I took it to mean bare minimum, like how long could you coast on $x amount if you had to.

I do take living debt-free with minimum monthly recurring overhead very seriously however. The lifestyle isn't for everyone obviously but I still believe it's superior.

interesting read.
2 adults, 1 kid and a dog.
need about 4K a month on bills and food.
the rest is about 2K, so 6K in total does the trick.

No shame in my game, no basement but the back room.... I say $300

No mortgage, no car loans, no cc debt here but worked hard to get to that point.

I prob could live on 2k/mo. Honestly I have no idea I just spend little as possible but def not afraid to heavily reinvest in my business.

Oh and no student loans as I didn't go to college.

If you're going to college without a purpose it's dumb... depending on you're loans are done, you can have it put in your bank account, as well as you use services, time, teachers, etc.. it can't be free.

Your GF should be responsible and pay up..

I can easy live with 2500$-3000$ all taxes/fees/rates included.

P.S.: Is there any webmaster from Vienna or Bratislava? I will visit those 2 cities the next weekend and i want to drink a beer with you guys.

Yes, I understand on the books it's a debt... you owe someone money.

However, that's not how I look at it. If overtime I invest $100k out of my pocket into stocks/bonds, etc... overtime I expect a return - but it might not. I see that no differently than borrowing $100k, slowly paying it back (like building my investment) until one day it's making money for us monthly (which still requires investment), much like a dividend would - even if my overall investment hasn't made it's return yet.

School loans are investments for life... if people do nothing with their life, I guess it's a debt for people then.

few k per month

way too much :)

wow.. thats cheap :1orglaugh lucky u

I have zero debt...other than one credit card I use for on line purchases...which I pay off monthly. I own everyhing I have. I do not have a wife or children and I usually spend between $1000.00-$2000.00 per month probably with an average of around $1500.00 per month.

Rent: 3,600
Car(gas/wash,etc): 400
food(i eat lotta grass fed beef/organic) fucking thing is $20 a lb $2k/month
Bills like phone, cable, internet, $500
Party/play money: 1500

About 8k a month or so,, sucks but thats what i spend monthly on average.. anywhere from 8 to 10k

:1orglaugh:1orglaugh

I always ask myself how are Euro guys doing to survive, still working in a decadent business, specially in UK, one of the most expensive countries in the world.

Since Euro is shrinking now, maybe a few central euro guys are still doing fine, but if you need the pound, wow.. I would pay to sit on their desktop for 8 hours one day and see what kind of magic they do...

I love this MEME! MOAR! :1orglaugh:1orglaugh:1orglaugh

lol so true

I make it jsut fine on 1500 a month, 2 people, 500 rent, 400 car/insurance 150 gas 100 electric and 180 cell phones.

I can live off 1000.00

...easy...pimps

While I'm home I can live off $500/month I think.
When I'm travelling expenses are higher, but not much :)

This is one of the funniest threads and pics I have seen. It's funny regarding the fat vs thin issue, also. :thumbsup

How the hell can all of you guys have so few bills? Are you all living with parents or room mates and no overhead? Most of you listed at most four or five items or a pretty vague description adding up to a paltry monthly budget. I wish I could live as simply as some of you. I don't live extravagantly but my list is almost twenty items long: rent, health insurance, electric, city water, phone/DSL, satellite tv, alarm service, gym, car payment, car insurance, cell phone, groceries, nutritional supplements, contact lenses, gasoline, house cleaner, newspaper, some entertainment expenses plus one credit card payment. That's easily $3500 per month for me without taking into account business expenses like employees, domains, hosting, software & services.

I obviously spend more money than I listed in this thread, I figured the point of the thread was to show your bare minimum... I'll answer the first question though, house is 100% paid off so no rent or mortgage :)

health insurance - live dangerously
electric/city water - listed
phone/DSL, satellite tv, cell phone - 1 cell phone which I barely use, have basic cable so I can have internet
alarm service - nope
gym - nope
car payment - paid in cash
car insurance - $160/yr here, didn't feel like mentioning
groceries - listed
nutritional supplements - lol that's pretty elective
contact lenses - got lasik this year
gasoline - not really a "living expense" imo...
house cleaner - clean my own place thanks
newspaper - lol?
some entertainment expenses - defeats the purpose of thread
plus one credit card payment - not an expense but rather a method of transferring money

I think people in this thread are confusing elective pleasure type expenditures with expenses... More people should think outside the box though and discover what they can live without :winkwink: Different way of thinking and approaching life really.

Need about $3000 to $3500 a month. That's for bills, food, travel (I travel quite a lot), 2 cars, boat, my expensive hobbies (technical diving and flying).

India or China :)

my monthly costs are about $2000

I think 1000$/mo and I can live , but I would like to get 2000-2500/mo ,that would be perfect for me.

Im a simple girl. $ 5k.



Sabby:)

i am single, in my own house, need under 1k for bills and food and around 1k for my life ... i am a happy man here in czech republic :)

To get by I'd say ~$2k. That would suck majorly though.

Your list includes a lot of luxuries that many people do not purchase.

Rent: $460
Insurance: From work
Electric: $70
Water: $0
Gas: $20
Cable/phone/internet: $160
Alarm: $0
Gym: $0
Car: paid off
Car insurance: $20
Cell: $0
Food: $300
Vitamins: ~$0
Gasoline: $20
Contacts: $0
House cleaner: $0
Newspaper: $0

I never understand why people think that if someone else spends less money than they do that person must live a shitty life. It doesn't make sense. Simply a different lifestyle. A lot of your expenses I have absolutely no need for.

I spend less than I make.

single versus married with kids is a big difference as far as expenses

Why would anyone talk about their personal expenses online? wow... just wow.

Damn straight
 

There is no way to do it here for less than 10k/m

Canada:
mortage $1350
phone-internet-cable $150
gas for house (heat/ac) $150
hydro $75
gas for car $100
daycare $70
food (my son & I plus eating out) $400
cellphone $65

Thailand:
hydro,cable,internet,a/c & cleaning service.. $300
training $250
food $150
laundry $50
taxi $30
girls ???

MASSIVE difference.