Banks in Sweden now charges $250+ to cash a check?

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  • Emil
    Confirmed User
    • Feb 2007
    • 5656
    #1

    Banks in Sweden now charges $250+ to cash a check?

    I was going to cash some checks today and my bank told me that it wasn't worth it because it could end up costing me more to cash it than the check was worth ($1100). They couldn't tell me exactly how much...

    So I walked into another bank and they told me they charged $250 per check to cash them.

    What the fuck is going on? Is there any bank left in Sweden without these ridiculous fees?
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    Tags: None
    • Agent 488
      Registered User
      • Feb 2006
      • 22511
      #2
      adapt or die.

        Comment

        • Emil
          Confirmed User
          • Feb 2007
          • 5656
          #3
          Originally posted by Agent 488
          adapt or die.
          stfu or die retard.
          Free BTC! (Yes, really. Free ₿itcoins.)
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            Comment

            • Ross
              Ik ben een aap
              • Sep 2002
              • 18874
              #4
              That's ridiculous, you'd be best switching to wire.

                Comment

                • Puremeds-J
                  Confirmed User
                  • Sep 2008
                  • 939
                  #5
                  thats insane!

                    Comment

                    • tranza
                      ICQ: 197-556-237
                      • Jun 2003
                      • 57559
                      #6
                      I feel your pain. After taxes and fees I usually end up with 50% of the original value of the checks down here in Brazil.

                      It sucks.

                      I'm just a newbie.

                        Comment

                        • Emil
                          Confirmed User
                          • Feb 2007
                          • 5656
                          #7
                          That was $250 as minimum, it could cost up to $475.

                          I'll be looking for a new bank but there isn't that many to choose from in Sweden.
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                            • Chris
                              Too lazy to set a custom title
                              • May 2003
                              • 27880
                              #8
                              ...And people still question why there is a use for prepaid cards
                              [email protected]

                                Comment

                                • klinton
                                  So Fucking Banned
                                  • Apr 2003
                                  • 8766
                                  #9
                                  I invite you to Poland - flight ticket - around 50 usd, giving check to incaso -> 10 dollars.

                                  I am not sure about knowledge of the banks' clerks anyway, I am currently waiting 2 months for my incaso check to get cleared....

                                  you have to go back to get money from that check so it's another 50 usd flight tickets...

                                  you save= 150 $
                                  Last edited by klinton; 03-18-2011, 11:20 AM.

                                    Comment

                                    • nikki99
                                      Supermodel
                                      • Nov 2004
                                      • 23074
                                      #10
                                      Originally posted by Agent 488
                                      adapt or die.
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                                        • HomerSimpson
                                          Too lazy to set a custom title
                                          • Sep 2005
                                          • 13826
                                          #11
                                          1.5% min. 1 EUR per check in here LOL
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                                            Comment

                                            • klinton
                                              So Fucking Banned
                                              • Apr 2003
                                              • 8766
                                              #12
                                              Originally posted by HomerSimpson
                                              1.5% min. 1 EUR per check in here LOL
                                              where ? ;]

                                                Comment

                                                • blackmonsters
                                                  Making PHP work
                                                  • Nov 2002
                                                  • 21121
                                                  #13
                                                  Lol!

                                                  ....
                                                  Good luck.



                                                    Comment

                                                    • MaDalton
                                                      I am Amazing Content!
                                                      • Feb 2004
                                                      • 39864
                                                      #14
                                                      czech banking fees are ridiculus but for checks it's actually not that bad - like $6 or so
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                                                        Comment

                                                        • epagos
                                                          So Fucking Banned
                                                          • Feb 2007
                                                          • 104
                                                          #15
                                                          USA rules

                                                            Comment

                                                            • borked
                                                              Totally Borked
                                                              • Feb 2005
                                                              • 6284
                                                              #16
                                                              is this your own bank or a walk in bank? I could imagine that from a walk in but not your own bank...
                                                              for non-european cheques, I get hammered with €15 + charges of 1% max €10.

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                                                                Comment

                                                                • Dirty Dane
                                                                  Sick Fuck
                                                                  • Feb 2004
                                                                  • 9491
                                                                  #17
                                                                  Sucks with small checks.

                                                                    Comment

                                                                    • andrej_NDC
                                                                      Registered User
                                                                      • May 2004
                                                                      • 7760
                                                                      #18
                                                                      Why do you live in a country where taxes eat up most of your income, anyway...

                                                                        Comment

                                                                        • MaDalton
                                                                          I am Amazing Content!
                                                                          • Feb 2004
                                                                          • 39864
                                                                          #19
                                                                          Originally posted by epagos
                                                                          USA rules
                                                                          why - because we have 2011 and they're still using checks as probably last country on this planet?
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                                                                            Comment

                                                                            • rowan
                                                                              Too lazy to set a custom title
                                                                              • Mar 2002
                                                                              • 17393
                                                                              #20
                                                                              Do you actually have accounts with the banks you tried, and some history? Sounds like they might be quoting you high fees based on their perceived risk of handling that cheque for you...

                                                                              How come you're not doing a wire for such a relatively high value?

                                                                              FWIW, HSBC (in Australia) charge me 0.25% of the amount with an AUD10 (pretty close to USD10 right now) minimum fee.

                                                                                Comment

                                                                                • DEA - banned for life
                                                                                  V.I.P.
                                                                                  • Nov 2004
                                                                                  • 7886
                                                                                  #21
                                                                                  next time wear your radiation suit ! they will waive the fee

                                                                                    Comment

                                                                                    • The Heron
                                                                                      Confirmed User
                                                                                      • Apr 2001
                                                                                      • 4496
                                                                                      #22
                                                                                      That just seems insane to me, what the hell

                                                                                        Comment

                                                                                        • u-Bob
                                                                                          there's no $$$ in porn
                                                                                          • Jul 2005
                                                                                          • 33063
                                                                                          #23
                                                                                          The US is probably the only country left in the entire world that still uses checks.

                                                                                            Comment

                                                                                            • u-Bob
                                                                                              there's no $$$ in porn
                                                                                              • Jul 2005
                                                                                              • 33063
                                                                                              #24
                                                                                              Originally posted by The Heron
                                                                                              That just seems insane to me, what the hell
                                                                                              from another thread:
                                                                                              Originally posted by u-Bob
                                                                                              Went to the bank today to sign some papers. My account manager wasn't there, so some new lady helped me. After taking care of the paperwork, I told her I also had a couple of checks I wanted to deposit. Her first reaction:

                                                                                              "I didn't know people still used those."

                                                                                                Comment

                                                                                                • woj
                                                                                                  <&(©¿©)&>
                                                                                                  • Jul 2002
                                                                                                  • 47880
                                                                                                  #25
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                                                                                                    • Emil
                                                                                                      Confirmed User
                                                                                                      • Feb 2007
                                                                                                      • 5656
                                                                                                      #26
                                                                                                      Originally posted by borked
                                                                                                      is this your own bank or a walk in bank?
                                                                                                      It's "my bank".


                                                                                                      Originally posted by andrej_NDC
                                                                                                      Why do you live in a country where taxes eat up most of your income, anyway...
                                                                                                      I'm going to move, that's the masterplan. I just need to save up some money first and get a stable income, shit goes up and down all the time. $400 on day, $40 the next.
                                                                                                      Free BTC! (Yes, really. Free ₿itcoins.)
                                                                                                      Signup with ONLY your Nickname, Email and Password. You can also refer people and get even more.

                                                                                                        Comment

                                                                                                        • Emil
                                                                                                          Confirmed User
                                                                                                          • Feb 2007
                                                                                                          • 5656
                                                                                                          #27
                                                                                                          Originally posted by u-Bob
                                                                                                          from another thread:
                                                                                                          I think I'm the only one cashing these checksin "my bank", they never know how to handle them.
                                                                                                          Free BTC! (Yes, really. Free ₿itcoins.)
                                                                                                          Signup with ONLY your Nickname, Email and Password. You can also refer people and get even more.

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                                                                                                            • Antonio
                                                                                                              Too lazy to set a custom title
                                                                                                              • Oct 2001
                                                                                                              • 14136
                                                                                                              #28
                                                                                                              I pay about $20, which is still ridiculous if you ask me; in South Africa the banks used to charge me about $5 and transfer the money in my bacnk account 2-3 days later, over here you pay $20 and wait at least a month

                                                                                                                Comment

                                                                                                                • Jakez
                                                                                                                  Confirmed User
                                                                                                                  • Jan 2004
                                                                                                                  • 5656
                                                                                                                  #29
                                                                                                                  Originally posted by u-Bob
                                                                                                                  The US is probably the only country left in the entire world that still uses checks.
                                                                                                                  Why is that?
                                                                                                                  [email protected] - jakezdumb - 573689400

                                                                                                                  Killuminati

                                                                                                                    Comment

                                                                                                                    • Platinumpimp
                                                                                                                      Logos and such.
                                                                                                                      • Jan 2004
                                                                                                                      • 10214
                                                                                                                      #30
                                                                                                                      Originally posted by Agent 488
                                                                                                                      adapt or die.
                                                                                                                      Adapt?

                                                                                                                      Checks are very old fashioned and still easily to be frauded - wires are so easy these days.
                                                                                                                      I design logo's.

                                                                                                                        Comment

                                                                                                                        • seeandsee
                                                                                                                          Check SIG!
                                                                                                                          • Mar 2006
                                                                                                                          • 50945
                                                                                                                          #31
                                                                                                                          Wtf!!!! i pay 1.5%
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                                                                                                                            • k0nr4d
                                                                                                                              Confirmed User
                                                                                                                              • Aug 2006
                                                                                                                              • 9231
                                                                                                                              #32
                                                                                                                              i paid about $40 to cash like a $350 google cheque in poland
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                                                                                                                                • FeelMyTube
                                                                                                                                  Confirmed User
                                                                                                                                  • Jun 2010
                                                                                                                                  • 349
                                                                                                                                  #33
                                                                                                                                  checks are awfull, they take a long time to arrive, you have to go out to the bank, you have to pay to deposit tem.

                                                                                                                                  No idea why people love them some much in the US. just use wires instead..


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                                                                                                                                    • respect
                                                                                                                                      Too lazy to set a custom title
                                                                                                                                      • Nov 2005
                                                                                                                                      • 18399
                                                                                                                                      #34
                                                                                                                                      i got some renegade checks from AFF lately wich i didnt cashed, checks are around 2 months old, amounts of 300 and 200, to cash them will cost 50Euros per check wich i am not gonna pay plus 2 months to wait to be cleared.
                                                                                                                                      Will contact them in a month or so to resend the money by alternative methods
                                                                                                                                      I also got a 51$ that went in the garbage as soon as i seen it

                                                                                                                                        Comment

                                                                                                                                        • CamTraffic
                                                                                                                                          Confirmed User
                                                                                                                                          • Feb 2008
                                                                                                                                          • 6540
                                                                                                                                          #35
                                                                                                                                          that blows... change ur min payment to 3 k that will hurt less
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                                                                                                                                            • Angry Jew Cat - Banned for Life
                                                                                                                                              (felis madjewicus)
                                                                                                                                              • Jul 2006
                                                                                                                                              • 20368
                                                                                                                                              #36
                                                                                                                                              It's not quite as extreme here, but I had a couple small checks in Euros before that got completely gobbled up by fees. Anything under 100 Euros I'm pretty much getting $0 out of. Wound up just setting my minimum payout on those programs way up. Pretty fucking lame. The banks are such a god damn scam. Everywhere...

                                                                                                                                                Comment

                                                                                                                                                • signupdamnit
                                                                                                                                                  Confirmed User
                                                                                                                                                  • Aug 2007
                                                                                                                                                  • 6697
                                                                                                                                                  #37
                                                                                                                                                  Originally posted by FeelMyTube
                                                                                                                                                  checks are awfull, they take a long time to arrive, you have to go out to the bank, you have to pay to deposit tem.

                                                                                                                                                  No idea why people love them some much in the US. just use wires instead..
                                                                                                                                                  Because in the US it isn't like that. You wait at most a week from when they are actually sent to receive them in the mail and usually you do not have to pay a penny to cash them. Most banks give you access to the funds the very next day. We have ACH (sort of like a wire but usually free for the receiver) but the primary advantage of that is merely that you get funds up to a week faster and you do not have to deposit checks. Checks aren't that bad here. Much better than wires (costs) but not as good as ACH.

                                                                                                                                                  You don't like my posts? Put me on ignore or fuck right off. I'll say what I want.

                                                                                                                                                    Comment

                                                                                                                                                    • Denny
                                                                                                                                                      Too lazy to set a custom title
                                                                                                                                                      • Feb 2005
                                                                                                                                                      • 17439
                                                                                                                                                      #38
                                                                                                                                                      Damn, that sucks.

                                                                                                                                                        Comment

                                                                                                                                                        • Chosen
                                                                                                                                                          VIPPay.com | AdultWebSponsors.com
                                                                                                                                                          • Aug 2001
                                                                                                                                                          • 63151
                                                                                                                                                          #39
                                                                                                                                                          It was one of the reasons people used ePass and now using Paxum and other systems...

                                                                                                                                                            Comment

                                                                                                                                                            • brassmonkey
                                                                                                                                                              Pay It Forward
                                                                                                                                                              • Sep 2005
                                                                                                                                                              • 77395
                                                                                                                                                              #40
                                                                                                                                                              damn that's pimp
                                                                                                                                                              TRUMP 2026 KEKAW!!! - The Laken Riley Act Is Law!
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                                                                                                                                                                • andrej_NDC
                                                                                                                                                                  Registered User
                                                                                                                                                                  • May 2004
                                                                                                                                                                  • 7760
                                                                                                                                                                  #41
                                                                                                                                                                  Originally posted by Emil
                                                                                                                                                                  It's "my bank".




                                                                                                                                                                  I'm going to move, that's the masterplan. I just need to save up some money first and get a stable income, shit goes up and down all the time. $400 on day, $40 the next.
                                                                                                                                                                  You can live from those $40 in some places in Carribean...on the good days, you can save the rest then.

                                                                                                                                                                    Comment

                                                                                                                                                                    • CaptainWolfy
                                                                                                                                                                      Playa
                                                                                                                                                                      • Dec 2005
                                                                                                                                                                      • 8439
                                                                                                                                                                      #42
                                                                                                                                                                      here is around 2$ or something like that... pretty cheap

                                                                                                                                                                        Comment

                                                                                                                                                                        • SleazyDream
                                                                                                                                                                          I'm here for SPORT
                                                                                                                                                                          • Jul 2001
                                                                                                                                                                          • 41470
                                                                                                                                                                          #43
                                                                                                                                                                          wow.... wow
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                                                                                                                                                                            • TurboAngel
                                                                                                                                                                              H.B.I.C.
                                                                                                                                                                              • Jun 2003
                                                                                                                                                                              • 30122
                                                                                                                                                                              #44
                                                                                                                                                                              That's crazy.

                                                                                                                                                                                Comment

                                                                                                                                                                                • Paul&John
                                                                                                                                                                                  Confirmed User
                                                                                                                                                                                  • Aug 2005
                                                                                                                                                                                  • 8626
                                                                                                                                                                                  #45
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                                                                                                                                                                                    • baddog
                                                                                                                                                                                      So Fucking Banned
                                                                                                                                                                                      • Apr 2001
                                                                                                                                                                                      • 107089
                                                                                                                                                                                      #46
                                                                                                                                                                                      Originally posted by Platinumpimp
                                                                                                                                                                                      Adapt?

                                                                                                                                                                                      Checks are very old fashioned and still easily to be frauded - wires are so easy these days.
                                                                                                                                                                                      In all my life I have never experienced any fraud associated with any check I dealt with, incoming or outgoing. And they are free to cash here.

                                                                                                                                                                                        Comment

                                                                                                                                                                                        • DangerX !!!
                                                                                                                                                                                          Confirmed User
                                                                                                                                                                                          • Feb 2011
                                                                                                                                                                                          • 886
                                                                                                                                                                                          #47
                                                                                                                                                                                          This is sig area!

                                                                                                                                                                                            Comment

                                                                                                                                                                                            • brassmonkey
                                                                                                                                                                                              Pay It Forward
                                                                                                                                                                                              • Sep 2005
                                                                                                                                                                                              • 77395
                                                                                                                                                                                              #48
                                                                                                                                                                                              thats kool!

                                                                                                                                                                                              TRUMP 2026 KEKAW!!! - The Laken Riley Act Is Law!
                                                                                                                                                                                              DACA ENDED - SUPPORT AZ HCR 2060 52R - email: brassballz-at-techie.com

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                                                                                                                                                                                                • klinton
                                                                                                                                                                                                  So Fucking Banned
                                                                                                                                                                                                  • Apr 2003
                                                                                                                                                                                                  • 8766
                                                                                                                                                                                                  #49
                                                                                                                                                                                                  the biggest problem with checks is for those webmasters who travel a lot....

                                                                                                                                                                                                  everything is better than check ;-(

                                                                                                                                                                                                    Comment

                                                                                                                                                                                                    • Overload
                                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                                      • Jul 2005
                                                                                                                                                                                                      • 3185
                                                                                                                                                                                                      #50
                                                                                                                                                                                                      serious? that is HILARIOUS!!! i pay about €15 for SIX checks ... ask them what causes THAT HIGH fees for cashing checks ... that is simply insane ... NOTHING can justify SUCH fees for cashing some checks
                                                                                                                                                                                                      There aren't enough faces and palms on this planet for an appropriate reaction to religion.

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