So it appears CCBILL thinks paysite owners are complete idiots
 

So if you own a scamming dating site filled with bogus profiles CCBILL will charge you 5.9% + $0.55 per transaction while continuing to charge paysite owners 14.5%. Seems legit!

http://www.ccbill.com/online-merchan...for/dating.php

CCBill for Dating
The business model

The CCBill Dating business model includes dynamic pricing and shopping features, all while incorporating high-risk management when needed. By providing members the ability to increase their subscriptions with one-click upsells, you are not only making their experience on your dating website more positive, but also increasing your bottom-line seamlessly.

As a leading worldwide payment processor, our technology-driven system enables you to accept credit card, debit card, and U.S. checking account payments through our secure payment pages ? that can be branded as your own. You can even have automated recurring payments, automated notifications, and automated custom receipt delivery. All at rates of 5.9% + $0.55 per transaction.

Yea saw that. Did not make me happy. Wtf

I wonder if dating sites need to shell out $1,250 to get started with CCBill - $750 for Visa and $500 for MC, plus $1,000 per year to renew the two, every year, year after year?

Thinks? ....

Jet fuel is expensive

Very lame. Never noticed that.

Considering they all steal profile images from the very sites ccbill is charging 14%, pay sites are totally getting the shaft, especially non-nude or glamor type sites.

You can get lower fees then that with ccbill on regular paysite transactions. But watch out for the unexpected fees.

It was unclear to me if that included 24/7 support, or if that was an upgrade.

55 cents on a $10 transaction is another 5.5%. And what's the reserve, when is that returned, what other fees? It will all add up to about the same anyway is my guess.

ahh quit bitching its 3rd party billing/middlemenry....its where its at!

On a $30 transaction which is the typical paysite transaction it's another 1.8% so 5.5% plus 1.8% = 7.3%

I think two-tier business model pricing is as low as it comes, but just throwing a ball out there that maybe the reason is dating sites get less chargebacks, so overheads for ccbill don't cost as much?
Maybe, maybe not but dating sites, fake or notmso fake, have much higher retention as they are much more interactive than paysites. As such, they are much less like to succumb to thr 'blow your load, and chargeback' phenomenon of paysites (tho I thought the tubes were s'posed to eliminate that...)

9% difference hough in charges is damn robbery. But then again so are their annual charges. I process using visa and mc and pay 6.5% per transaction and never paid an annual fee to processor or cc company in my life. Mainstream sites though - a captured business model without credible competition though changes the game

coming soon :1orglaugh how many years?! :1orglaugh

Well this is what the response I would expect to hear from CCBILL, VISA and MC may not have 'dating sites' targeted as high risk, they may not make a distinction between a regular dating site and an 'adult dating site'.

Out of curiosity I just did a free join on a popular adult dating site, complete scam, first it is basically an adult paysite members area with a ton of porn videos. Then there's a 'pinboard' section where members post ex-gf amateur type photos, the members are almost all male. A quick look at the female profiles, easy to see these are NOT real girls, pics taken off facebook, twitter, exgf sites. I don't see how a site like that would have a lower chargeback rate than a paysite. The membership price is lower than a paysite though, 15 bucks a month and I think their longer membership options are not recurring.

Must be this.

Well, yeah. Check your calendar.

CCBill fucked up a major of things
while it's still reliable it's not business friendly

Got an email from CCBill today:

What exactly is the issue?

Aren't they allowed to charge whatever they want based on whatever rates they pay in correlation to which ever services they are providing?

I believe that to be true. But, someone was asking about their lower prices for other billing categories, and I added the email I received today to kind of explains things a little better.

Isn't it true that making more money will be realized by having a merchant account?

Someone told me that... not sure who

I agree with you. We have had our own merchant accounts for many years. Unfortunately, we also partner with other people and utilize CCBill's ability to split payments automatically for us. So, sites that we own outright have a merchant account option, but the partner sites end in CCBill only. In addition, all of our affiliate tours are CCBill only join pages.

It seems to me that CCBill it is investing in the non-adult, not high risk market of mainstream "donation", "dating". They will not give you such rates for a typical adult site. These offers are for new, different customers in the mainstrea. Being not classified as adult, would get lower processing fees like competing non-adult general purpose billers.

It might have to do with VISA, and their determination of what is "high risk" and what is not.

Are dating sites classified as "high risk"? Sure seems like they should be, but I don't know the answer.