Adult billers, how do you explain Zombaio undercutting you by more than half?
 

I would be very interested to know how it is that your new competitor can offer such a discounted rate. How do you justify rates from 10-15%?

:mad:

they say that their rates ar as low as 4,9%...

sorry, it seems to be =4,9%
https://www.zombaio.com/rates.asp

You are correct fine sire.

However, I think it's 7.9 or 4.9% based on how you sign up. Two different ways.

They are based in Sweden. Although they have three regional offices I believe.

That rate is given out freely to anyone who agrees to the terms which include using a mailing address in Sweden as if that was your company address. I have it for my VOD site and they have paid me on time so far.

That is like bitching about CCB's refusal to offer ACH, and eliminate the $15 wire fee. Or actually pay you EARLY like others do before holidays, instead of making you wait until the business day after.

ibill was able to undercut epoch and ccbill for years, then they tanked. talk to me after Zombaio has been around in adult for 4-5 years

well, Visa takes something like 2% so Zombaio makes 2,9 points profit and the rest between 8 and 13. from that they pay their employees, backend, fraud control, airplanes etc. ;)

Maybe they need it to buy BRO drinks at conferences.
:winkwink:

Zombaio give a eu presence as well.

Our average rate at CCBill is about 11.5 to 12%. For that, I get :

- A live, human on the phone every single time I call. A US person at that.
- Instant advice from DougW, Corvette & the crew
- Fast replies to requests, instant action when fraud is suspected.
- Email and phone calls when they suspect an affiliate is being naughty.
- An attentive ear that considers new ideas
- No Velocity constraints (they let us manage our own)
- Actual, Genuine business Help and Support whenever we need it.
- Never, ever, a single late payment.
- Invites to Playboy.

I think this is how they justify the higher fees. Works for me.

Parking right here.

Fixed that for ya... :2 cents:

Does Zombaio have any chargeback fees? CCBill doesn't.

Chargeback fee $12.50 / ?10.00

https://www.zombaio.com/rates.asp

Very good question. :2 cents:

It's 7.9% when you sign up. When you ask about the 4.9% rate they promote they change it to 4.9% ( It was like that when I signed up 13 months ago ... )

True. However, I have never had a chargeback with Zombaio in 13 months of processing with them...

Adult billers have been raping the industry for years because they can !!! there has been no other choice, thus the fancy parties, planes ect..... Now a new Fair company is in town, this will be interresting to see the long term results.:2 cents:

However, if you want real local billing solutions for the EU, you need to have in addition to your merchant account, WebBilling Direct Debit and Advanced Direct Pay in your cascade...:winkwink:

With their rates they can afford not to :2 cents:

While they have never invoted me to playboy, I always have a live person instantly on the phone whenever I need them so that's A-OK with me

True fucking dat. :disgust

CCB also vigoriously fights charge backs from what I hear. But when they win a dispute, you do not get the money back. They just keep it.

Yes. Zombaio has charge back fee. $10-15 I think.

:thumbsup:thumbsup

Exactly. No sense in getting a discounted rate if the company doesn't have a long track record on timely payments/stability. At least with CCbill I can wake up Every Monday and feel completely confident the wire has hit my account.

So your happy to let CCbill basically own 5% of your business? if your grossing a million a year in sales your happy to pay CCBill $50k a year for some friendly guys to talk to and invites to playboy? How can you compare 5% to bitching about a $15 wire fee? Maybe if your a small money loser making $30k off his godaddy hosted domain Barefootsies..

Zombaio doesn't have it's own jet? therefore it can afford to charge much lower ?? :1orglaugh

Actually Ibill wasn't that much cheaper if at all. I believe they both charged around 15% at the time. At least that is what I was paying with ibill and what the regular rate was, I don't know what sweet deals they made with people processing 100K a day etc...

And ibill's rate had nothing to do with their collapse.

4% of nothing is um you get the point lol

Over a year with Zombaio, every wire on time and those due on Sat show up on Fridays.

Actually EPGBill in Germany offers the same rates as Zombaio, and they've been around longer....

:2 cents:

yes they were and yes it did

they were giving people grumbling about leaving them 10% or less as their rates, and even charging below their own costs in order to prevent volume from leaving them

and the reason they crumbled is because they ultimately ran out of $, so it did contribute

I thought iBill's parent company, that they where a subsidiary of, is what took them down. Not charging 10% on processing that realistically costs them 3%.

There you have it.
:2 cents:

That is certainally one of the resons for sure...:2 cents:

peace of mind is Priceless

CCBILL is bending you over and fucking you in the ass. whether you want to admit it or not..

They are charging 1995 rates..

Theres tons of mainstream processors who are 10% LESS than CCBILL, and they have live support, etc...

ccbill charges as much cause they know you trust them... jesus i need to get into billing business..LOL

For every $1million processed, their revenue is at least $100,000

jeebus..

your arguments are way off. The vast majority of people with ibill were getting charged 15% just like with ccbill. And just like with ccbill if you are a really big client they will reduce your rate down to around 10%. No major difference in rates what so ever between ibill and ccbill. The biggest difference between the two companies and why one is still around and one is not was because of how they were run. :2 cents:

they didn't crumble because they ran out of money because they were charging too low of a rate :1orglaugh they went out of business mainly because they lost their ability to process visa... among several other things which isn't worth spending 20 mins reposting them all here.

If zombiao is run right they can most definetly stay in business at those rates, they just wont be able to afford their own jet and shit.

being bought and sold a couple times over, once to a company who later realized that 90% of the transactions were adult and they didnt want to have anything to do with adult, who sold it to another company who was just looking to loot it, etc etc etc etc etc.... you cant count the number of fuckups that ibill did over the last 3-4 years they were in business. And the nail in the coffin was losing the ability to process visa.

it had absolutely nothing to do with the rate they charged, which was almost exactly the same as what ccbill was charging anyway.

yeah ccbill has given people illusion that anyone charging under 10% cannot sustain.. of course you can.. granted adult has more fraud, etc, but STILL theres big mainstream companies that are <5%, just cause its adult and banks are harder to secure doesnt justify the +10% now does it?

honestly ccbill should go and buy owners of ibill,globill, et al a bottle of wine.. those guys have helped their business more than they can imagine..

You dont start a company charging a certain rate, then 10 years later when EVERYTHING is cheaper, you still charge the same rate.lol