EPOCH will answer any questions on credit card processing for the next 2 hours
 

Ask Clay and Chris for the next 2 hours. 12Noon PST ? 2PM PST.

What is going to happen to the likes of AcPay, Globill, Verotel etc., who are processing Visa without requiring the fee?

Why doesnt Epoch have a shopping cart option?

What was Epoch's net profit for the last 3 years?

they must want an xbox.

I'm greedy...

Is the only solution for Canadian webmasters seeking 3rd party processing getting a prescence in either the UK, or USA?

If you believe Visa International, and who doesn't? then they will be required to register as an IPSP, pay a per Sponsored Merchant fee and not acquire across Visa Regional borders.

$16.345 billion dollars.
(This is an untrue statement)

who will win the American Idol contest?

We do have shopping carts which integrate with our system... if you have your own merchant account..

Epoch does not allow the sale of deliverable goods through the IPSP model.

Clay
EPOCH

does epoch process for webmasters from europe?

Yes, or another Visa Region where 5967 MCC is accepted. Visa Canada just does not want high risk.

Kimmy Kim

Why is it taking over a month to get ePassport setup on my account? :)

I want a PS2, I currently have game cube

Clay
EPOCH

Are we gonna see epoch making use of the european visa region anytime soon?

thanks

EPOCH only processes for companies in the USA, currently.

I don't know. Please email kimmykim@epassporte. She will get you set up.

We have no plans for european acquiring at this time.

Clay
EPOCH

What has Epoch heard about VISA and the rumors that they are likely to stop processing for AVS systems?

Also, what is your policy on multiple time copyright infringers who process using Epoch? Do you cancel their processing?

1) Why can't I figure out what you guys charge on your website?

CCBill and iBill layout the program. I would never bother to sign up with you or even email you unless I have an idea what the fuck is your cut.

:)


2) Do you have a cute little sister?

If LUC L0NELY applied for third party processing and he met all requirements would you still refuse to do business with him because he is Asian and creepy?

Hey Clay,

Will mastercard be asking for a registration fee, anytime soon???
Any chance of American Express getting back into adult now that companies have to be registered as a IPSP


Thxs,
jeff

I have a series of questions relating to cross sells:

1) If a site offers a cross sell, do they see a decrease
in the unique number of people signing up? Does the
cross sell scare some people away?

2) On average what percentage of potential cross sell
transactions are cross sold. How much does having the
cross sell box, pre-checked affect this figure?

3) Do you use any different scrubbing algorithims on cross
sold transactions vs. non-cross sold transactions? In other
words if someone is approved for the initial transaction
are the cross sells automatically approved.

4) Do you have any plans to offer "forced" cross sell
packages where the surfer cannot opt out? We are
potentially interested in offering our surfers a choice:
a) 1 site for $49.95 / month
b) 2 sites for $29.95 / month each
Under the current system (as I understand it), the surfer
could choose option "b" and then not take the cross sell.

We have heard rumors. We have discussed this issue with Visa too. The situation is fluid. However, we have no formal notice nor do we intend to turn off any properly sponsored compliant merchant. The issue seems to be that Visa does not want their brand used to verify age. We continue to monitor the situation.

The second question requires a definition of Copyright Infringement. If we have a proper DMCA Notice, we require that the offending image be removed immediately. That being said, every situation is different and we handle these depending on the circumstances. There are not many DMCA notices or complaints that we see.

EPOCH is an equal opportunity processor.

Can you make me the default cross sale for all non ezclick users?

:)

1) Because the rates aren't on the website. Contact our cute little sales rep for your rate

Isabel ICQ# 151180901

2) Show up at the Epoch Crawfish Boil and find out......

http://www.epochsystems.com/cookout/

Clay
EPOCH

Any truth to the following rumors:

1) Transactions under $10 are almost never charged back, since it costs more for the customers bank to process the charge back
so the bank credits the customer without doing a chargeback.

2) Very small recurring transactions (say $5.95 or less) are almost never cancelled and will consistently rebill at about 95%.

1) No and Yes.
2) We don't give out stats and we don't give out stats. Our clients really get upset when that happens. However... cross sells have been going on with EPOCH for over a year and they have and continue to be very successful.
3) No.
4) No and call Clay at 888-627-3888 for options.

There has been no discussion of MC asking for a registration fee for webmasters at this time. The registration fee is for IPSP's who choose to go the MSP route. Paycom is a merchant and will not go the MSP route.

The IPSP rule really only applies to VISA. I have heard nothing in terms of AMEX getting back in the biz.

Clay
EPOCH

1)What are your chargeback fees?
2)How much of a reserve do you take and for how long?

AC Pay has merchant accounts worldwide and always has. If you want a little more insight, read my interview with AVNOnline. I think it is pretty too the point.

http://www.avnonline.com/issues/2003...041703_5.shtml


Hope everyone is well,

Cory.

1) Transactions for dollar amounts less than $10 chargeback at a much lower rate than those of higher amounts.

2) Lower dollar recurring tends to have a longer retention and as stated in #1 they cbk at a lower rate

Clay
EPOCH

All rates are negotiated.

We have no reserve, rather a security deposit, built to a fixed amount over a long period of time.
Contact [email protected] for details.

And Chris..

Please forward the naked pics of KK to [email protected]

Thanks!

:Graucho

"Dead Man Walking"
Was that rude? Sorry.
Start your own thread man!

We process for a site that doesn't use ezclicks?

Clay
EPOCH

I thought you had those already...

Why was EPOCH the only Billing company allowed to use Chi Chi Larue in there ads in Cybersocket?