ever heard of TokenSystems? I have been using them for a long time now and I believe their system is the best way to charge for your content.

It is a pay-per-view AVS company and you can charge a couple dollars for just one movie clip and believe me, PEOPLE WILL PAY IT! Save your bandwidth charges and don't give your whole site away for $20-30 a month. Make a couple dollars off just one movie clip!

Here is some more information:
http://www.tokensystems.com/promo.htm

P.S. I don't make a penny from that link above, I just wanted to tell you about TokenSystems, becuase of PayPal canning all adult accounts.

Thank you.

I've seen that on sites before, looked pretty interesting...

only downside I could imagine is paying 'per movie clip' or whatnot, sounds like a monsterous job if you run a movie paysite....