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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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Affiliates? Would you accept checks by email?
HI Everyone, I am looking into options of being able to email out checks to my affiliates. Very little is needed on my end, but the affiliate would need to get black check paper in order to print the checks.
The affiliate would receive an encrypted pdf, that they just have to print out and deposit, completely eliminating the 'checks in the mail' issue. Would you be willing to buy the paper (which is cheap!) and use this service? BTW, I do offer ACH/ direct deposit too, but looking for options for those that want checks instead. |
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#2 |
BACON BACON BACON
Industry Role:
Join Date: Nov 2002
Location: Poems everybody, the laddie fancies himself a poet
Posts: 35,462
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sure checks were the way to go before
just make sure it doesnt say dp dollars on the check..lol |
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#3 | |
Too lazy to set a custom title
Join Date: Jun 2003
Location: Ottawa
Posts: 19,631
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Quote:
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you don't know you're wearing a leash if you sit by the peg all day.. |
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#4 |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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Blank check stock is everywhere online, used often by accounting programs to batch write checks etc http://www.formsandchecks.com/BlankStock.htm this is just one of thousands that offer the paper .
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#5 |
Confirmed User
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Join Date: Aug 2007
Posts: 6,697
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I don't know banks are starting to get funny about things. Do you have an example of what it looks like?
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#6 |
Confirmed User
Join Date: Jun 2007
Posts: 1,215
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Hmm an interesting idea isnt it.
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#7 |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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I don't have an example off hand, but I have been using the blank check paper stock and mailing out the checks for years ( yes it has to be special paper) , the only difference is that you will be printing them instead me. I can see the issue with multiple printouts made, so I would have to see what happens about limited the number of times that check can be printed etc.
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#8 |
Confirmed User
Join Date: Jun 2007
Posts: 1,447
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it like versa checks
i use to pay my peoples
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#9 |
Registered User
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Join Date: Feb 2006
Posts: 22,511
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banks are paranoid. would not fly.
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#10 |
So Fucking Lame
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Join Date: Jun 2009
Location: St. Petersburg, FL
Posts: 12,156
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The problem is 99.95% of affiliates do not have MICR toner.
Some banks charge a penalty for checks that are not compliant. |
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#11 | |
Confirmed User
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Join Date: Jul 2010
Location: Los Angeles
Posts: 123
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Quote:
As far as the multiple printing it probably works similarly to the way Coupons.com does it (did some work for them). They have a "Coupon Application" that allows for a one time display of the coupon and automatically sends to the printer. The warn you in advance to check the printer for paper and test the print connection/ink etc before uploading the coupon, or in this case the check.
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#12 |
So Fucking Lame
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Join Date: Jun 2009
Location: St. Petersburg, FL
Posts: 12,156
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#13 |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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With check stock paper, you do not need to have MICR toner, the only thing that banks need to be done in MICR magnetic ink certain few characters, which are included on the check paper, everything else is printed out with a inkjet/laser printer.
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#14 |
Confirmed User
Join Date: Feb 2001
Posts: 1,690
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If it works properly, I think the idea is genius.
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#15 |
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Join Date: Sep 2005
Posts: 446
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Some may be, but others are starting to offer 'remote deposit', which allows the customer to scan/image of the check and deposit it online without having to go to the bank, so I dont' know what problem they can have if you create a letgitimate check with correct check paper.
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#16 | |
Making $$$$ w/ ClickCash
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Join Date: May 2003
Location: USA
Posts: 18,037
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Quote:
US affiliates shouldn't mind it at all. I think it is the those damn foreigners with their progressive banks that don't want to accept paper checks any more. ![]() edit, oh i see you said email... I don't think my bank will accept a check i printed out on printer paper. What is the harm in mailing it ?
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#17 | |
Making $$$$ w/ ClickCash
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Quote:
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ICQ: 86364801 Email: will [at] innovativeassets [dot] com |
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#18 | |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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Quote:
Oh, and other features like alertpay, xoom and others are options that are also available for non-us affiliates, i am just trying to provide more options for those that dont' want to wait for checks in the mail, but still want them |
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#19 |
Confirmed User
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Join Date: Aug 2006
Location: Texas
Posts: 2,129
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I think that in theory it sounds great. Love the uniqueness of the idea and that you are thinking outside of the box. However in reality I think that a lot of webmasters would shy away from it because it is so different and it just feels shady.
Also on your end I would worry a lot about the fraud factor. Just far to many really shady people out there. I just don't think as a business owner I would trust it AT ALL.
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#20 |
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Join Date: Feb 2001
Location: atlanta, GA
Posts: 6,432
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thats a cool idea. I just a tv commercial how someone deposited a check into their account by taking a picture of it from there cellphone
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#21 |
Outside looking in.
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Join Date: Feb 2005
Location: To Hell You Ride
Posts: 14,243
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What's to stop an affiliate with multiple bank accounts printing the check several times and depositing them all - 1 per acct he/she has?
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#22 | |
Geo Cities
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Join Date: Aug 2003
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Quote:
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#23 |
Outside looking in.
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#24 | |
Too lazy to set a custom title
Join Date: Mar 2002
Location: Australia
Posts: 17,393
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Quote:
Boobgirl: one thing I'm curious about, do you need to tell the bank which checks you've "sent" (ie, the check # and amount) or is it the same as a normal check book where the bank knows nothing of it until it is presented to them? |
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#25 |
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Join Date: Mar 2004
Location: Great White North
Posts: 5,794
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Nothing but then they'd be charged with fraud and probably never be able to cash checks again.
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#26 |
Confirmed User
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Join Date: Jun 2001
Location: Sunny Land
Posts: 5,593
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jesus, you'd trust people to print out checks for you? Hope you got lots of money to cover the extra ones and zero's lol!
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#27 |
Too lazy to set a custom title
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Join Date: Dec 2003
Posts: 11,089
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I think ACH and Wire would be a better solution.
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#28 |
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Join Date: Aug 2001
Posts: 63,151
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Fuck checks...
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#29 |
Making $$$$ w/ ClickCash
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Posts: 18,037
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ICQ: 86364801 Email: will [at] innovativeassets [dot] com |
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#30 |
Confirmed User
Join Date: Nov 2006
Posts: 514
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Is putting a stamp on an envelope really to difficult?
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#31 |
Confirmed User
Join Date: May 2004
Location: 4 8 15 16 23 42
Posts: 4,444
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I like it old fashioned, already enough work to open all those envelopes, if I imagine printing all checks myself...no, no and no.
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#32 |
Confirmed User
Join Date: Dec 2006
Posts: 2,084
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I'm sure that european banks would probably call a security if you bring them a paper like that.
Guys, Checks are Only Suitable For America, forget the checks, they are obsolete. |
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#33 |
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#34 |
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Join Date: Jan 2010
Posts: 108
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Icq: 342104834 - Movie Submitter ![]() |
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#35 | |
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Join Date: Sep 2005
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Quote:
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#36 |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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THere would be safeguards in place so that only one check can be printed and only exactly as displayed.
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#37 | |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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Quote:
I agree, but I am trying to come up with options for everyone. I have checks, direct deposit, wire, alertpay, xoom, and will be adding more soon. But I wanted to see if affiliates would accept such a payment option, thus saving the TIME of waiting for checks to arrive. Ok, so question, do affilaites not work with CCbill sponsored programs because the only payment option is checks? |
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#38 |
Registered User
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Join Date: Feb 2006
Posts: 22,511
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#39 |
Confirmed User
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Join Date: Apr 2006
Location: Germany
Posts: 4,323
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Interesting idea. But I don't see much benefit for the webmasters. They will be able to get the checks a little earlier, but that's it. It's much more comfortable to receive them in the mail.
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#40 |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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What about when you are dealing with webmasters that say 'check is in the mail'? Wouldn't you want to elliminate the issue of waiting, or having more confidence in the program if you are able to get the check ASAP?
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#41 |
Confirmed User
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Join Date: Sep 2005
Posts: 446
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I know there are issues with this in regards to security (like there isn't concerns regarding the new 'post-epass' payment options). I'm not saying that I have all the details worked out.
My goal is to provide affiliates with options where they can get their payments sooner, online, cheaper, and when so many are concern about these alternate payment programs, I wanted to see what the feedback was on a different 'check' format. Thanks for the repsonses, its always great to hear other opinions! |
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#42 | |
Making $$$$ w/ ClickCash
Industry Role:
Join Date: May 2003
Location: USA
Posts: 18,037
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Quote:
Either the company sends the check or not. They either make the epass transfer or not. They either make the wire transfer or not. Regardless of the method, the company needs to send the money. The only difference between checks and epass is that a check the money goes directly to you, with epass it goes to a un secure 3rd party first which as we all have seen isn't always a good thing.
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ICQ: 86364801 Email: will [at] innovativeassets [dot] com |
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#43 |
She is ugly, bad luck.
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Join Date: Jan 2010
Posts: 13,177
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Ordinary people aren't allowed to print cheques here.
Has to be done by a specialist company.
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↑ see post ↑ 13101 |
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#44 |
Too lazy to set a custom title
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Join Date: Sep 2005
Location: Springfield
Posts: 13,826
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checks are good until some epass alternative gets into the mass usage...
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