fraud charges on paxum, who to contact?
 

hi everyone. who to contact to get fraud charges on paxum card blocked? ruth? and also, not sure where did i signed up, but i am receiving some strange charges or tries to charge my credit card. so far i signed up to some new shared hosting and bought something on czech ebay, but nothing that have to lead to fraud charges ... so, maybe you guys can check out your paxum transactions if you have something like this:

LYCAMOBILE IRELAND LIM 67.66
MATE1 888-688-4760, MONTREAL 119.94
ACT*DONATION, 877-228-4881 20.00
CHKMATE*INSTANTCHECKMA 14.86
EFLOW.IE, DUBLIN 4 151.47
ALLUREZCOM, GREAT NECK Insufficient Funds
HOUSE OF FRASER, LONDON Insufficient Funds

looks like my card got somehow fucked to the ass, or maybe someone can tell me where are those charges coming from? cause i really dont know what those means ...

thank you much in advance for any answer, sending also info to ruth hope she can help :thumbsup

oh, excuse, that ACT*DONATION, 877-228-4881 20.00 is ok, that was the cancer run donation, so just the rest are fraud i think, cause checked everything once again and dont recognize anything else than that donation ... oh man, where this world is going to ... :)

and a fresh one right now ...

LA WHOLESALE ROUTE.COM, LOS ANGELES, CA, USA Insufficient Funds

us and eu companies, it is not some russians or iranians, do you see? :upsidedow and some are doing it for two years as far i have found on the internet, nobody is doing nothing, serious business!

and some more ...

ASOS.COM (GBP), LONDON, GBR Insufficient Funds
BAL*WWW.FANCY.COM, 917-7469895, NY, USA Insufficient Funds
WWW.FALLENHERO.CO.UK, INTERNET, GBR Insufficient Funds
THE ELECTRICINTRNTL LP Insufficient Funds
WWW.DOMINOS.CO.UK, 01908 580000, GBR Insufficient Funds (hope the pizza was good)
KOBO INC., TORONTO, CAN Invalid CVV2/CID/Expiry Date
KARMALOOP, 877-465-2762, MA, USA Invalid CVV2/CID/Expiry Date
Capitol Coffee Systems, 919-3870002, SC, USA
CDKEY WAREHOUSE, Salisbury Par, AUS
RN *, HELP.REAL.COM, WA, USA
NICE KICKS, AUSTIN, TX, USA
ROGAINE SHOP, 855-839-3838, NJ, USA
CELL2GETCOM, BROOKLYN, NY, USA
NEW SIOUX CITY IRON, SIOUX CITY, IA, USA
FTD.COM/1-800 SEND FTD, DOWNERS GROVE, IL, USA
WWW.SPORTSDIRECT.COM, MANSFIELD, GBR
IGLOBAL EXPORTS, SALT LAKE CIT, UT, USA
www.jagex.com/payment, CAMBRIDGE, GBR
ENTROPAY UK, LONDON, MLT
HLU*HULUPLUS NOCHARGE, HULU.COM/AUTH, CA, USA
GOOGLE *MARKETPLACE, GOOGLE.COM/CH, GBR
RAISE.COM, CHICAGO, IL, USA
CHILLITALK LTD, LONDON, GBR
ENTROPAY, LONDON, GBR
NDU*SNAPNAMES.COM, 866-6906279, OR, USA
GIOSIS GMARKET, SINGAPORE, SGP
AESCHBACH-CHAUSSURES.C, GENEVE, CHE
BODYBUILDING.COM, 866-236-8417, ID, USA
REDROCK MICROSYSTEMS L, 650-622-2200, TX, USA
GLOBAL PRO TANKLESS, CLEVELAND, OH, USA
Poker Stars, Isle of Man, GBR
RVPartsCountry.com, 606-864-2598, KY, USA
POKERSTARS, DOUGLAS IOM, GBR
SMB, MONTPELLIER, FRA
APPLIANCES ONLINE, BOLTON, GBR
- all those are insufficient funds or wrong pin/expiry date
TRAVELODGE WEBSITE, RESERVATION, GBR 119.58

cool, now its time to find out where was my card with cvv posted ... all that started after i bought new hdd from biggest online shop in cz, cool! :upsidedow

Your card has clearly found itself on a list that has been widely circulated.

I am surprised (and shocked actually) that Paxum didn't notice the strange activity and block the card themselves.

exactly. and i dont understand why those charges started when i bought hdd from biggest eshop and paid via paypal ... really not sure what happenned, but i am sure around 600usd poorer :)

It's ok, Paxum will let you charge them back for a fee of $40.00 per charge back.

Paxum sucks

great, is that true? then i will be rich! :)

Yeah it's true unfortunately

https://www.paxum.com/payment/fees.p...views/fees.xsl

If you had 10 unauthorised $20 charges totalling $200 it would cost you $400 to charge them back.

oh, cool ... so now i see why its better to keep the card dumped than block it after some strange transactions and unsuccessful charges :) :upsidedow

Hi lucas,

If you haven't already done so, please transfer the funds from your Paxum Mastercard back to your Paxum ewallet.

I received your email and I'm looking into this right now.

Damn. Aggressive charging.

thank you much. i have already some answers from paxum support team, and have already contacted the companies that charged my card, so will try to refund from them or will let you know and make some chargebacks when needed ...

sorry to say but teencat you are FUCKED

i think more like my paxum card is fucked :) i hadnt anal sex for like five years :1orglaugh

Wow; I am surprised that is even legal.

EVERYTHING is legal in BELIZE

It crossed my mind that different countries do have different rules . . . or lack thereof.

Actually what usually happens in situations like this is the client (in this case lucas) contacts the merchants where the fraudulent charges were made, and usually in cases like this where it's obvious fraud the merchant(s) will simply refund the charges or cancel the transaction(s) before completed.

The bank itself charges $40 per chargeback request filed, it is not a Paxum charge.

:helpme:helpme

no still sounds like u are fucked:1orglaugh

moral of the story:

if your paxum card is ever compromised you are fucked and your money gone

My Chase debit card was compromised, and I ended up being fucked and my money gone. Involved the police and a couple of branch managers, Chase's fraud department would not let me dispute the fraudulent charges and I lost $1200.

yes you are right, i will end up fucked with lost money, thats right. things happens :)

are you in the us? how long did it take you to report the fraud?

You should check this answer Ruth because if you are right and the VICTIM of the fraud really has to contact ALL of the merchants he has never transacted with and beg them for a refund himself, then Paxum is a total crock of shit. :2 cents:

He has reported the transactions to you. That is his job done. You now should dispute these charges.

One question you REALLY should answer is HOW your system didn't detect this very strange multi-country and I assume not usual activity on the card and block it in the first place?

Yes, US-based. I reported the fraud the day the pending charges showed up, called the bank every day while all the pendings converted to posted. A big part of the problem was it was Washington Mutual at the time, and then Chase bought them and reversed all their fraud payments. The point of the story is that people love to shit on services like Paxum while US-based services can have the same problems.

I wonder how this will go

inb4 the drama

no drama, easy :) i will call fbi to bust everyone in this thread and problem solved :)

wow, look at this! :) btw, nothing solved so far, just got some answers that solve nothing, but i have to work hard to play hard :winkwink: :winkwink:

and i forgot, i went to my cash machine thinking i can transfer some funds to my card and be fast enough to get them from atm machine, but the funds havent been transfered. the card worked so far, gave all my money to other persons, and when i wanted to try it, i cant, doesnt matter nobody informed me on email or anyhow that my card is blocked, i just could not use it, so yes, i have been fucked hard! :Oh crap :) :upsidedow

r there middle men's some where in the middles?

:2 cents:

what can I say man.. looks like your money in motion at the moment :)

:1orglaugh:1orglaugh You can't take your own money out yet people are still joining on the card?

If they want to charge you $40 per chargeback, do yourself a favor and contact MasterCard International to confirm that it is within their rights:

+1-636-722-7111
[email protected]

If they ask which bank it is through, it is:

Choice Bank Limited
1 Coney Drive
3rd Floor
P.O. Box #2494
Belize City, Belize
Central America

Tel + 501.223.6850
Fax + 501.223.6853

www.choicebankltd.com
[email protected]

Have luck, teencat! :thumbsup

Edit: MasterCard can also help you get things resolved if no one is being helpful. It used to be against the rules for a merchant to charge you extra to use your card under a certain dollar amount, or to have a minimum purchase amount to use your card. Meaning they would say you couldn't use your card to buy a $1 pack of gum. You could report them to Visa and MasterCard and both went out of their way to investigate and would yank merchant accounts if the merchant refused to comply. Things did change after the big class action lawsuit, but that was a suit involving merchants, not card issuers.

Yes contact MASTERCARD directly and explain the FRAUD and problems you are having.

this thread need a teencat laughing pic.....

anyways use your banks online facility to generate ecards which works same as credit cards and use then while shopping.
those are one time cards.

good luck.

btw which hdd you bought ? i bought 2tb recently from wd

Paxum do not monitor fraudulent activities in your card when it is compromised while they monitor your ID when it's expired date and update your info.

Paxum is responsible to monitor each activity of every cards of every customers it is easy to detect if there is unusual activities in it.

Contact directly the merchant and ask for a refunds!

What was the outcome of this Lucas ?

Same exact shit happened to me. I was robbed of a LOT of $$$.

Of course Paxum did a great job of getting the $ back for me though. It took a while, and lots of hassle, but did get most of my $ back

Good luck getting your $ back Lucas!

Any resolution on this issue ?

Everything is ok, they have a copy of your identity card to guarantee that everything is secure.

:1orglaugh:1orglaugh:1orglaugh:1orglaugh:1orglaugh :1orglaugh

That's crazy!

I bank with BB&T which is a really shitty bank (imo) and when I had over $500 in fraudulent charges, they canceled my card and reimbursed me for it all...didn't even have to contact the police, I just had to answer about 30 or so questions and chat with their fraud department for about 10 minutes.

Did you ever use that card to do a test signup with MR? :)

TeenCat, did you get your money back?