Using PayPal for adult sites
 

Hi,

Can people let me know how reliable and effective PayPal is as a payment solution for adult sites or products? We're based in the UK so the options are slightly limited.

For example are the horror stories on paypalsucks justified? Is the PayPal sign-up process a barrier to member signups? Do they really freeze all your money for 6 months if your turnover goes up?

We're developing a software product for the adult market that will be closely tied to PayPal, and I'd like to get some confidence we aren't shooting ourselves in the foot.

Ta

ps First proper post here, proffessional lurker.

After reading what that whistle blower said I wouldn't trust them with any large amount of my money, for any amount of time.

Oh I didn't realize this was your first post, let me be the first to tell you to go fuck yourself. :321GFY

Thanks Rich. I think.

Yep .. Good old

GO FUCK YOURSELF

What a warm cuddly feeling I'm getting. I should have stopped lurking sooner!

Go fuck yourself :321GFY

And while you're at it, wipe that ROO POO off your face! :1orglaugh

Paypal for business to business rocks. For a paysite I would think not.

Let me explain why they are good for us, we have been with them a year.

We have become a "Verified" and "Premium" account with them. It took about three months to prove ourselves with them.

As soon as money appears in our account we transfer it to our bank. There are no once a month payouts and no hold backs. They charge 5% for this. They do their utmost to verify that the client holds the credit card he is buying with, if he does not we are told. We are also told the buyers history, as in the number of people he has done business with. Our similar info is also given to the buyer.

Most of the other CC processors call us high risk because we are adult, our history is less than 0.25 in refunds, chargeback or fraudulent cards. High risk? They then go to charge 15% and hold back 10% and not all of them will give you that 10%, if they don't want to.

Our turn over with PP has grown from $250 in the first month to over 100 times that figure in one year. On this the other steal $2,500+ a month (over and above PPs rates) and they hold back another $2,500.

So PayPal is :thumbsup with us.

Thanks Charly.

Our application would be taking payments from adult surfers rather than b2b, and you suggest it wouldn't be so good in that case.

Would the dangers be the higher level of fraud and chargebacks leading to us being switched off by PayPal?

I've been thinking about using Paypal for an upcoming project. I'm based in Oz so my CC processing options have also been narrowed by that ugly Visa thing. I've read and heard so many contradictory opinions re Paypal that I expect I'll just suck and see. Nevertheless I'm also very interested in hearing about anyone's first-hand experiences with Paypal. Danny if you do you do decide to go with Paypal I suggest you have a backup processor in place just in case. That's my plan anyway :)

...we use paypal for selling DVDs online (about a month now), as our CC processor won't let us sell 'real' items.

To be honest I fucking hate them, their integration is (relatively) complex, and their help non-existent, but so far so good.

But we don't seem to have a problem with chargebacks - as something is actually delivered - so i couldn't say whether this could be a problem.

Looks like I should at least look into getting a backup processor lined up.

Who can I use in the UK?

You can use any of these:

http://www.acpay.com/
http://www.verotel.com/
http://www.globill-systems.com/
http://www.dutchbilling.com/
http://www.ccbilleu.com/

I've heard good bad and ugly about all of them. Anyone got any first-hand experiences with the processors above?

Anyone got any to add to the list?

I've also looked at using www.netbilling.com with a company in the UK that provides merchant account services : www.ecommerceservicesuk.com

Anybody had any experience with these?

I've had pretty good experience with Verotel, I also use paypal.

Besides being slow as piss responding to emails, they've paid on time every time. I do less then $5-8k month with them though.

Personally, I'm using ACPay for primary, Globill for secondary, Checks & Phones, and Paypal to pick up the people hooked on them, and/or international rejections/Amex/Discover.

I think it'll work well.

If you wanna lose 10% of ur biz, sure, go for it!

Something that not all paypal ppl will tell you... Paypal charges $1500 to process adult sites for their "visa and mastercard fees".
ZoiNk

Oh shit, I didn't know anything about any $1500.

Thanks folks.

It works. It isn't the best thing but it does work.

Is this something you just heard? Or do you know for a proveable fact it is true?

The reason I ask is, we have talked to several people at PayPal and none of them have heard about any visa or MC fees.

Has anyone got anyone at PayPal to confirm the roomer about the fees? And if so, what was there name and phone number?

Hugs,
Danielle

Its true,t hey sent an email... But, I think they only charge it if you go through them to setup your paypal system, or when they are doing random checks...

As I know a few people who havent paid it. :)

I can assure you if you are selling adult subscriptions on Paypal you will need to pay $1,500.

Name someone that has been charged the fees. We asked about the email some received and they said it was not from them.

It seems everyone knows someone that knows someone.........

But nobody has been able to give a name and number of someone at PayPal that can verify this.

Not trying to start anything. Just am beginning to think it is just a urban legend.

Anyone charged, please post a contact.

Hugs,
Danielle

I would suggest Glo-bill as primary and Verotel as backup.

I would also suggest that you only use PayPal for B2B if you use them at all. Just do a seach for older posts on this board to get a clearer picture.

dont put all your eggs in one basket, this applies to anyt one thing or system of processes.

I wouldn't have said your options are limited. Other options have been pointed out though so I won't repeat them.

Now that is cute. :) Is that your cat?

We use to live in Palm Beach and miss it.

Hugs,
Danielle

yup, one of 4 kittens :)

http://www.webmastervault.com/pics/kittens5a.jpg

How is ACPAY working out for you?

I am using Globill now and they are working pretty well.

I need a backup, but I also need some affiliate software so that my affiliates will get paid for sales from both processors.

Seems webmasters just can't help showing their pussies.

pornJester,

That is it! Pack them 4 up and send them to me! I love little kittens! To bad they can't stay that way for life!

Hugs,
Danielle

Hey Groove - Fellow Sydneysider here. Drop me a line if you fancy a chin-wag.

BRIAN.

You can also use Jettis for your processing, if you're from the UK.

I use them and I'm very happy. They have a lot of experience in processing, have a reliable system and provide excellent support.

I use Paypal as a backup option for those customers who really want it (often people who already use Paypal), or for some reason have problems using Jettis.
I wouldn't use PayPal for larger volume, because I have doubts they will keep processing for adult, and reportedly sometimes freeze your account if they get some complaints.

I suggest you contact Jettis and look over their offerings. I am sure you will be happy them. Their rates are also very good.

Greetings,

Art

I don't like paypal. I'm living in paypal blocked area & I can't sign up for paypal account. That causes, that I can't use many services I want to use. Wouldn't it be better to implement epassporte as a payment metod in your sites, because it doesen't block any countries & their services are cheaper than paypal? It also makes market bigger, because anyone(no matter he lives in russia, czech republic, india, china...) can get online visa debet card, which can be used to pay to most of the big CC processor. Account on epassporte can be filled by my creditcard(which is not accepted by any of big CC procs), and then I can buy membership anywhere. Looks like much better than paypal for me.