zombaio alternatives for Aussies
 

Looking at swapping from zombaio (which should come as a surprise to nobody).

However, can't any companies who allow Australian's to use their services. They all seem to only service EU and US/CA merchants.

Recommendations / Advice?

Hi,

We have many merchants that reside in Australia and all over the world but you will need to setup an EU corp and director (which we can assist with as well). If you are processing over $25k per month, please contact us at: 661-252-2456 or email [email protected].

Thank you, Mitch

^^25k mitch? The site is obviously not making that... why such high requirement?

The non US banks typically want existing volume of 25k monthly or more to setup a high risk merchant account.
That is not a NETbilling restriction.

Mitch

That was one thing early on that made me believe it was impossible to get a merchant account. I remember so called *bros* saying if you don't process 100k not a chance you can get a merchant account.

After... i easily setup a mainstream account. Like a walk in the park.

Then i find out a couple years later it is easy as pie to get an adult merchant account. I am in the states (however) and i still hear about this larger volume requirement for overseas. Makes no sense to me.

$25k a month is not even much, mine merchant wanted $50k a month.

Maybe email an accountant and ask if they would help you get incorporated and a bank setup?

I would look in the state of deleware, us.
with that ein number you can go merchant without min. requirement

Hi,

You cannot get a merchant account in the US without a social security number regardless of the corp location.

Mitch

It seems like quite a fiasco for foreigners but I believe it is doable.

Are you sure about social security number though? Here is an excerpt:

"U.S. residents will likely need a Federal Tax Identification Number (EIN) to start their business. This process requires a Social Security number. For foreign businesses, an Individual Taxpayer Identification Number (ITIN) may be used instead of a Social Security number. The Internal Revenue Service (IRS) issues these tax processing numbers to individuals who are required to pay U.S. taxes but are not eligible for a Social Security number. Residents and non-resident aliens as well as foreign nationals fall into this category."
Source: http://www.bizfilings.com/us-incorpo...ners-faqs.aspx

If I was in OP's shoes... I would google Delaware accountants, find one, and ask them if they would be willing to setup a business account for them so they can get an EIN number (not an attorney).

Go to bizfilings and use them for registered agent only.

Between the two I'm sure a business could be opened so those who want to bill, can. If you bill worldwide, makes no sense that you can't incorporate worldwide.

I have no knowledge of bizfilings.com and their credibility... probably worth some research.

It's all about the bank, and what their underwriters require to sign off. In the US there aren't many banks, 2 that I know of. Personally I am thankful that for the SSN and even the high risk reg. fee or else this business would be swarming with 3rd world webmasters doing their own direct billing with zero accountability.

As far as the EU processing goes, there may be banks somewhere over there that will do it for lower volume than what's generally quoted, (I don't know) but it's unlikely they are the ones reaching across the pond looking for foreign start-ups who meet the bare minimum paperwork requirements to underwrite.

The banks don't typically issue merchant accounts unless there is a SS# for more than 50% ownership of the company.

You are right John. How are you BTW?

Doing good man, thanks!

I hit you up on FB Aeryn, we can discuss how to get the merchant account without the history of processing above $x. It isnt hard. Moving to NetBilling was one of the best things I ever did.
As far as BizFilings are concerned- I used them to set up a US corp so I could process with CCBill when we first started a few years back and they were a pain in the arse. Eu corp is quicker, easier and cheaper and there are a ton of sites where you can register online and it is all automated and simple.

Hu,mmm ... got one a few years back ( 2003 ) with an EIN number, as US bank account and as a non-resident alien ( sounds funny ... lol ) ....

Sent you an email xx

I think the key is the credit score of the person who will be the personal guarantor of the account. Usually - though not always this is the company's principal, (president, CEO whatever) and usually but not always a credit score is tied to a SSN.

I'm closing zombaio too,
moving all to ccbill.

I cannot risk all my job into a processor like this.

you should think about open a small eu company or find a partner in EU.

Thank you Bourke!

Would like to know this also

We are seeing lots of people jumping off Zombaio and applying to us lately.

And we can help with both processing and corporate services (both EU and US). If you'll need them ofc, 'cause with Aussie partners we can also work with their AU corps.

Shoot me an email and I'd be happy to get you more info and suggest a solution.

zombaio still in business?

Sadly i still know one guy that uses them, even after all the warnings i told him.

technically zombaio are still in business but when they don't do their actual job (paying peeps funds owed) I'm not sure if ethically they can call themselves a business.

I got off easy. I used to use them as my processor, saw what was going on, made a new plan and got all my funds owed thanks to a gfy'er who worked with them for a while and 'only' got ripped off for my very small reserve. Under 2 bills, irritating and absolute theft but a relatively small sum that didn't affect my life or my finances. fuck thieves though, so tired of the level of unethical behavior considered acceptable in this biz.

get an EIN, a registered agent in the US and open a corp. you can absolutely do that from anywhere and it is completely legal. You'll still need to visit the US to open a biz bank account but hit up New Orleans, Miami or NYC so you can at least have some fun during the trip.

Mobius, Payze and Orbital would be some great peeps to contact to help with the process.