Most ridiculous thing I've ever had to do
 

I wrote and mailed a check for $0.01 today. That's right.. a check for one cent and it cost me 37 cents to send it.

I electronically sent what I thought was my final mortgage payment earlier this week. I calculated what the interest would be and added that to the total. Well seems the mortgage company always rounds up, never down. I was left owing 1 red cent!

I called them this morning figuring after all those rounded pennies they'd forgive just one. When I told the woman on the phone the situation she says "Mail a check for 1 cent." I laughed and said I figured they'd write if off. She replied very matter of factly.. "It's a bank, mamm." So I sent them the damn check.

fucking shitheads.

Now that is some funny shit!

Insane!

How you been PK

that's so ridiculus...hey at least your mortgage is payed off :thumbsup

really unbelieveable

Got every penny out of you I guess

Contact Ananova, they'll do a story on it. http://www.ananova.com/

Now that's hilarious..

You should have actually sent a penny.

:helpme

I've done better than that

When i move to LV, and shut off the utilities after my house in Texas sold, the water department sent me a bill for $0.00

ok no big deal, nothing owed, threw it out

then they sent me a late notice... i just threw it out

Then a collection agency sent me a bill, for $0.00

So i wrote them a check for zero dollars and zero cents, and sent it to them

:1orglaugh :2 cents:

damn that is just fucking stupid, you should have gone in and dropped the penny off yourself, and made a big deal about it, so the other customers can see how stingy the bank is

i hope you wiped your ass with it before you sent it. bloodsuckers!

Truly priceless!

:1orglaugh

they send out thier bills automaticaly, nobody even looks at them

apparently thier collection agancy does the same thing

I underpaid a 407 bill accidentally by 34 cents once...

They sent me to collection, so I figured I'd get even. I sent them a cheque for 35 cents.

They have to send me an account statement every month.. must cost them 55 cents a pop, and I've been getting them every month for about 3 years now.

What a way to destroy forests.

Don't take that too lightly either.. I know a guy with an R9 on his credit record for owing $0.00 for more than 120 days.

Damn, that was lame of them.

That reminds me, CCBill is still fucking charging me $0.37 for each check they send me when the postage on the envelope is only $0.29. I need to talk to them about that.

Yeah you lucky man, now you really are a free man :-)

Despite what the bank and my friends say to my I dont own my pad, I have another 33 years at 400£ pcm

FUCK!

thats just too stupid

lol! PK you are always getting nickel and dimed....errrr, pennied?

Off topic but an attorney recently told me that most states use the same software to receive queries from insurance companies for traffic violations. He said that your violation won't show up if your ticket isn't settled so.....he says that you should pay your ticket but overpay it by one dollar. The state will take forever to send you the dollar refund and then when you get it you dont cash it therefore your account isn't "settled". I dunno if this is true but it sounds good ;) lol

Its better to send a check than an actual penny, this way you have a record and the bank wont be coming by to take your house away because of one cent.

Speaking of traffic tickets I gotta goto court again in 4 days.

When I worked in collections we had people that used to send their final checks to us covered in shit, sent joints, picutres of them naked ( why I never kept these as amatuer content, lol) and my favote, letters telling us off...............

People would pay like clockwork every month for years and then the final payment they would tell us to get fucked since " they paid enough, blah blah blah...."

It was crazy being on the recieving end of those 1 cent checks. We'd be amazed compaines would tell us that they'd take action if need be to recover their funds, lol........

Insanity of banking.

I got a check from a utility company for $.01 cent once with a full page apology letter stating that due to a computer programming error their customer bills had been calculated incorrectly and everyone had been overcharged.

lmfao :1orglaugh

Damn banks have all the power

The best part is that IT'S FUCKING PAID :thumbsup

Finished
OVER AND OUT

Now go get your Mercedes:Graucho

maybe they charge for the envelope, check paper, ink, the electricity involved in running the machines, the wage for the dude that presses the big red 'go' button etc etc..

Ugh I've had to do that bullshit before. How stupid is that. And it's probably going to cost them more to process the damn check in admin fees than the cent it's worth. You'd think these companies would be a little less anal :)

thats god damn retarded of the bank, tell them to go outside and look for it on the floor

LOL :1orglaugh

pwn3d!

I am fighting with my bank as well over lost statements. I am trying to refinance and my bank is totally screwed up.

It would take one letter to get that removed.

Great story, I had the same thing with my cellphone company ones. I allso love it when I get a cheque for 2,47$ :)

on a positive note, you are done. its paid off. congrads, that has to be a great fuckin feeling.

PK, when that check comes back in your monthly bank statement - make sure to frame it. It's not every day that you pay off your mortgage with one cent!