90 days void checks laying around, now what?
 

Ive got about 50-80 checks laying around, most of them void because off personal reasons.

Is there any way i can get them "resent" with a new date on them? Does this every happen?
Or is that generally not accepted and should i just throw them away?

Im not an american, so checks are not our typical way of getting money from the bank.

Most companies worth their weight in shit would reissue the check. Why the fuck wouldn't you cash them? Are you that rich? lol

Get a service in the US which will receive and cash the check in your name and then you can withdraw via a MasterCad or something else.

Examples are:
www.ecoin.cc, INetworks Tech LLC

ePayService, MTACC Inc

Both are mentioned here:
https://gfy.com/showthread.php?t=1033778

Had same issue after epass, switch over to paxum and tell the sponsors of the situation.

ask sponsor to sent you new check, what else

Just add a number to the front of the 90 with a pen




















Don't do this

I've tried getting sponsors to send out a new check when I've somehow lost a fresh one in a drawer or filing for months+, I'd say it works about half the time and ends up not even being worth the hassle of emailing them, waiting for a reply, emailing them again with more details, waiting for them reply and send a new one, waiting for a new one in the mail (doesn't come half the time) and trying to keep track of which one(s) you've gotten and haven't gotten and have to bother them again about, etc etc., it's just not worth it when it's probably some random check(s) from sponsors you pushed just to finish off the minimum payout and ditch.. so you have like a 25% success rate (IMO) of getting another one sent out and a lot of mess to handle, depends on if it's worth your time or not I guess.

Edit: you don't live in the US so I'd say 5-10% success rate then? lol, call it a loss and say never again.

I have about 18 laying around here, I hate checks. You should send a mail and ask the companies. Some will tell you to send it back to them, some will tell you to rip it apart and send them a scan, some will just send you a new one.

Ok well im going to give it a try and let you all know how it went.
Most of them are from pimproll, a respected company so i guess they will do their best.

you shouldn't have any issues with Pimproll in this case.

Actually, I've heard that the "void after X days" isn't actually enforced by banks. It would be too much overhead. It's basically just a note to get you to cash the check within a reasonable amount of time.

The issuer would have had to put a stop on each of those checks after 90 days which would cost them money. I seriously doubt they would do that. I wouldn't.

I'm pretty sure you can cash them. Try with one or two.

I've tried that several times. Didn't work. past due checks were rejected.

Did that before.

They where not only denied, i had to pay the costs for administrations too :winkwink:

Yeah, rejected for me too.

€22,50 to cash a check, a $100 check leaves you with about €45. I love checks! lol.

I know. Sucks right.

Hope the pimproll guys for example can verify i didnt cash them and send me paxum instead.

We belong to a credit union that serves the entertainment biz in LA...they can handle checks up to 180 days... After that, good luck with any bank.
Find a credit union or equivalent wherever you live...fuck banks.

Didn't happen often to me...but when it did i never had a problem in getting them to resend one. Your main problem is that they are a lot of checks....and guessing the sponsor is somehow hard (whopaidme can help)

If any are from http://islanddollars.com (Island Media Group) send a message and i'll be happy to reissue :)

The Ghost ROCKS!

Ask them to cancel all checks and send you a wire for the sum. They will more than likely charge you a per check cancellation fee, because their banks will charge them that fee. I believe they just added Paxum as a payment option, so I would recommend switching over to that or wire.

Disclaimer: Ross paid me in dark chocolates and fine wines to say this.

It's easy to verify whether or not they have been processed by the receiver. It's just expensive to have checks canceled.

Sounds like this could be somewhat avoided...

1) Set payouts higher so when you get a check it is worth it to cash it and less of them come.
2) Use a company suggested above to receive your checks and deposit them onto a Visa/MC you can use to spend or withdrawal.

Add up all checks and give the sponsor something like:

Date - Check Number - Amount
1/8/2011 23433 $123.34
3/29/2011 24455 $134.94
etc...

Then total it so they can quickly see what it is and quickly issue you 1 check.

My bank has a 180 day policy for cashing checks and charges nothing per check cashed/deposited.

.

Feel free to get in touch with me or Glen, it happens a lot, our Payout team hate it, but they know they have to deal with it.

We'll need check numbers and amounts for those checks. Send it all over and we'll get this started.

This made me giggle. I can see the same thing at TB with the same reaction from Accounting, lol.

Best way may be to send them back, so they can verify their authenticity then destroy them, rather than having to ask the bank to cancel all of the cheques (with associated fees). Make a copy of each of them for your own records first.

If it were ours, we would ask you to mail them back because even after the 90 days some banks will cash them so we would have put a stop payment either way which costs more than a few stamps. Contact the program and ask, most reputable ones will do it.

I would imagine most programs would have no problem re-issuing them. I have done it before for certain affiliates.

ask the person to resend. if they don't call them out on GFY :thumbsup

We will re issue a new check also :thumbsup

Not needed. I will ask ross, mail them back and ask to change payment to paxum :)

Stale Checks
 

If a business issues you a check, they are legally bound to pay you. They should issue you a new check, after you notify them of the "stale check." You should notify them in writing with a copy of the check.
Should they not replace the check, explain to them, that they will have to escheat the money, to the state treasurer under state's unclaimed property laws. States take these laws very seriously, as they earn interest, until you finally claim your money.
Just using this club, usually works as when complain to the state treasurer, they run a full audit on the company. Makes an income tax or sales tax audit seem like fun. Besides getting the escheated funds, states have serious penalties for businesses who don't follow escheatment laws.

I don't know many programs that wouldn't reissue - the problem is the company has to pay a stop payment unless the checks are returned. Seems like it's all worked out ...

I don't know many programs that wouldn't reissue - the problem is the company has to pay a stop payment which is passed onto the affiliate unless the checks are returned. Seems like it's all worked out ...

I think the easiest thing to do would be to send them back the checks. Its easier for them to tally up what they owe you and they have no reason to waste time canceling the checks as they have them in their hands.

But thats just my opinion.

I had a check from streamate go past the 90 day period... couple weeks after that a new one showed up without me having to ask and I finally went to cash the new one.

Thought that was pretty cool. I had just written it off and I figured any stop payment and reissuing fees would have negated the point of getting the check sent out again.

If the check is stale, no bank will cash, so sometimes companies don't worry about stop payment. Also, it costs at least $25 for stop payment, even for huge companies. They hope you forget the check and hope the state never learns they haven't escheated the money. That's why most gift cards are issued from Arizona. AZ law allows the issuing company to keep the money after a few years.

Reason I know, I worked for a Fortune 750 company that had a problem of 3000 stale payroll checks, totaling over $500,000., for a company they bought out. My job was research these before having to escheat them to the states. Some had been paid, but many had to be escheated.
As I said, states take this seriously. New York state alone has over $24 Billion in unclaimed property. Their daily take on the interest is in the 10's of millions.

As we have seen here, businesses in the porn industry don't always follow the law. I'm shocked.

Well, Jack, if you had a USA corporation with a USA bank account, you wouldn't have this problem.

Under normal circumstances, the setup for a deal which would have allowed you to get your checks deposited and cashed would have cost you a few hundred USD and a few points on the money transferred to the bank account or payment service of your choice but I can't do any business around here because of the haters.

See, the haters say that I am a spammer, a scammer and a ripoff artist; all with no proof but it is really because I can do things that they cannot do and they do not want to see me earn from what I do.

Since I am no longer offering any business services on GFY because of the haters, there is nothing that I can do to help you but I wish there was.

Good luck!

You will just have to bite the bullet on the heavy charges that Euro banks will charge you to process the checks or paper your walls with them.

Sorryl Wish I could help but not helping is what GFY is all about.

Send the checks back then get your cash on Paypal. Then Paypal me 10% for being your best friend.

Go fuck yourself nitwit.

[whisper]Dude... that's sally rand... if she says you should have a US company, you should probably have a US company. I don't know what you're thinking not being American like everyone else on the planet.[/whisper]

:1orglaugh

I know of one company that reissued an old cheque for me (had fallen behind shelves) but said that going forward they wouldn't be doing it again. I think they may have even said it was in their ToS so they were doing it as a one time thing.

This was not a $20 cheque, it was $1000+

Or if Americans moved on to The 21st century and stopped using checks, like the rest of the world, it would be a whole lot easier for everyone. Dont you think? :thumbsup

Most banks don't enforce the 90 day rule if stated on the checks. I've had plenty of affiliates cash their checks after 90 days even though it states void after 90 days.

Mark

That is why I prefer programs that use paxum. Checks are too much of a hassle and too expensive to cash. My bank charges me ?25 per check.

Still waiting to hear from you... If you don't want the money I'll ask Dave if we can put it towards our Office Golf Tournament next month :thumbsup

most of the ones I got are 180 days .. well I hope so... cause I am traveling now