Californians brace for 59% premium hike

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  • Amputate Your Head
    There can be only one
    • Aug 2001
    • 39075

    #1

    Californians brace for 59% premium hike

    Californians brace for 59% premium hike - Jan 2011

    NEW YORK (CNNMoney) -- One of California's largest health insurers - Blue Shield - announced plans to hike its premiums by as much as 59%. The jacked up premium rates are set to take effect on March 1, pending review from state insurance regulators. The company, a member of the Blue Cross Blue Shield Association with 3.3 million members, which announced the move late Thursday, stressed that its decision has "almost nothing to do with the federal health reform law" and that ultimately the law will help slow down health care costs.

    But responding to this most recent increase the company said, "our individual market medical costs are rising rapidly due to higher provider prices, increased utilization, and the fact that healthier people are dropping coverage during a bad economy," the company said. Despite the steep double-digit hike, the insurer maintained it still expects to lose tens of millions of dollars on its individual healthcare business in both 2010 and 2011.

    LINK


    Prepare your asshole to be severely violated.
    SIG TOO BIG
  • Amputate Your Head
    There can be only one
    • Aug 2001
    • 39075

    #2
    The federal government does not have the authority to review and strike down unreasonable rate increase requests.
    SIG TOO BIG

    Comment

    • xenigo
      Confirmed User
      • Jan 2001
      • 8067

      #3
      Interesting. I find I'm saving a ton of money by just paying medical expenses out of pocket. In the past 5 years I've paid around $160 total.

      Comment

      • Vendzilla
        Biker Gnome
        • Mar 2004
        • 23200

        #4
        <sarcasm>the new healthcare law will protect us </sarcasm>
        Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
        think about that

        Comment

        • Sly
          Let's do some business!
          • Sep 2004
          • 31380

          #5
          Originally posted by xenigo
          Interesting. I find I'm saving a ton of money by just paying medical expenses out of pocket. In the past 5 years I've paid around $160 total.
          That only works until you get sick.
          Vacares - Web Hosting, Domains, O365, Security & More - Paxum and BTC Accepted

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          • jesse_adultdatingdollars
            Confirmed User
            • Apr 2006
            • 2197

            #6
            Our health system sucks balls.
            Got Dating Traffic?
            Contact: Jesse (at) adultdatingdollars.com ICQ: 296775809 or AIM: cabotime21

            Comment

            • marcop
              Confirmed User
              • Nov 2005
              • 4150

              #7
              Originally posted by Sly
              That only works until you get sick.
              Or get in a car accident, or fall off a ladder... be very careful.

              Comment

              • wdsguy
                Ryde or Die
                • Dec 2002
                • 19568

                #8
                I'm probably going to drop blue shield

                Comment

                • Amputate Your Head
                  There can be only one
                  • Aug 2001
                  • 39075

                  #9
                  I know a few people that have Blue Shield and this will absolutely push them into a no coverage situation.
                  SIG TOO BIG

                  Comment

                  • baycouples
                    Confirmed User
                    • Mar 2004
                    • 1341

                    #10
                    I had my premium go from $191 to $426 in just one year and a half. If they'll raise it by $59 again in only a few months - that'll make it around $700/mo!!! I mean how do they expect people ( who are not in the porn industry ) pay for it??? And I'm only 33 and on a very high deductable plan already!

                    Comment

                    • docputer
                      Confirmed User
                      • Jun 2006
                      • 1103

                      #11
                      Originally posted by Sly
                      That only works until you get sick.
                      Or until you put a sign on the wrong guys crap in the hallway.

                      Comment

                      • xenigo
                        Confirmed User
                        • Jan 2001
                        • 8067

                        #12
                        Originally posted by docputer
                        Or until you put a sign on the wrong guys crap in the hallway.
                        Well the crap is gone now so I'm assuming the sign got the point across.

                        Comment

                        • IllTestYourGirls
                          Ah My Balls
                          • Feb 2007
                          • 14311

                          #13
                          Odd this article says the exact opposite

                          http://articles.latimes.com/2011/jan...rates-20110106

                          San Francisco-based Blue Shield said the increases were the result of fast-rising healthcare costs and other expenses resulting from new healthcare laws.

                          "We raise rates only when absolutely necessary to pay the accelerating cost of medical care for our members," the nonprofit insurer told customers last month.
                          Oh yeah and this is a not for profit insurer. Those greedy bastards!

                          Comment

                          • Amputate Your Head
                            There can be only one
                            • Aug 2001
                            • 39075

                            #14
                            Originally posted by IllTestYourGirls
                            Odd this article says the exact opposite

                            http://articles.latimes.com/2011/jan...rates-20110106
                            just more spin and lies to keep the sheep confused.
                            SIG TOO BIG

                            Comment

                            • IllTestYourGirls
                              Ah My Balls
                              • Feb 2007
                              • 14311

                              #15
                              Originally posted by Amputate Your Head
                              just more spin and lies to keep the sheep confused.
                              Pretty much. Im still waiting for the liberals to explain why not for profit insurers rates are going up faster than for profit......

                              Comment

                              • TheDoc
                                Too lazy to set a custom title
                                • Jul 2001
                                • 13827

                                #16
                                Originally posted by IllTestYourGirls
                                Pretty much. Im still waiting for the liberals to explain why not for profit insurers rates are going up faster than for profit......
                                Because they run a shitty business? Because for profit has profit to pad with? Because they've already had a lot of people leave so they have to balance it out?

                                Just 3 out of a few 1000 possible guesses.
                                ~TheDoc - ICQ7765825
                                It's all disambiguation

                                Comment

                                • ruff
                                  I have a plan B
                                  • Aug 2004
                                  • 5499

                                  #17
                                  I've never heard of an insurance company that lost money. This must be something new.
                                  CryptoFeeds

                                  Comment

                                  • IllTestYourGirls
                                    Ah My Balls
                                    • Feb 2007
                                    • 14311

                                    #18
                                    Originally posted by TheDoc
                                    Because they run a shitty business? Because for profit has profit to pad with? Because they've already had a lot of people leave so they have to balance it out?

                                    Just 3 out of a few 1000 possible guesses.
                                    Lets face it, the real problem is not the insurance companies. Although I think the problem is the theory of insurance, but them raising costs is directly related to how much they need to pay the hospitals and doctors.

                                    So lets predict the future. The federal government will someday step in and say doctors can only make X amount a year, can charge only X amount this and that. The hospitals costs will still be going up every year and the government will not be able to keep up with all the changes year to year so the quality of care will suffer while the hospitals try to balance their books.

                                    History is repeating itself.

                                    Comment

                                    • TheDoc
                                      Too lazy to set a custom title
                                      • Jul 2001
                                      • 13827

                                      #19
                                      Originally posted by ruff
                                      I've never heard of an insurance company that lost money. This must be something new.
                                      I think these guys misplaced a few dollars.

                                      http://en.wikipedia.org/wiki/America...national_Group
                                      ~TheDoc - ICQ7765825
                                      It's all disambiguation

                                      Comment

                                      • Amputate Your Head
                                        There can be only one
                                        • Aug 2001
                                        • 39075

                                        #20
                                        Originally posted by ruff
                                        I've never heard of an insurance company that lost money. This must be something new.
                                        never heard of AIG?
                                        SIG TOO BIG

                                        Comment

                                        • tony286
                                          lurker
                                          • Aug 2002
                                          • 57021

                                          #21
                                          Originally posted by IllTestYourGirls
                                          Lets face it, the real problem is not the insurance companies. Although I think the problem is the theory of insurance, but them raising costs is directly related to how much they need to pay the hospitals and doctors.

                                          So lets predict the future. The federal government will someday step in and say doctors can only make X amount a year, can charge only X amount this and that. The hospitals costs will still be going up every year and the government will not be able to keep up with all the changes year to year so the quality of care will suffer while the hospitals try to balance their books.

                                          History is repeating itself.
                                          Really when the chairman of united healthcare gave himself a 500 million dollar bonus?

                                          Comment

                                          • Rochard
                                            Jägermeister Test Pilot
                                            • Dec 2001
                                            • 75770

                                            #22
                                            They charge like $20 for two aspirin in a hospital. Somewhere along the line someone is making money.
                                            Herschel Savage
                                            Brooklyn, NY

                                            Comment

                                            • TheDoc
                                              Too lazy to set a custom title
                                              • Jul 2001
                                              • 13827

                                              #23
                                              Originally posted by IllTestYourGirls
                                              Lets face it, the real problem is not the insurance companies. Although I think the problem is the theory of insurance, but them raising costs is directly related to how much they need to pay the hospitals and doctors.

                                              So lets predict the future. The federal government will someday step in and say doctors can only make X amount a year, can charge only X amount this and that. The hospitals costs will still be going up every year and the government will not be able to keep up with all the changes year to year so the quality of care will suffer while the hospitals try to balance their books.

                                              History is repeating itself.
                                              I think the Gov will step in and regulate malpractice awards before they regulate how much a Doctor can make. Doctors have a fighting voice, malpractice people don't.

                                              Other Countries don't seem to have a problem with this, they regulate costs from products, equip, services, drugs, returns, speeds of returns, etc.. In America, Insurance companies set the standards and practices.. they control the cost of products by allowing hospitals/doctors to over inflate the costs.
                                              ~TheDoc - ICQ7765825
                                              It's all disambiguation

                                              Comment

                                              • IllTestYourGirls
                                                Ah My Balls
                                                • Feb 2007
                                                • 14311

                                                #24
                                                Originally posted by tony286
                                                Really when the chairman of united healthcare gave himself a 500 million dollar bonus?
                                                Then dont use them

                                                I dont like all the perks that the President of The United States gets. So can I bitch about that when there is only a public option and I have no choice? If I dont like the way a company does business I dont use them. But once there is only choice, which is the long term goal of Obamacare, then there are real problems.

                                                Comment

                                                • tony286
                                                  lurker
                                                  • Aug 2002
                                                  • 57021

                                                  #25
                                                  Originally posted by TheDoc
                                                  I think the Gov will step in and regulate malpractice awards before they regulate how much a Doctor can make. Doctors have a fighting voice, malpractice people don't.

                                                  Other Countries don't seem to have a problem with this, they regulate costs from products, equip, services, drugs, returns, speeds of returns, etc.. In America, Insurance companies set the standards and practices.. they control the cost of products by allowing hospitals/doctors to over inflate the costs.
                                                  if you look at the total cost of healthcare malpractice is such a small unimportant number compared to the big picture.

                                                  Comment

                                                  • IllTestYourGirls
                                                    Ah My Balls
                                                    • Feb 2007
                                                    • 14311

                                                    #26
                                                    Originally posted by TheDoc
                                                    I think the Gov will step in and regulate malpractice awards before they regulate how much a Doctor can make. Doctors have a fighting voice, malpractice people don't.

                                                    Other Countries don't seem to have a problem with this, they regulate costs from products, equip, services, drugs, returns, speeds of returns, etc.. In America, Insurance companies set the standards and practices.. they control the cost of products by allowing hospitals/doctors to over inflate the costs.
                                                    I thought lawyers were some of the biggest lobbyists in DC? Maybe Im wrong.

                                                    Other countries have a huge problem with all those regulations and we are starting to see it now where countries are starting to deregulate and cut their governments by a large %. Like the UK cutting government spending by 20%.

                                                    Comment

                                                    • TheDoc
                                                      Too lazy to set a custom title
                                                      • Jul 2001
                                                      • 13827

                                                      #27
                                                      Originally posted by tony286
                                                      if you look at the total cost of healthcare malpractice is such a small unimportant number compared to the big picture.
                                                      Malpractice insurance is the largest expense doctors have.
                                                      ~TheDoc - ICQ7765825
                                                      It's all disambiguation

                                                      Comment

                                                      • IllTestYourGirls
                                                        Ah My Balls
                                                        • Feb 2007
                                                        • 14311

                                                        #28
                                                        Originally posted by tony286
                                                        if you look at the total cost of healthcare malpractice is such a small unimportant number compared to the big picture.
                                                        Yeah the real problem is Unions with ungodly ponzi schemes err I mean "pension plans", and government regulations, but you will never agree to that.

                                                        Comment

                                                        • TheDoc
                                                          Too lazy to set a custom title
                                                          • Jul 2001
                                                          • 13827

                                                          #29
                                                          Originally posted by IllTestYourGirls
                                                          I thought lawyers were some of the biggest lobbyists in DC? Maybe Im wrong.

                                                          Other countries have a huge problem with all those regulations and we are starting to see it now where countries are starting to deregulate and cut their governments by a large %. Like the UK cutting government spending by 20%.
                                                          >Lobbysts are .lawyers.

                                                          Keyboard is fucked. You saw it here l.ive omn gfy.
                                                          ~TheDoc - ICQ7765825
                                                          It's all disambiguation

                                                          Comment

                                                          • tony286
                                                            lurker
                                                            • Aug 2002
                                                            • 57021

                                                            #30
                                                            Originally posted by IllTestYourGirls
                                                            Then dont use them

                                                            I dont like all the perks that the President of The United States gets. So can I bitch about that when there is only a public option and I have no choice? If I dont like the way a company does business I dont use them. But once there is only choice, which is the long term goal of Obamacare, then there are real problems.
                                                            You cant say then well the insurance companies charge more because their costs are so high when they are taking half a billion dollar bonuses. People keep talking about we have to be competitive with the world, well the world has socialized medicine.

                                                            Comment

                                                            • TheDoc
                                                              Too lazy to set a custom title
                                                              • Jul 2001
                                                              • 13827

                                                              #31
                                                              3 1/p2 years omn this keyboard... why now? Why onm Friday mnightxs?
                                                              ~TheDoc - ICQ7765825
                                                              It's all disambiguation

                                                              Comment

                                                              • Amputate Your Head
                                                                There can be only one
                                                                • Aug 2001
                                                                • 39075

                                                                #32
                                                                Originally posted by TheDoc
                                                                >Lobbysts are .lawyers.

                                                                Keyboard is fucked. You saw it here l.ive omn gfy.
                                                                are you drunk?
                                                                SIG TOO BIG

                                                                Comment

                                                                • tony286
                                                                  lurker
                                                                  • Aug 2002
                                                                  • 57021

                                                                  #33
                                                                  To me if you live in CA you should look at Kaiser. They are based out of CA. I have them and they arent bad, they do raise my rates every year but not huge leaps.

                                                                  Comment

                                                                  • IllTestYourGirls
                                                                    Ah My Balls
                                                                    • Feb 2007
                                                                    • 14311

                                                                    #34
                                                                    Ha that sucks TheDoc, lets hope you have a back up!

                                                                    Comment

                                                                    • TheDoc
                                                                      Too lazy to set a custom title
                                                                      • Jul 2001
                                                                      • 13827

                                                                      #35
                                                                      Originally posted by Amputate Your Head
                                                                      are you drunk?
                                                                      Nmot at a.l.l. - It just broke, no shit.. as I was typing a reply it started putting stupid characters. However... Now it looks like it fixed itself while writing to you. ~ Thanks Amp!
                                                                      ~TheDoc - ICQ7765825
                                                                      It's all disambiguation

                                                                      Comment

                                                                      • tony286
                                                                        lurker
                                                                        • Aug 2002
                                                                        • 57021

                                                                        #36
                                                                        too bad you didnt live near me Doc,I got 6 of them collecting dust in assorted closets in my home.

                                                                        Comment

                                                                        • TheDoc
                                                                          Too lazy to set a custom title
                                                                          • Jul 2001
                                                                          • 13827

                                                                          #37
                                                                          Originally posted by tony286
                                                                          too bad you didnt live near me Doc,I got 6 of them collecting dust in assorted closets in my home.
                                                                          I've got a few boards laying around, just not split boards :/

                                                                          No idea what happened but it's all clear after replying to amp.
                                                                          ~TheDoc - ICQ7765825
                                                                          It's all disambiguation

                                                                          Comment

                                                                          • TheDoc
                                                                            Too lazy to set a custom title
                                                                            • Jul 2001
                                                                            • 13827

                                                                            #38
                                                                            Damnit my ottom row of keys on the left side are dead..
                                                                            ~TheDoc - ICQ7765825
                                                                            It's all disambiguation

                                                                            Comment

                                                                            • TheDoc
                                                                              Too lazy to set a custom title
                                                                              • Jul 2001
                                                                              • 13827

                                                                              #39
                                                                              pfft... dinner, tv, life.. laters
                                                                              ~TheDoc - ICQ7765825
                                                                              It's all disambiguation

                                                                              Comment

                                                                              • Hawkeye
                                                                                Confirmed User
                                                                                • Feb 2002
                                                                                • 1291

                                                                                #40
                                                                                They're raising rates due to compliance costs of ObamaCare.

                                                                                You socialists thought all your mandates would be free?

                                                                                Comment

                                                                                • DateDoc
                                                                                  Outside looking in.
                                                                                  • Feb 2005
                                                                                  • 14243

                                                                                  #41
                                                                                  The only way to fix healthcare in the US is to nationalize it.

                                                                                  Comment

                                                                                  • junction
                                                                                    Confirmed User
                                                                                    • Dec 2002
                                                                                    • 2411

                                                                                    #42
                                                                                    Originally posted by Rochard
                                                                                    They charge like $20 for two aspirin in a hospital. Somewhere along the line someone is making money.
                                                                                    I went to the Hospital on June 18 of 2010.

                                                                                    Bill was just over 31k. My out of pocket was just shy of 3k. I have Blue Cross / Blue Shield.

                                                                                    My treatment consisted of:

                                                                                    Blood Draw
                                                                                    IV
                                                                                    Antacid w/ lidocaine
                                                                                    CT Scan (abdomen)
                                                                                    Fentanyl Injection

                                                                                    Then sent home and told they can't find anything wrong.

                                                                                    Comment

                                                                                    • PornoMonster
                                                                                      Confirmed User
                                                                                      • Mar 2003
                                                                                      • 2257

                                                                                      #43
                                                                                      Originally posted by Sly
                                                                                      That only works until you get sick.
                                                                                      Right, but if the people put the amount of money they would of paid for a policy, plus the deductible every year into savings, kinda like self insured.

                                                                                      If something major happens, your prob fucked anyway, so do like most do and skip out on the bill.

                                                                                      Blah
                                                                                      $6 a Month 4 Blade Razors, 4 Cartridges, Includes shipping!

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                                                                                      • GAMEFINEST
                                                                                        Make STACK$
                                                                                        • Nov 2006
                                                                                        • 14474

                                                                                        #44
                                                                                        doctors want more money
                                                                                        Compound interest.

                                                                                        Comment

                                                                                        • AmeliaG
                                                                                          Too lazy to set a custom title
                                                                                          • Jan 2003
                                                                                          • 10679

                                                                                          #45
                                                                                          The fact that the insurance company admits that it is a problem for them when people who lose money with their service drop them . . . "the fact that healthier people are dropping coverage during a bad economy" . . . not news, but it does distress me.
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                                                                                          • V_RocKs
                                                                                            Damn Right I Kiss Ass!
                                                                                            • Nov 2003
                                                                                            • 32467

                                                                                            #46
                                                                                            Soon you will be BEGGING for a national health care system.

                                                                                            Comment

                                                                                            • OY
                                                                                              Industry Pioneer
                                                                                              • Oct 2002
                                                                                              • 5401

                                                                                              #47
                                                                                              Originally posted by V_RocKs
                                                                                              Soon you will be BEGGING for a national health care system.
                                                                                              quoted for truth.
                                                                                              Around since 1997, and the company that introduced "Cascading Billing" in MPA3® Affiliate Management and Tracking Software

                                                                                              Outsourcing With A Norwegian Twist - NordBits - Inquire within!

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                                                                                              • IllTestYourGirls
                                                                                                Ah My Balls
                                                                                                • Feb 2007
                                                                                                • 14311

                                                                                                #48
                                                                                                Originally posted by V_RocKs
                                                                                                Soon you will be BEGGING for a national health care system.
                                                                                                Without a doubt. The government has rigged it that way.

                                                                                                Comment

                                                                                                • Vendzilla
                                                                                                  Biker Gnome
                                                                                                  • Mar 2004
                                                                                                  • 23200

                                                                                                  #49
                                                                                                  Originally posted by AmeliaG
                                                                                                  The fact that the insurance company admits that it is a problem for them when people who lose money with their service drop them . . . "the fact that healthier people are dropping coverage during a bad economy" . . . not news, but it does distress me.
                                                                                                  Too bad we had a president that worked on his healthcare law instead of the economy, if we had a better economy, more people would have healthcare anyways and the cost would be less because more people would be paying for it.
                                                                                                  Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
                                                                                                  think about that

                                                                                                  Comment

                                                                                                  • Amputate Your Head
                                                                                                    There can be only one
                                                                                                    • Aug 2001
                                                                                                    • 39075

                                                                                                    #50
                                                                                                    Originally posted by Vendzilla
                                                                                                    Too bad we had a president that worked on his healthcare law instead of the economy, if we had a better economy, more people would have healthcare anyways and the cost would be less because more people would be paying for it.
                                                                                                    this is a falsehood. there are more people paying for healthcare than ever before, and the costs have never gone down, only up.
                                                                                                    SIG TOO BIG

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