Received email from SKNANB !!! - GoFuckYourself.com - Adult Webmaster Forum

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candyx

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#1

Received email from SKNANB !!!

10-30-2010, 01:16 PM

I just got an email after 15 working days and they offered me 4 payment methods :
-new card with same features
-bank draft
-wire transfer
- possibility of opening a cheking account with them ,that would require additional documentation...
I have xx,xxx with them, i wanna see all my money but i am worried about a large amount going into my US bank account from an offshore bank.
Would you go with a wire or go for a new card just like one we had from Epass ?

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Davy

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#2

10-30-2010, 01:19 PM

No, don't go with a card. They are probably going to turn them off in December.
Are you a US citizen? It's interesting that they offered you to open an account with them.

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candyx

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#3

10-30-2010, 01:21 PM

Originally posted by Davy

No, don't go with a card. They are probably going to turn them off in December.
Are you a US citizen? It's interesting that they offered you to open an account with them.

Well it wouldn't be the same card , they say it is a new card product that offers same features the epass card had .
I am a Resident , not a citizen..

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#4

10-30-2010, 01:31 PM

Just do the wire - legit business get international wires all the time.

You just wont be able to hide it :P

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#5

10-30-2010, 01:43 PM

I wouldn't worry about the wire... unless you are doing something shady...

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#6

10-30-2010, 01:53 PM

Get the new card.
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#7

10-30-2010, 02:01 PM

This is a no brainer - wire transfer it all.

As others have already posted, international wires are common.

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candyx

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#8

10-30-2010, 02:21 PM

It's interesting the options they offer, i wasn't expecting some of them, i plan to call them for more info ..
I really hope there will be more ppl receiving this long expected email.

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#9

10-30-2010, 02:23 PM

take the wire and run
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#10

10-30-2010, 02:36 PM

who told you they gonna stop working with cards on december??!
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candyx

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#11

10-30-2010, 02:40 PM

They mentioned at some point cards are being turned on for 60 days or extended to 90 if necessary. I think it was on one of the forms a while ago.

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blofer80

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#12

10-30-2010, 02:45 PM

never heard about it, sounds bullshits, they want everyone to take all money out, why stop the cards?
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18teens

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#13

10-30-2010, 04:16 PM

Take the wire and be done with them.
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#14

10-30-2010, 04:32 PM

Glad to hear you received the mail candy... I just hope it won't take as long to process all those wires or other options that would get us access to our money.

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#15

10-30-2010, 05:34 PM

If I were you I would do the wire.

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candyx

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#16

10-30-2010, 05:50 PM

Well basically the form lets you choose what you wanna go with and then you gotta wait 5 days it says for them to get back to you and let you know if your choice was aproved and they are going ahead with it.
It says that they might suggest something other than what you pick.
Also if you choose a draft or a new card and gets lost in the mail, they will send you another one but they are not responsible in case of a wire if your bank doesnt credit the funds or you give the wrong info for the wire.
Also there is a 50$ Account Closing Fee for the existing Visa Prepaid Card.

Oops sorry i just noticed the guys updated the other thread with some of this info:P

Last edited by candyx; 10-30-2010, 05:59 PM.

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#17

10-30-2010, 06:29 PM

I know they just wanna make a little money but it's kinda BS that the larger balance holders are hit with a $50 fee to get their money while the smaller ones had nothing of the like.

Still, I can't complain too much so long as we all get our money.
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#18

10-30-2010, 06:58 PM

Keeping your money with them is just another gamble. Be realistic most people didn't expect to ever see this money again, wire it out and be done with the whole epass/sknanb thing.

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#19

10-30-2010, 08:04 PM

I am glad you will have access to your monies.
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#20

10-31-2010, 06:14 AM

It's a no-brainer: get the wire. That's what I'm doing.

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#21

10-31-2010, 06:30 AM

Grab the wire...
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#22

10-31-2010, 08:41 AM

Originally posted by candyx

I just got an email after 15 working days and they offered me 4 payment methods :
-new card with same features
-bank draft
-wire transfer
- possibility of opening a cheking account with them ,that would require additional documentation...
I have xx,xxx with them, i wanna see all my money but i am worried about a large amount going into my US bank account from an offshore bank.
Would you go with a wire or go for a new card just like one we had from Epass ?

I get same email, also xx.xxx there

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#23

10-31-2010, 09:01 AM

Originally posted by FighterSpirit

I get same email, also xx.xxx there

when did you send the docs?
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#24

10-31-2010, 09:07 AM

Originally posted by PAR

Grab the wire...

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#25

10-31-2010, 09:07 AM

Originally posted by Chris

Just do the wire - legit business get international wires all the time.

You just wont be able to hide it :P

Can she open a Paxum account, wire all the amount to her Paxum account and withdraw it at ATMs with that $2500 daily limit (with a plastic MasterCard)?
Chris, rep me with green, please

Last edited by Cash; 10-31-2010, 09:08 AM.

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#26

10-31-2010, 11:33 AM

Originally posted by candyx

I just got an email after 15 working days and they offered me 4 payment methods :
-new card with same features

?

Did they said what "new card" are they talking about ?
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candyx

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#27

10-31-2010, 11:37 AM

Originally posted by greenlab

Did they said what "new card" are they talking about ?

they say a new card product with ATM Access, POS merchant and online capability, no additional info about what the daily limits or fees would be...

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candyx

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#28

10-31-2010, 11:39 AM

Originally posted by Cash

Can she open a Paxum account, wire all the amount to her Paxum account and withdraw it at ATMs with that $2500 daily limit (with a plastic MasterCard)?
Chris, rep me with green, please

I am not sure the bank would wire to a Paxum account, it states on the document that you allow further communication between SKNANB and your bank regarding origin of funds, etc . So i think they would only wire to a real bank ...

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#29

10-31-2010, 11:43 AM

Originally posted by blofer80

they want everyone to take all money out, why stop the cards?

Because there is no way for you to load the card anymore?

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#30

10-31-2010, 11:47 AM

Originally posted by candyx

I have xx,xxx with them, i wanna see all my money but i am worried about a large amount going into my US bank account from an offshore bank.

Why?

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candyx

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#31

10-31-2010, 12:02 PM

Originally posted by bjlover

Why?

Well because my bank account never had such an amount in it, not to mention transactions from a bank like St. Kitts so most likely will be flagged as suspicious transaction.
I pay my taxes yes, but do i wanna have to deal with IRS and provide documentation, etc . Umm not really, mostly because i am not a citizen and live in US on and off and i dont wanna deal with additional paperwork, everything else its a hasstle anyways.
I should have thought of this before yes , but i trusted the convenience of epass just like many other people, especially those who travel.

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#32

10-31-2010, 12:10 PM

Quote: they are not responsible in case of a wire if your bank doesnt credit the funds or you give the wrong info for the wire

Just additional security feature to consider is to verify your bank wire data by sending them $10 or so , when they get verification amount and documentation from it - then you should request $xx,xxx wire

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candyx

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#33

10-31-2010, 02:07 PM

Originally posted by bjlover

Why?

Here darling, here is the uncenzored answer since u are interested enough to continue this on another thread even.

I am just a Resident in US, and for every single paperwork i had to file i had to pay the US state, hell even to renew my Green Card i had to pay 600 $ .
Every year i paid my taxes, Last year for example out of 22k i made i had to pay over 9k in taxes. Oh and ever since i have been in US i had to pay for my health insurance and everything else, even so going to the ER it's worse than in the ''third world country '' i come from, with 11 hours in the waiting room before a doctor fucking sees me.
Bottom line as a Resident the state doesnt give me anything whatsoever, yet i keep paying bills( which i always do), so excuse me for wondering if i should expect extra headache and paperwork in this situation that maybe i might wanna consider for one second avoiding.
AND and guess what ? US is the only country that taxes the income i made abroad, so when i work my ass off in my own country i have to pay taxes on that too.
So i guess in order to avoid all this i should have never married a US citizen in the first place, oh dam why didnt i think of that!

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Barry-xlovecam

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#34

10-31-2010, 02:24 PM

candyx, hire a better accountant ? you easily overpaid $4,000 to $5,000 in taxes from what you say. For example, you can put up to $6,000 a year into an IRA (individual retirement account), 15% of your income into a Keogh retirement account ? this money is not taxed. You are "self employed" there are many business expenses that are allowed when determining your net business income ... Get some tax accounting advice ...
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candyx

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#35

10-31-2010, 02:31 PM

Originally posted by Barry-xlovecam

candyx, hire a better accountant ? you easily overpaid $4,000 to $5,000 in taxes from what you say. For example, you can put up to $6,000 a year into an IRA (individual retirement account), 15% of your income into a Keogh retirement account ? this money is not taxed. You are "self employed" there are many business expenses that are allowed when determining your net business income ... Get some tax accounting advice ...

You are probably right, i need a better accountant. I used a professional tax service company and they filed using the standard deductions amount, this year however i kept receipts for my expenses.
So with a joint return i paid over 7 k federal and over 1 k to the state.

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#36

10-31-2010, 02:35 PM

Originally posted by Machete_

when did you send the docs?

9 october

Originally posted by greenlab

Did they said what "new card" are they talking about ?

? Receipt of a new alternative card product that provides ATM cash access, physical (swipe) merchant shopping and telephone/Internet purchase capability

Originally posted by candyx

they say a new card product with ATM Access, POS merchant and online capability, no additional info about what the daily limits or fees would be...

(US$1,020 per day)

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#37

10-31-2010, 02:38 PM

Take the wire!!!
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#38

10-31-2010, 02:54 PM

buy a flight ticket, visit them personal and cash in the money.. The flight ticket is probably cheaper then getting caught by tax laws and pay a fine.
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#39

11-01-2010, 03:20 AM

Originally posted by candyx

I am not sure the bank would wire to a Paxum account, it states on the document that you allow further communication between SKNANB and your bank regarding origin of funds, etc . So i think they would only wire to a real bank ...

And the account (for the Mastercard card) you'd have at Paxum, for example, is not in a real bank? Epass didn't have the accounts with the Visa money in a real bank, i.e. SKNANB? Do they care where you have a bank account as long as it's your account?

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#40

11-01-2010, 06:05 AM

Originally posted by YAP

buy a flight ticket, visit them personal and cash in the money.. The flight ticket is probably cheaper then getting caught by tax laws and pay a fine.

You must declare bringing over $10,000 cash into the United States to US Customs (boarder inspection) ? or the cash can be confiscated (bad idea).
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#41

11-01-2010, 06:09 AM

Originally posted by candyx

Here darling, here is the uncenzored answer since u are interested enough to continue this on another thread even.

I am just a Resident in US, and for every single paperwork i had to file i had to pay the US state, hell even to renew my Green Card i had to pay 600 $ .
Every year i paid my taxes, Last year for example out of 22k i made i had to pay over 9k in taxes.

you made 22k and paid 9k in taxes?

doll you need a real accountant. a good one shouldn't cost you more than 500 to do your taxes

and you should incorporate as well.

hit me up if i can help
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#42

11-01-2010, 06:10 AM

Originally posted by Barry-xlovecam

You must declare bringing over $10,000 cash into the United States to US Customs (boarder inspection) ? or the cash can be confiscated (bad idea).

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candyx

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#43

11-01-2010, 07:12 AM

Originally posted by Forest

you made 22k and paid 9k in taxes?

doll you need a real accountant. a good one shouldn't cost you more than 500 to do your taxes

and you should incorporate as well.

hit me up if i can help

Yeah i was thinking whether it would have more advantages creating a small business instead of going with self employed status.
And yes 2 years ago , 11k on my 1099 , 3600 $ in taxes .
Apparently the federal, state and self employed tax that goes to social security and medicare adds up to quite a lovely percentage...
But i will research other accountants since you guys mentioned i could probably reduce that, thank you all for the advice.

Also for anyone interested in the new card information from SKANAB , the card has like stated above 1020 $ ATM limit, 3 $ fee at ATM and it expires in 2 years . Thought i'd share that since i received that info.

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#44

11-01-2010, 07:58 AM

Originally posted by candyx

Yeah i was thinking whether it would have more advantages creating a small business instead of going with self employed status.
And yes 2 years ago , 11k on my 1099 , 3600 $ in taxes .
Apparently the federal, state and self employed tax that goes to social security and medicare adds up to quite a lovely percentage...
But i will research other accountants since you guys mentioned i could probably reduce that, thank you all for the advice.

Also for anyone interested in the new card information from SKANAB , the card has like stated above 1020 $ ATM limit, 3 $ fee at ATM and it expires in 2 years . Thought i'd share that since i received that info.

THX for that
I will use that option and I send email to SKNANB

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#45

11-01-2010, 12:21 PM

Originally posted by candyx

Yeah i was thinking whether it would have more advantages creating a small business instead of going with self employed status.
And yes 2 years ago , 11k on my 1099 , 3600 $ in taxes .
Apparently the federal, state and self employed tax that goes to social security and medicare adds up to quite a lovely percentage...
But i will research other accountants since you guys mentioned i could probably reduce that, thank you all for the advice.

Also for anyone interested in the new card information from SKANAB , the card has like stated above 1020 $ ATM limit, 3 $ fee at ATM and it expires in 2 years . Thought i'd share that since i received that info.

Hmm so better take the card and avoid all the hassle with the paperwork /taxes..
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#46

11-01-2010, 12:49 PM

Originally posted by candyx

Yeah i was thinking whether it would have more advantages creating a small business instead of going with self employed status.
And yes 2 years ago , 11k on my 1099 , 3600 $ in taxes .
Apparently the federal, state and self employed tax that goes to social security and medicare adds up to quite a lovely percentage...
But i will research other accountants since you guys mentioned i could probably reduce that, thank you all for the advice.

Also for anyone interested in the new card information from SKANAB , the card has like stated above 1020 $ ATM limit, 3 $ fee at ATM and it expires in 2 years . Thought i'd share that since i received that info.

do yourself a favor

create an s-corp its not hard to do and get yourself a good accountant.

a good cpa should cost you 500 a year on avg to do both your personal and corporate returns. will save you a ton of money plus tell you everything you can expense.
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