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Caught driving without auto insurance...
My girlfriend was pulled over by the cops today and was caught driving without auto insurance. She is a new driver with perfect record and the best rates she could get were over $400 per month for a used 1999 Ford Taurus and there was a few months she could not afford it so they canceled her policy due to non-payment.
She had no idea how serious it was to drive without insurance but knew she was taking a chance every time she would drive. It turns out that its a $5,000 - $25,000 fine with possible jail time. She was given 72hrs notice to prove she has auto insurance. Does anybody have any good advice? |
she should have blown the cop to get out of it :2 cents:
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Damn, wouldn't want to be in her shoes right now |
You're pretty much fucked...chalk it up as experience and don't do it again
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shes gotta have the old insurance cards...all she has to do is go down to the Popo station and show it to them, even if its cancelled they just make a copy then check a box on a computer, trust me...i used to do work @ the registrars office...
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That's an awfully big fine. Where does she live?
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Shouldnt be driving with no insurance, period.
That fuckstick that ran over me while I was on my bike didnt have insurance either. So everything that my medical insurance didnt cover I had to pay out of my pocket, plus my lost income (easily over $50k) that I'll never get reimbursed for. Total damages over $100k and the fucker shouldnt have been driving in the first place without insurance. I have no sympathy for her. Whatever she gets is way better than being in an accident with no insurance. |
The fine seems kind of high but why drive if you can not pay the insurance.
What was she pulled over for? |
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400 $ a month for insurance ???
thats like 4800 $ a year... that mean you pay the car back in insurance in like 4 years ... Dosent make any sence to me ... wtf |
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Thats recockulous try mercury insurance. I don't know anyone that pays that much and my friends have all had duis and are total fuck ups lol
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about the only thing you can do is go to an insurance agency and talk 1 on one with the agent... explain your situation to him/her and try to get sympathy, then slip 100$ to the agent and hope they go to bat for ya... Its not unheard of...and im sure the agent will be more than happy, its a few keystrokes...:)
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ive never heard anyone havin $400/month for full coverage (or liab.) on a used car, especially a ford tauras.
and perfect driving record?? wow. i have full coverage under my mans insurance for free (and we're not even married.) we have ins. through www.progressive.com check'em out.:thumbsup |
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she should have been more careful. :helpme |
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He will go to trial soon for the felony hit and run and the judge will order him to pay restitution, I guess out of his prison wages. I have a lawsuit against uhaul but they are just a thrid party and although they will have to pay, its not expected to be more $15k - $30k |
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she took the risk now pay the fuckin piper.
It happend to me I knew the risk when my ass was caught it cost me 1700 and a weekend in jail. Now I don't shit without checking the date on my policy. If she can't afford to drive then walk. Some ass without insurance hit me and I am still paying for the cost. |
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One year in jail here for that offense. They don't play around anymore.
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Something I read recently that interested me . .. in New Zealand (not sure where else) they don't require you to pay ludicrously high liability insurance. You can insure your property (car) against damage, but because they have free public health care it takes all the lawyers right out of the equation, and means you can't sue for profit. Great fucking idea! Occasonal car accidents are inevitable, and even the party we call 'at fault' usually didn't do anything criminally wrong. But yet we still waste all this money on the courts and employing lawyers and supporting insurance companies.. why? because our government has corporate friends to subsidize?
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I was also thinking I could scan her old card and change a few numbers and reprint it.. But then if its not perfect and they find out its fraud. That would make a bad sittuation even worse.
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I know people who have spent hard prison time for insurance fraud.
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Its her problem, let her deal with it. Fuck her friends while she's in jail. |
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It depends on where you live, in the States and in Canada. |
I'm sorry you are going through that, but the fact is: you drive without insurance, you are breaking the law (in most states) so expect to get stung.
I used to drive a pile of shit with a value of 1500 and yet I paid 120/month and I was 30 at the time, no tickets, lived in a super nice area (they rate according to the zone you live in as well).... Insurance companies suck, but you need to pay! I learned that the hard way when I lived in an apartment over in N. Lauderdale 8 months ago and had it broken in to...... my brand new laptop, cameras, cellphones, checkbook, etc were stolen. I now have insurance on everything!!! Yeah, it IS a rip off, but sort of one of those things you need. If I would have paid for renters insurance, I would not have been out of over 7k worth of stuff without any replacement money. My boss was kind enough to purchase and loan me a laptop to use soley at home, etc, but I learned my lesson. I'm now insured up the ying yang!!!! Car, Home, Health, Life, etc. |
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