Netbilling how does it feel to have your company......

Netbilling is a GATEWAY. They don't actually process anything. A bank does. And when we got our merchant accounts the bank went through our sites with a fine tooth comb. Made us change any words they didn't like and even took photos of our office space. It was pretty intense.

Netbilling has nothing to do with any of that. It is the various merchant banks that we all depend on in this business. And for whatever reasons, they decided to process credit cards for those sites.

I'm no expert on foreign merchant banks because we are still at good old Humboldt right here in the US. But I don't think a US merchant bank would allow that stuff.

But anyway, Netbilling has nothing to do with what is on a website. It's the bank that approves or disapproves a merchant account.

Thx for the explanation.. So why are they named in the suit should be the banks nope?

My only guess would be general ignorance about how billing actually works. I wouldn't have known if we didn't have NATS and use cascading billing including our own merchant account with netbilling as the gateway. It's not really something that most people would have knowledge of or care to I suppose.

I'm guessing they just kept clicking on the "join" page and looked at each "biller" One of them shows up as "Netbilling" so they included them.

Pretty typical when attorneys that don't know how a business works try to figure it out. After all it would look like Netbilling is some kind of company like CC Bill at first glance to the "civilian" eye.

does netbilling not look at the site at all? they dont have any sort of approval process for the site?

That's like asking if NATS checks all sites... it isn't going to happen. Netbilling has no legal power to do that or request it, if they did people would just move - something nb can't stop either.

well billers do it, im surprised netbilling doesnt (even tho they're not a biller), and i wouldnt compare netbilling to nats..

ccbill doesn't process either, they use banks and a few of them. Outsider POV they are a credible gateway as well it seems, right?

florida is good for 3 things. Latinas, white trash, and humidity.
bottom line,
duke

CC Bill has their own merchant accounts and are indeed a 3rd party biller. Not a gateway in the sense that netbilling is only a gateway. YOU have to apply for and get a merchant account. Which was pretty hard to do for many years because of the money you needed to have and run through the account. So mostly companies that had those kind of sales could do it.

I have been told that over the last year it has become a lot easier to get a merchant account and you don't need to have the capital that we had to have when we did it.
But again, I'm no expert.

CC Bill does just what the merchant banks do. They give you an anal probe. Netbilling doesn't and can't. It's none of their business really. Hell, I don't like it when the bank asks me all these damn questions. It kinda pisses me off because I feel like it's none of their business. But it's the way it's done.

with all that said I still don't get how it's obviously possible to set up sites with stolen, underage content and no one seems to care (of the parties involved). And no one seems to be responsible either.

and then we (as the industry) wonder that some people do their best to bring us down

Actually, here I think 'anal probe' is a little much, unless you have a real sensitive anus, Robbie. :D

What CCBill does is go over the site the first time you submit it. If they see any of the usual violations - beastiality, crushing a bug, whatever - they ask you to remove an image or a phrase (like 'virgin' or 'teen', I believe, plus others). Sometimes they blame it on Visa, sometimes not (Visa won't approve the site unless you remove blank).

But once you submit a site or two you get to know the deal and now they just approve in a day or two and rarely ask for changes. Once they approve the site they never look at it again and I asked why not once, when I was first submiting sites. The answer is obvious: millions of sites, who's going to police them?

Which is why, even IF Netbilling (or anyone) had THE most vigorous approval process there's no way a company could manually/visually/with a bot make sure a Webmaster didn't just insert the offending shit he took out until CCBill stopped looking. LOL (not my sites, for goodness sake!)

Epoch does the same, tho their criteria for what offends them is slightly differant.

no one cares because of the $

its only bad if you get caught with your hand in the cookie jar

No, I mean they actually gave me an anal probe.

But now that I think about it...I wonder why the two guys had baseball caps with "CC BILL" written in sharpie on them? And why did they insist on one guy taking pictures while the other guy was "probing" me? And then why did they switch places and start all over? And why did we all share a cigarette and snuggle afterwards?

Hmmmm.....

LOL No wonder you went merch.

No, CC Bill is still in my cascade. And I use them exclusively for my VOD. We put the merchant account with netbilling as the gateway first in the cascade for the paysites because CC Bill charges an outrageous percentage for processing because they handle everything on their end. We make a lot more money by having netbilling up front with CC Bill and Epoch as backups.