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-   -   How do u ask someone for loan repayment?? (https://gfy.com/showthread.php?t=970467)

xxweekxx 05-27-2010 10:19 AM

How do u ask someone for loan repayment??
 
ok so there this family friend, shes starting a new business(she kinda has money), so she calls me and said she's run out of money and she needed a big loan and will pay me back in a week.. so i wired her $10k.. now she doesnt even mention anything about it.. its been almost 3 weeks now.. how do i nicely ask her for the money without alienating her since we are very good friends..

Amputate Your Head 05-27-2010 10:23 AM

Don't let that 'friend' shit get in the way. $10k is more than borrowing a few bucks for something. You should have had her sign a repayment agreement. Only you can decide which is more valuable to you... your friend or the money. I would start with, "hey.... what's going on? It's been three weeks".

xxweekxx 05-27-2010 10:33 AM

yeah i know.. shes a cool chic but i need that $10k

O MARINA 05-27-2010 10:36 AM

Quote:

Originally Posted by xxweekxx (Post 17179823)
its been almost 3 weeks now.. how do i nicely ask her for the money without alienating her since we are very good friends..




http://msp201.photobucket.com/albums...avemymoney.gif

Barefootsies 05-27-2010 10:38 AM

Quote:

Originally Posted by Amputate Your Head (Post 17179838)
Don't let that 'friend' shit get in the way. $10k is more than borrowing a few bucks for something. You should have had her sign a repayment agreement. Only you can decide which is more valuable to you... your friend or the money. I would start with, "hey.... what's going on? It's been three weeks".

Exactly.

I have a friend who owes me $XXXX and I am on him all the fucking time. It does not matter if he is life long friend or not. Once you have paid your tab, we'll go back to being 'friendly'.
:disgust

Sly 05-27-2010 10:39 AM

"I gave you $10,000 out of good faith on your promise to return it within a week, it's been three weeks. As you promised, I need the money back. This is something I shouldn't have to ask for, I'm pretty disappointed."

Case closed. Never give money to family or friends if you expect to get it back. Never.

Next question: what brand of toilet paper is best for the bitches?

cosis 05-27-2010 10:40 AM

take it as a lesson learned. you rarely receive money back you lend to family/friends.

geedub 05-27-2010 10:44 AM

Quote:

Originally Posted by Sly (Post 17179875)
Next question: what brand of toilet paper is best for the bitches?

Since I live in the third-world I buy the most expensive imported TP I can find.. Usually it's some type of Charmin or Cottonelle.. Wins the bitches over every time cause at their house they don't have strong plumbing and use the Latin America poop paper garbage can, but I can flush my comfy Charmin like it's going out of style.

O MARINA 05-27-2010 10:44 AM

Quote:

Originally Posted by Sly (Post 17179875)

Next question: what brand of toilet paper is best for the bitches?


you are SO Dreamy.

woj 05-27-2010 10:46 AM

my guess is you will lose BOTH the $10k and a friend over this... like someone said above NEVER lend money to friends...

Bhunter 05-27-2010 10:47 AM

you do her an offer she can't refuse

Paul Markham 05-27-2010 10:47 AM

Quote:

Originally Posted by xxweekxx (Post 17179854)
yeah i know.. shes a cool chic but i need that $10k

Then you should not of loaned it to her. Never lend money to friends is my motto. The banks are there to do that.

The Heron 05-27-2010 10:50 AM

Break her knees

fris 05-27-2010 10:52 AM

tricky thing to handle

FreeHugeMovies 05-27-2010 10:56 AM

Certified mail!!

LoveSandra 05-27-2010 10:57 AM

Quote:

Originally Posted by O MARINA (Post 17179862)

:1orglaugh:1orglaugh:1orglaugh:1orglaugh

DEA - banned for life 05-27-2010 10:57 AM

Call her and tell her u are in desperate need of 20k ! ...then take the $10k payback she offers you when she says she dont have 20k ;)

xxweekxx 05-27-2010 11:00 AM

dude fuck that not getting it back shit.. if i dont get my money back im suing her for it and filing wire fraud charges.. fuck that..

but ya id like to NOT lose this friend. we are really cool.. i mean she trusts me with her place,car, etc and shed do anything for me

Sly 05-27-2010 11:03 AM

Question: if she kind of has money, why did she need yours? If she couldn't get a loan from a bank, why did you think it was a good idea to loan her the money?

Anything money you cannot think of family and friends. You have to think business. Otherwise you'll get screwed.

thehand 05-27-2010 11:06 AM

http://www.instructables.com/files/d...PZJ.MEDIUM.jpg

xxweekxx 05-27-2010 11:24 AM

Quote:

Originally Posted by Sly (Post 17180000)
Question: if she kind of has money, why did she need yours? If she couldn't get a loan from a bank, why did you think it was a good idea to loan her the money?

Anything money you cannot think of family and friends. You have to think business. Otherwise you'll get screwed.

she said she ran out of money and she'd be closing a bunch of deals so she'll be able to pay me back asap... i said ok.. come to think of it she didnt even say thanks when the money came.. now im just thinking of putting my foot down and saying this,

"hey i wired u the money from my biz acct, i kinda need it to run my day to day stuff and i dont wanna dip into my savings.. when do u think u'll be able to send it back"

How does that sound?

IllTestYourGirls 05-27-2010 11:26 AM

Did you get anything in writing?

Sly 05-27-2010 11:27 AM

Quote:

Originally Posted by xxweekxx (Post 17180076)
she said she ran out of money and she'd be closing a bunch of deals so she'll be able to pay me back asap... i said ok.. come to think of it she didnt even say thanks when the money came.. now im just thinking of putting my foot down and saying this,

"hey i wired u the money from my biz acct, i kinda need it to run my day to day stuff and i dont wanna dip into my savings.. when do u think u'll be able to send it back"

How does that sound?

I think that is way too passive.

Don't say "I kind of need the money." It doesn't matter if you need the money, the deal was the deal. Don't say "I don't want to dip into savings." That doesn't even matter. Don't ask "when can you have me paid back?" That doesn't matter either, payback date has come and gone.

Offer a reminder of the terms. Say that you are disappointed. And you hope that this can be resolved before you are left with no other option to take steps that neither of you want to happen.

I don't care who you are, $10,000 is a lot of money. Don't be a pussy about it, it's your money. Get it back.

xxweekxx 05-27-2010 11:32 AM

Quote:

Originally Posted by IllTestYourGirls (Post 17180084)
Did you get anything in writing?

nah i went on trust.. i mean i still talk to her almost everyday since we are good friends.. but nobody mentions the money.lol

Marcus Aurelius 05-27-2010 11:43 AM

call her and go like this:

http://www.chicagonow.com/blogs/geek...x270-72909.jpg

Juicy D. Links 05-27-2010 11:45 AM

Quote:

Originally Posted by O MARINA (Post 17179862)

:1orglaugh:1orglaugh:1orglaugh

_Richard_ 05-27-2010 11:45 AM

Quote:

Originally Posted by xxweekxx (Post 17180076)
she said she ran out of money and she'd be closing a bunch of deals so she'll be able to pay me back asap... i said ok.. come to think of it she didnt even say thanks when the money came.. now im just thinking of putting my foot down and saying this,

"hey i wired u the money from my biz acct, i kinda need it to run my day to day stuff and i dont wanna dip into my savings.. when do u think u'll be able to send it back"

How does that sound?

just say, 'what's the deal with the 10k?'.. potentially add the biz account if you want to add a bit of guilt to the situation

Juicy D. Links 05-27-2010 11:46 AM

Quote:

Originally Posted by xxweekxx (Post 17180105)
nah i went on trust.. i mean i still talk to her almost everyday since we are good friends.. but nobody mentions the money.lol

is she hot? We need pics

Nicky 05-27-2010 11:46 AM

You call, you say a biz opportunity has come up that you need the money for and that It would be great if you could get the 10k back asap. The biz opportunity is internet based. End of story.

Nicky 05-27-2010 11:47 AM

Quote:

Originally Posted by Marcus Aurelius (Post 17180146)

:1orglaugh

Marcus Aurelius 05-27-2010 11:50 AM

Quote:

Originally Posted by xxweekxx (Post 17179989)
dude fuck that not getting it back shit.. if i dont get my money back im suing her for it and filing wire fraud charges.. fuck that..

You dont have a leg to stand on in a lawsuit.

Mark my words: she will come up with excuse after excuse for delaying the repayment.
I think you have been taken advantage of. Say goodbye to that money.

xxweekxx 05-27-2010 11:54 AM

Quote:

Originally Posted by Nicky (Post 17180161)
You call, you say a biz opportunity has come up that you need the money for and that It would be great if you could get the 10k back asap. The biz opportunity is internet based. End of story.

sounds good.. but we are close and she knows i have a ton of money saved up. .way more than i gave her.. but i still want my 10k.. im starting to miss it..

xxweekxx 05-27-2010 11:55 AM

Quote:

Originally Posted by Marcus Aurelius (Post 17180182)
You dont have a leg to stand on in a lawsuit.

Mark my words: she will come up with excuse after excuse for delaying the repayment.
I think you have been taken advantage of. Say goodbye to that money.

her dad is very rich, and is a family friend, ill just call him and have him send me the wire.. the mofo is worth like $100mil... but her dad doesnt support her business idea thats why she couldnt get it from him

ottopottomouse 05-27-2010 11:55 AM

Don't lend what you can't afford to lose.

Marcus Aurelius 05-27-2010 12:00 PM

Quote:

Originally Posted by xxweekxx (Post 17180194)
her dad is very rich, and is a family friend, ill just call him and have him send me the wire.. the mofo is worth like $100mil... but her dad doesnt support her business idea thats why she couldnt get it from him

Well, if her dad is worth 100 mil then he sounds like a wise businessman.
And if he refused to give 10k to his daughter, you can deduce that whatever she is up to is a major FAIL

Just call her and tell you need the money. See what she answers to that.

xxweekxx 05-27-2010 12:01 PM

Quote:

Originally Posted by ottopottomouse (Post 17180196)
Don't lend what you can't afford to lose.

ya i go by that rule usually.. dont know how i fucked this one up.. cuz shes kinda rich and we get along great and are close.. but i feel used.. she only started calling MORE right b4 she needed a loan, now she calls LESS after she gets the money.. fucking a!! :upsidedow

epitome 05-27-2010 12:03 PM

This thread reeks of inconsistencies.

J. Falcon 05-27-2010 12:03 PM

Hey, when do you plan to pay me that 10k?

Screwed Up 05-27-2010 12:23 PM

Quote:

Originally Posted by xxweekxx (Post 17180105)
nah i went on trust.. i mean i still talk to her almost everyday since we are good friends.. but nobody mentions the money.lol

Seems to me you are NOT good friends and she's just using you. Off course she trusts you with her stuff like car, apartment,etc. She's broke! What does she care, you lend her 10k.

xxweekxx 05-27-2010 12:25 PM

which inconsistency? i dont have time to come here and make bogus lies..im worried about how NOT to lose my friend and get my money back


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