I was pleasantly surprised when the federal government picked up my high-risk policy pre-existing condition insurance plan (PCIP) from the state ...


The premiums went down from $561 a month to $427 a month and the total out of pocket expense (premiums, co-pays and deductibles) was reduced from $13,900 to $8,249 per year.

I hope that if you are buying insurance now you will see some reductions also.

No Obamacareland.

I had some major health setbacks and became uninsurable.

I have also paid taxes for almost 40 years. So, I guess I am getting some back now ...

Obamacare or the Affordable Care Act (ACA) established fund grants to states to create high-risk insurance pools for chronically ill people who were denied private market insurance. I needed a Carotid endarterectomy ((CEA) is a surgical procedure used to prevent stroke, by correcting stenosis (narrowing) in the common carotid artery.) I had had three minor strokes five years ago. After the CEA, another two surgeries, one not directly related.

So, Obamacare was a lifesaver for me literally -- without it I would be a vegetable, dead or a good part of what assets I have spent or gone. I have spent $22,000 in the past two years on my insured cost of medical care. It has cost a Lambo in doctors' and hospital bills and will continue (working on spending a new Bentley).

So no, I am not getting a free Medicaid-Welfare ride ... Still paying taxes and paying an "equitable" heath insurance premium. So, if the Obamacare law forces someone 25 to pay a couple hundred a month to have "health insurance" so when he is 58 like me he is not a medical train wreck -- that is not a bad thing. There are subsidies for low income earners.

As far as all the bellyaching that "we will go out of business" if we have to provide health insurance to our employees -- if you cannot afford to be responsible to pay for group insurance, or provide wage increases so those you employ can buy the new federally mandated pool Obamacare insurance -- you are either greedy pigs or you really should not employ anyone -- you are not a viable enterprise.

If you are self-employed and cannot afford to provide healthcare for yourself and your family, even if your insurance costs would be subsidised -- you are up shit's creek. If you are that broke there will be expanded Medicaid.

If I have to pay an extra thousand in a year taxes to subsidise your healthcare I guess I will have to I have benefited by this new Obamacare law already -- you can't make any money if you are dead -- that is undisputed fact.

Canada does not allow the medical-industrial complex to exist -- that's one reason.

You could make the argument that your healthcare is dependent on American medical research but that is bullshit. A lot of good medical research comes out of Europe and Japan too as well as other countries with socialized medicine.

Fact is, I don't hear Canadians saying how shitty their medical delivery system is, notwithstanding a few isolated instances. So, healthcare works in Canada and in most of Western Europe too -- the British NHS being a longstanding example.