User Accounts w/ Private Individual User Pages for Word Press?
 

This question is for Word Press only.
I would like to create a site that will allow certain users to login with a username and password that I provide, or one they create on their own, then be redirected to their personal page where they can view information/messages that are specifically tailored to them and no one else. I would also like them to be able to view, print, and download files that I place in their personal directories that only they have access to. And all of this should be done securely.

How would I go about this in WordPress?

helpful bump for you

You may want to look into BuddyPress.

Buddypress will do pretty much what you want.

I thought Buddy Press is a Social Networking. What I am looking is like any other utility company. You get your own login, and you can see your bill over there and pay it. Can Buddy Press do that?

I think you need to customize your site further. Wordpress is limited on a certain level. So does Buddypress.