Obamacare Calculator
 

http://kff.org/interactive/subsidy-calculator/

I found this calculator to help narrow down what it's going to cost me.
I thought maybe some of you might want to know also. :2 cents:

Did it twice, I put in $0 and $12,000 for income. 2 adults and no kids.

Result on both:
Amount you pay for the premium: $9,228 per year
You could receive a government tax credit subsidy of up to: $0 (which covers 0% of the overall premium)

How am I supposed to pay for that?

"Enter annual income" Defined as "Business income, farm income, capital gain, other gains" and "Rental real estate, royalties, partnerships, S corporations, trusts, etc."

Under "deduct" there is no provision for interest expenses on gross income. If this is true a lot of people are going to get fucked by having grossly over inflated incomes.

The moral of the story:
Kaiser 'Family' hahaha! foundation is a Rockefeller minion and wants you sick rather than healthy. Or better yet, participate monetarily in your Death.
They don't give 2 rats asses about you :2 cents:

I put my info in and then used various income levels. From $47,000 up the premiums are the same???

I gotta pay over $9k and I make zero! What you bitchin about??! lol

Want to have more fun add more kids.. :1orglaugh Obama bent his followers over and didn't even grease them up.

I don't see the problem.

If I enter $40,000 a year for a 3 person family (2 adults 1 child) all non smoking the cost is $6472 per year, and the government pays $3885 of this bill, leaving you to pay $2587 per year (6.47% of your income) or $215.58 per month for your entire family, until Junior is 25 years old. That works out to $71.86 per person per month.

What's wrong with that?

ooooh 40k a yr... oooh non smoking... oooh 2 adults and 1 child... oooh ....Trendy!

"You could receive a government tax credit subsidy of up to:"

What state are you in.

If I put in 2 people and 12K income for my state it says that you should get free health insurance through medicaid.

Also ….. "You could receive a government tax credit subsidy of up to"

Where does the money for these subsidies come from? A family of 4 making $50,000 a year is eligible for a $5,769 credit. That's half the families in America.

I did the same and got $3,353 as a single adult 1 child. With each kid it went up substantially. I'm in TN.

"A Silver plan has an actuarial value of 70%. This means that for all enrollees in a typical population, the plan will pay for 70% of expenses in total for covered benefits, with enrollees responsible for the rest."

The remaining 30% would break most families if a serious illness occured.


So families will pay X thousands a year to cover 70% of expenses. Sounds like a suck ass plan to me.


.

The money, of course, comes from the government. If you believe the congressional budget it won't increase the deficit because the increased costs of expanded medicaid and the subsidies will be offset by cuts and trims to medicare and other areas of medicaid which supposedly will no longer be needed because they are replaced by Obamacare.

Of course, we are talking about the government which seems to never really cut spending.

Everyone should post their results for their demographics. Obviously there's nothing fair about this law just by the few posts here. Maybe there's even more hidden? Low income and low population areas paying more %? etc, etc.

There is an out of pocket max for most of them. For example the one they show on my page is a silver package with the max out of pocket of $12,500. That is still a lot of money, but if you are talking about $200,000 or $300,000 hospital bill it is a lot less.

I'm in the constitutional state of disbelief. Especially when it comes to tyrannical government pushing Rockefeller "Deathcare".

Thanks for pointing that out! Makes a big difference :thumbsup


.

:1orglaugh:1orglaugh

It seems to really be based on your state, its willingness to expand medicaid and the amount of competition in the area.

Areas with more people may likely get better deals because there will be more competition.

OK one thing you have to pay attention to...if your income is so low that you qualify for medicaid in the state you live in you get NO discount. The graduated premiums start at the the medicaid cut off

for example in GA if you make 10K per year you pay full price for your policy if you make 12K a year you pay about 250 dollars a year for your policy.

Im thinking theres money in a site that helps people understand all of this....

and the death panels are bullshit you buy the insurance from the insurance company of your choice and it works just like it does now.

Im not saying Im an Obamacare fan but it could turn out that way only time will tell...what i do know is I will get way better insurance for half what I am paying now from the same insurance company.

One thing to remember is that Obama didnt really write this law the insurance company lobby did because they saw single payer looming very closely...think about it, The USA is the only major health insurance market left....if we go universal healthcare Kaiser, United Healthcare, bluecross/blue shield Cygna...all outta business.

But.. As I said in another thread my girlfriend got kicked off of what's called Tenncare (TN's medicare) because of my income.. There's no doubt that even after this goes into effect this will not change. Which means she (I) has (have) to cover her premium.

That should not be true unless you and your girlfriend got legally married, Im unfamiliar with Tenncare but I dont think your income has any bearing on hers unless you are married.

Incorrect.. Benefits are based on household income.....

well then you will like Obamacare because that ISNT

Incorrect. She doesn't qualify for TennCare because of my income just as before so she doesn't get the benefit in turn she (I) pay the full premium.

We could live in seperate houses and she would be fine considering she is legally disabled (but doesn't accept disability) that would solve the insurance problem but how does she live? I guess I pay the premium for pussy?

That makes no sense but I have a step brother who lives in TN and works for state farm I will get an answer

Medicare/caid is based on household income. It doesn't matter who it is in the household, like anything, if you lie you are taking the chance.. She was booted from TennCare>medicare that she really needs because of my income.. Because she lives in my house..

It potentially will come down to whether or not your state choose to expand its medicare program.

This is directly from the website listed in the first post:

So it is possible that even if the state of TN declines to give her medicaid she might be able to get it on a federal level.

It also says:

If that is true she should be able to get coverage.

Why will she not accept disability? If she is disabled that would solve most of her problems.

She has lived her whole life without accepting it, trying to be normal.. But as she gets older her "essentual tremors" are taking its toll on her body. She has to have special cups and even silverware to just eat and drink now.

she will accept tenncare but not disability....ok I get you are just bitching about something you dont like...thats fine ya got that right Ill informed Americans bitch every day about things they dont understand

The fact is she will be able to have more affordable health care starting Jan 1 and you know it. Your moving in had nothing to do with anything, you could have easily gotten around any red tape issues by not claiming that as your residence if what you claim about household income is true.

Im no fan or republicans or of democrats but I am less of a fan of ignorance.

Yes, she has a disability but has always tried to work and be normal... Me moving in? lol She moved in. How could she afford to live on her own? Have you spent a day in a hospital lately? A few days alone without insurance could bankrupt you. Hell they tried to take my shit because of her medical bills. This is going to help how?

Whoa whoa whoa. What happened to the free healthcare everyone was talking about 2 years ago. My wife and I are unemployed. I can barely make car payments I don't want to (cause I got a new car when I had a job, never again) and rent and utilities. What makes them think I'll pay for health insurance? This will be a fiasco. Also, I have no job here, make $100-$200 from online sales every few monthes. Why should I stay in America?

I know she wants to be somewhat independent and normal, but at times you have swallow your pride and do what is best for yourself. If trying to be independent and normal is driving her into the ground she should take the disability. It is there for people just like her and if she has worked in the past she has paid into it. She isn't trying to cheat the system, there is nothing to feel bad about.

It sounds like doing this solves many of her problems.

If you are both unemployed your income level will likely be so low that you will get free insurance.

There is no free lunch. Don't you remember that prison meal you got in school that cost $.25 to make that your parents paid a $1 for?

Cost? But for what Coverage??

Does your state already list the coverage plans?

Who knows, what are you paying $215 a month for????