AMAKings, WTF?

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  • Marcus Aurelius
    No Refunds Issued.
    • Apr 2003
    • 14809

    #1

    AMAKings, WTF?

    So i'm, promoting their PPS program and I get a sale deducted from me.

    Is this normal now that PPS sponsors char back sales on you? WTF?


  • fris
    Too lazy to set a custom title
    • Aug 2002
    • 55679

    #2
    if its chargeback they take the money back, not sure if thats the problem
    Since 1999: 69 Adult Industry awards for Best Hosting Company and professional excellence.

    Comment

    • GTS Mark
      Vrume Mark
      • Jan 2001
      • 20912

      #3
      Happened to me on another affiliate program last week as well (not ama kings though).

      Comment

      • NetHorse
        Confirmed User
        • Dec 2006
        • 3526

        #4
        Started happening to me too....It's only fair I suppose.
        ┌∩┐(◣_◢)┌∩┐
        ICQ # 427013273

        Comment

        • Marcus Aurelius
          No Refunds Issued.
          • Apr 2003
          • 14809

          #5
          how is this fair?

          this isn't RevShare

          Comment

          • nation-x
            Confirmed User
            • Mar 2004
            • 5370

            #6
            Originally posted by MDCQ
            how is this fair?

            this isn't RevShare
            What if it was fraud or a chargeback? Why should a sponsor pay for an invalid sale? PPS = Pay Per Sale... if it was charged back or is fraud... it's not a sale.

            Comment

            • BlackCrayon
              Too lazy to set a custom title
              • Jun 2003
              • 19634

              #7
              its not fair at all. that is the whole poiint of PPS. You don't get the recurring so the sponsor get the pros and cons of it. Chargebacks should only hit the affiliate through revshare..
              you don't know you're wearing a leash if you sit by the peg all day..

              Comment

              • BlackCrayon
                Too lazy to set a custom title
                • Jun 2003
                • 19634

                #8
                Originally posted by nation-x
                What if it was fraud or a chargeback? Why should a sponsor pay for an invalid sale? PPS = Pay Per Sale... if it was charged back or is fraud... it's not a sale.
                If it was fraud the sale wouldn't of been credited in the first place. Chargebacks are not the issue of an affiliate pushing PPS.
                you don't know you're wearing a leash if you sit by the peg all day..

                Comment

                • DVTimes
                  xxx
                  • Jun 2003
                  • 31658

                  #9
                  Originally posted by BlackCrayon
                  its not fair at all. that is the whole poiint of PPS. You don't get the recurring so the sponsor get the pros and cons of it. Chargebacks should only hit the affiliate through revshare..
                  i do not see why its not fair.

                  otherwise you would have somone promote the site using stolen credit cards.

                  plus if its charged back then for the website that means 0 sole. so you have got paid for that - 0.

                  why is that not fair?
                  XXX

                  Comment

                  • BlackCrayon
                    Too lazy to set a custom title
                    • Jun 2003
                    • 19634

                    #10
                    Originally posted by DVTimes
                    i do not see why its not fair.

                    otherwise you would have somone promote the site using stolen credit cards.

                    plus if its charged back then for the website that means 0 sole. so you have got paid for that - 0.

                    why is that not fair?
                    Uh, well sure they make nothing if its charged back but what about all of the rebills they get from other sales sent? its a trade off. i have never been deducted a sale from the programs I promote and if i did, i would stop promoting them. fraud is a totally different thing.
                    you don't know you're wearing a leash if you sit by the peg all day..

                    Comment

                    • Barefootsies
                      Choice is an Illusion
                      • Feb 2005
                      • 42635

                      #11
                      Originally posted by nation-x
                      What if it was fraud or a chargeback? Why should a sponsor pay for an invalid sale? PPS = Pay Per Sale... if it was charged back or is fraud... it's not a sale.
                      Exactamundo.

                      When a customer charges back or claims fraud they take money from the site/program owner. It's only fair to 'pass the buck' to the affiliate who referred the sale.
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                      • TheDoc
                        Too lazy to set a custom title
                        • Jul 2001
                        • 13827

                        #12
                        Programs that have been around a number of years and have always played the PPS game, pay on all signups! PPS means you're paid on every sale, period!

                        The programs in the last 5 years or so that started getting into the game, started to change the rules. They don't really understand how to make money, so they steal from affiliates.

                        Anyone that thinks PPS shouldn't pay on cb/refunds, hasn't been doing this very long.
                        ~TheDoc - ICQ7765825
                        It's all disambiguation

                        Comment

                        • TheDoc
                          Too lazy to set a custom title
                          • Jul 2001
                          • 13827

                          #13
                          Originally posted by DVTimes
                          i do not see why its not fair.

                          otherwise you would have somone promote the site using stolen credit cards.

                          plus if its charged back then for the website that means 0 sole. so you have got paid for that - 0.

                          why is that not fair?
                          All PPS programs have a payout delay to combat fraud. If an affiliate is using stolen cards the account is fraud and the program won't pay either way or shouldn't have.

                          It's not fair to the affiliate, because the deal says you're paid for every sale/signup you produce, when that isn't the case.
                          ~TheDoc - ICQ7765825
                          It's all disambiguation

                          Comment

                          • beta-tester
                            Rock 'n Roll Baby!
                            • Sep 2004
                            • 22562

                            #14
                            chargeback man... it happened to me with them couple of times.. nothing to stress so much about.

                            Sig for sale. Affordable prices. Contact me and get a great deal ;)

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                            • Marcus Aurelius
                              No Refunds Issued.
                              • Apr 2003
                              • 14809

                              #15
                              Originally posted by beta-tester
                              chargeback man... it happened to me with them couple of times.. nothing to stress so much about.
                              Well, what the fuck?

                              I'm an affiliate, i just drive traffic to their site. It's their job to sell the surfer.

                              If they hype it up on the tour and offer jack shit in the members area, how is it my problem?

                              RevShare = you share rebills and charge backs and other associated fees.

                              PPS = you get flat rate for sales, no rebills and no deductions.

                              Comment

                              • paymeback
                                Confirmed User
                                • May 2005
                                • 1478

                                #16
                                Originally posted by Barefootsies
                                Exactamundo.

                                When a customer charges back or claims fraud they take money from the site/program owner. It's only fair to 'pass the buck' to the affiliate who referred the sale.
                                Yes it takes money away from the site/program owner but thats the price of running a business, write it off as a loss just like any debt.

                                The 'buck' should stop as soon as the surfer leaves the affiliates site
                                ICQ:36-43-49-11

                                Comment

                                • Konda
                                  ...
                                  • Apr 2003
                                  • 2280

                                  #17
                                  They have always deducted chargebacked sales, and so do many other programs.

                                  Keep in mind that programs have to pay the bank at least a $25 fee for each chargeback, so if they would payout the $30, they would loose $55 on that sale.

                                  Comment

                                  • Marcus Aurelius
                                    No Refunds Issued.
                                    • Apr 2003
                                    • 14809

                                    #18
                                    Originally posted by Konda
                                    They have always deducted chargebacked sales, and so do many other programs.

                                    Keep in mind that programs have to pay the bank at least a $25 fee for each chargeback, so if they would payout the $30, they would loose $55 on that sale.
                                    Then they should get their shit together and try not get chargebacks. Or dump PSS and offer RevShare only.

                                    I'm promoting dozens of PPS programs and it's the first time i see this kind of shit pulled on me.

                                    Comment

                                    • nolongerexists
                                      Confirmed User
                                      • Apr 2003
                                      • 1096

                                      #19
                                      you in biz since 2003? wtf?
                                      work smart not hard ;)

                                      Comment

                                      • TeenCat
                                        Too lazy to set a koala
                                        • Jan 2007
                                        • 16139

                                        #20
                                        times are changing ... i remember when on gfy was contests for cars, iphones, ipods, thousands of dollars ... all of that is now only thing of the past ... and i also remember when pps was without chargebacks ...

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                                        • Cradle
                                          meh
                                          • Apr 2004
                                          • 1438

                                          #21
                                          Originally posted by nation-x
                                          What if it was fraud or a chargeback? Why should a sponsor pay for an invalid sale? PPS = Pay Per Sale... if it was charged back or is fraud... it's not a sale.
                                          what he said

                                          Comment

                                          • Wizzo
                                            2011 GFY Hall of Fame!
                                            • Nov 2000
                                            • 15224

                                            #22
                                            Originally posted by TheDoc
                                            Programs that have been around a number of years and have always played the PPS game, pay on all signups! PPS means you're paid on every sale, period!

                                            The programs in the last 5 years or so that started getting into the game, started to change the rules. They don't really understand how to make money, so they steal from affiliates.

                                            Anyone that thinks PPS shouldn't pay on cb/refunds, hasn't been doing this very long.

                                            Looking for Opportunity!

                                            Comment

                                            • Konda
                                              ...
                                              • Apr 2003
                                              • 2280

                                              #23
                                              Originally posted by MDCQ
                                              Then they should get their shit together and try not get chargebacks. Or dump PSS and offer RevShare only.

                                              I'm promoting dozens of PPS programs and it's the first time i see this kind of shit pulled on me.
                                              Then send your traffic to another program. No one forces you to send to them.
                                              From my experience though even with chargeback deductions Amakings makes me more money than any other GF program.

                                              Comment

                                              • LoveSandra
                                                So Fucking Banned
                                                • Aug 2008
                                                • 10551

                                                #24
                                                bump 4 ama

                                                Comment

                                                • signupdamnit
                                                  Confirmed User
                                                  • Aug 2007
                                                  • 6697

                                                  #25
                                                  I would consider it fair to take back for refunds or double charges if it's within something like three days and it is disclosed in their terms. But a chargeback deduction say a month later after the surfer joined would not be something I would like seeing from a PPS sponsor. I appreciate the fraud issue, but I think there are other ways to handle this.

                                                  You don't like my posts? Put me on ignore or fuck right off. I'll say what I want.

                                                  Comment

                                                  • JA$ON
                                                    Confirmed User
                                                    • Aug 2007
                                                    • 1329

                                                    #26
                                                    used to be that only the HIGH pps payout companies did it ($50+) the $30-35 payouts used to just absorb them into the cost, f0r the most part anyway.

                                                    Oh well

                                                    Comment

                                                    • Barefootsies
                                                      Choice is an Illusion
                                                      • Feb 2005
                                                      • 42635

                                                      #27
                                                      Originally posted by TheDoc
                                                      Programs that have been around a number of years and have always played the PPS game, pay on all signups! PPS means you're paid on every sale, period!

                                                      The programs in the last 5 years or so that started getting into the game, started to change the rules. They don't really understand how to make money, so they steal from affiliates.

                                                      Anyone that thinks PPS shouldn't pay on cb/refunds, hasn't been doing this very long.
                                                      That's not how it works in the real world commissioned sales. Online should be no different.

                                                      This is a business.
                                                      Should You Email Your Members?

                                                      Link1 | Link2 | Link3

                                                      Enough Said.

                                                      "Would you rather live like a king for a year or like a prince forever?"

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                                                      • Barefootsies
                                                        Choice is an Illusion
                                                        • Feb 2005
                                                        • 42635

                                                        #28
                                                        Originally posted by signupdamnit
                                                        I would consider it fair to take back for refunds or double charges if it's within something like three days and it is disclosed in their terms. But a chargeback deduction say a month later after the surfer joined would not be something I would like seeing from a PPS sponsor. I appreciate the fraud issue, but I think there are other ways to handle this.
                                                        I do agree with you that their T.O.S. should cover the CB policy (whatever that may be... all CB/fraud/number of days/etc.) so an affiliate can make an educated decision on whether to promote that program or not.
                                                        Should You Email Your Members?

                                                        Link1 | Link2 | Link3

                                                        Enough Said.

                                                        "Would you rather live like a king for a year or like a prince forever?"

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                                                        • Phoenix
                                                          BACON BACON BACON
                                                          • Nov 2002
                                                          • 35475

                                                          #29
                                                          the sites look good....send more sales...losing 1 sale now and then shouldnt bother anyone...i get you on the pps though

                                                          if they are converting, just have to put the head down and send more sales
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                                                          • fuzebox
                                                            making it rain
                                                            • Oct 2003
                                                            • 22351

                                                            #30
                                                            I'm pretty used to it, and I think it's totally fair. CB = no sale as far as I'm concerned.

                                                            Originally posted by BlackCrayon
                                                            If it was fraud the sale wouldn't of been credited in the first place.
                                                            LOL I wish that were the case

                                                            Comment

                                                            • NaughtyRob
                                                              Two fresh affiliate progs
                                                              • Nov 2004
                                                              • 29602

                                                              #31
                                                              Wrong... so if a bad affiliate is sending fraud sales somehow and the site gets chargebacks he should still pay that bad affiliate? nope.
                                                              Not saying in this case that is what is happening but just saying, why should the site owner get fucked 2 ways.

                                                              Originally posted by BlackCrayon
                                                              its not fair at all. that is the whole poiint of PPS. You don't get the recurring so the sponsor get the pros and cons of it. Chargebacks should only hit the affiliate through revshare..
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                                                              • andrej_NDC
                                                                Registered User
                                                                • May 2004
                                                                • 7760

                                                                #32
                                                                Its not chargebacks, but mainly refunds! Chargebacks need way more time to happen!

                                                                Comment

                                                                • Barefootsies
                                                                  Choice is an Illusion
                                                                  • Feb 2005
                                                                  • 42635

                                                                  #33
                                                                  Originally posted by andrej_NDC
                                                                  Its not chargebacks, but mainly refunds! Chargebacks need way more time to happen!
                                                                  A Refund is $29.95 (or whatever the monthly membership fee is)

                                                                  A Charge Back is $29.95 + $25/35 bank fee. Plus it counts against their processor/mechant account's 1 or 2% charge back ratio or average.

                                                                  Giving a refund is a better business decision.
                                                                  Last edited by Barefootsies; 05-17-2010, 09:48 AM.
                                                                  Should You Email Your Members?

                                                                  Link1 | Link2 | Link3

                                                                  Enough Said.

                                                                  "Would you rather live like a king for a year or like a prince forever?"

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                                                                  • kristin
                                                                    GOO!
                                                                    • Sep 2002
                                                                    • 9768

                                                                    #34
                                                                    This is the second or third thread I've seen about this lately and I'm surprised people are just noticing.

                                                                    Many of the programs that have this feature use NATS because when setting up programs in NATS they have this available.

                                                                    Many older programs with custom backends do not do this. In my opinion if Credits/CBs are taken away, that's not a true PPS program.

                                                                    Many programs that I have seen do this were revshare programs that eventually went PPS.

                                                                    CBs I can understand a bit more, but credits ... come on. If any program does this, I would strongly suggest looking at their signup process and their members area.

                                                                    If the program you send to has a shitty members area or does anything shady, you could find yourself losing a lot of PPS money.
                                                                    Vacares rules.

                                                                    "Usually only fat guys have the kind of knowledge and ability that Kristin has."

                                                                    Comment

                                                                    • kristin
                                                                      GOO!
                                                                      • Sep 2002
                                                                      • 9768

                                                                      #35
                                                                      Originally posted by Barefootsies
                                                                      A Refund is $29.95 (or whatever the monthly membership fee is)

                                                                      A Charge Back is $29.95 + $25/35 bank fee. Plus it counts against their processor/mechant account's 1 or 2% charge back ratio or average.

                                                                      Giving a refund is a better business decision.
                                                                      If you have 10 credits on a deal, you can assume that five will charge back, or 50%. So in total 15 credits/cbs. It's sad that some if not all five people never tried to even get a refund.
                                                                      Vacares rules.

                                                                      "Usually only fat guys have the kind of knowledge and ability that Kristin has."

                                                                      Comment

                                                                      • kristin
                                                                        GOO!
                                                                        • Sep 2002
                                                                        • 9768

                                                                        #36
                                                                        Originally posted by Phoenix
                                                                        the sites look good....send more sales...losing 1 sale now and then shouldnt bother anyone...i get you on the pps though

                                                                        if they are converting, just have to put the head down and send more sales
                                                                        Sure, they may convert but what about after that? I've been in many members areas that upsell you on anything you click. That goes beyond conversions.
                                                                        Vacares rules.

                                                                        "Usually only fat guys have the kind of knowledge and ability that Kristin has."

                                                                        Comment

                                                                        • DirtyDanza
                                                                          Confirmed User
                                                                          • Aug 2002
                                                                          • 8375

                                                                          #37
                                                                          wow... in my 10 years in this biz I have heard some stupid things ...

                                                                          but this may top the list...

                                                                          if you send me a sale that charges back I will then deduct that from your sales ...

                                                                          like someone said here .... if you send me 10 sales that are fraud "which happends all the time" and all 10 charge back why should I pay you? id be better off buying traffic than affiliate at that point right?

                                                                          so your surfer refunds or what not and you still want the sale? thats fucking crazy...

                                                                          why not call my buddy bob to go join all my trials I I promote on pps and then tell him to charge em back a week later... so he spent 20 bucks on 4 trials to make 100 bucks 25pps...

                                                                          I mean just think of it like that and it will make sense to you....

                                                                          shit if thats the case ill just go join and charge back all the sites I can find that pay pps...

                                                                          see what I mean...
                                                                          Danza Bucks is back!!!

                                                                          Comment

                                                                          • kristin
                                                                            GOO!
                                                                            • Sep 2002
                                                                            • 9768

                                                                            #38
                                                                            Originally posted by DirtyDanza
                                                                            wow... in my 10 years in this biz I have heard some stupid things ...

                                                                            but this may top the list...

                                                                            if you send me a sale that charges back I will then deduct that from your sales ...

                                                                            like someone said here .... if you send me 10 sales that are fraud "which happends all the time" and all 10 charge back why should I pay you? id be better off buying traffic than affiliate at that point right?

                                                                            so your surfer refunds or what not and you still want the sale? thats fucking crazy...

                                                                            why not call my buddy bob to go join all my trials I I promote on pps and then tell him to charge em back a week later... so he spent 20 bucks on 4 trials to make 100 bucks 25pps...

                                                                            I mean just think of it like that and it will make sense to you....

                                                                            shit if thats the case ill just go join and charge back all the sites I can find that pay pps...

                                                                            see what I mean...
                                                                            Fraud is different and I don't think any disputes not paying a WM who frauds a program.

                                                                            We run our fraud scan every payout and of course the processor can shut down a WM. If we find that a WM is doing something against our TOS, we will not pay them. The key is Against TOS - which if a program doesn't have that they deduct for credits and cb's in their TOS, then they should pay on all sales.
                                                                            Last edited by kristin; 05-17-2010, 10:28 AM.
                                                                            Vacares rules.

                                                                            "Usually only fat guys have the kind of knowledge and ability that Kristin has."

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                                                                            • TheDoc
                                                                              Too lazy to set a custom title
                                                                              • Jul 2001
                                                                              • 13827

                                                                              #39
                                                                              Originally posted by Barefootsies
                                                                              That's not how it works in the real world commissioned sales. Online should be no different.

                                                                              This is a business.
                                                                              PPS rules have always been, pay on all signups, even if the person refunds or charges back - excluding a fraud account, and excluding it being in the terms. It has been this way long before your program was around.

                                                                              Most real world sales call it "commissions" not Pay Per Signup... commissions almost always include a salary, which includes lots of rules.

                                                                              PPS means exactly what it says - paid on every signup. What happens after the signup, is not the affiliates issue.



                                                                              When I see programs deduct on PPS, I see amateurs running a business structure they don't fully understand.
                                                                              Last edited by TheDoc; 05-17-2010, 11:19 AM.
                                                                              ~TheDoc - ICQ7765825
                                                                              It's all disambiguation

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                                                                              • fris
                                                                                Too lazy to set a custom title
                                                                                • Aug 2002
                                                                                • 55679

                                                                                #40
                                                                                if you are a salesman and get a comission on a 10,000$ product, and they return it, do you get to keep your comission?
                                                                                Since 1999: 69 Adult Industry awards for Best Hosting Company and professional excellence.

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                                                                                • Barefootsies
                                                                                  Choice is an Illusion
                                                                                  • Feb 2005
                                                                                  • 42635

                                                                                  #41
                                                                                  Originally posted by TheDoc
                                                                                  Most real world sales call it "commissions" not Pay Per Signup... commissions almost always include a salary, which includes lots of rules.
                                                                                  Semantics.
                                                                                  Should You Email Your Members?

                                                                                  Link1 | Link2 | Link3

                                                                                  Enough Said.

                                                                                  "Would you rather live like a king for a year or like a prince forever?"

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                                                                                  • ASW
                                                                                    Confirmed User
                                                                                    • Jan 2008
                                                                                    • 259

                                                                                    #42
                                                                                    hows everybody doin today hope all is well hit me up on ICQ#628-127-038
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                                                                                    • Barefootsies
                                                                                      Choice is an Illusion
                                                                                      • Feb 2005
                                                                                      • 42635

                                                                                      #43
                                                                                      Originally posted by fris
                                                                                      if you are a salesman and get a comission on a 10,000$ product, and they return it, do you get to keep your comission?
                                                                                      Nope.

                                                                                      Typically if they cancel/return/chargeback/fall through 30-90 days after the sale then your commission is deducted the following month. You are paid, and rewarded, for quality sales.
                                                                                      Not just any sale.

                                                                                      This is done to reinforce and promote a solid business practice. If you are doing scams, high pressure sales, or anything shady. You will get hammered on the returns, regardless of what they are. Hence, negative reinforcement on your sales practice and a built in system to reward those who do quality sales versus the scammers/card bangers/fraud/etc..
                                                                                      Should You Email Your Members?

                                                                                      Link1 | Link2 | Link3

                                                                                      Enough Said.

                                                                                      "Would you rather live like a king for a year or like a prince forever?"

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                                                                                      • andrej_NDC
                                                                                        Registered User
                                                                                        • May 2004
                                                                                        • 7760

                                                                                        #44
                                                                                        I don't see what the big deal is. If you don't like it, don't send traffic, its not like you are forced to do so. Send to others or make or own site instead of complaining.

                                                                                        Comment

                                                                                        • Tanker
                                                                                          Confirmed User
                                                                                          • Nov 2000
                                                                                          • 9287

                                                                                          #45
                                                                                          Originally posted by TheDoc
                                                                                          PPS rules have always been, pay on all signups, even if the person refunds or charges back - excluding a fraud account, and excluding it being in the terms. It has been this way long before your program was around.

                                                                                          Most real world sales call it "commissions" not Pay Per Signup... commissions almost always include a salary, which includes lots of rules.

                                                                                          PPS means exactly what it says - paid on every signup. What happens after the signup, is not the affiliates issue.



                                                                                          When I see programs deduct on PPS, I see amateurs running a business structure they don't fully understand.
                                                                                          This is how I have known PPS to exist since it started in the adult industry sounds like these guys are calling thier program PPS when it should be a Pay Per Active

                                                                                          Tanker
                                                                                          ICQ 3427575


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                                                                                          • BFT3K
                                                                                            Too lazy to set a custom title
                                                                                            • Dec 2005
                                                                                            • 10764

                                                                                            #46
                                                                                            I only offer rev-share, but if I were offering PPS and a sale was charged back, there is no doubt that the person who sent the sale to begin with, would be charged back as well.

                                                                                            Some people are too funny!

                                                                                            Comment

                                                                                            • Barefootsies
                                                                                              Choice is an Illusion
                                                                                              • Feb 2005
                                                                                              • 42635

                                                                                              #47
                                                                                              Originally posted by andrej_NDC
                                                                                              I don't see what the big deal is. If you don't like it, don't send traffic, its not like you are forced to do so. Send to others or make or own site instead of complaining.
                                                                                              Should You Email Your Members?

                                                                                              Link1 | Link2 | Link3

                                                                                              Enough Said.

                                                                                              "Would you rather live like a king for a year or like a prince forever?"

                                                                                              Comment

                                                                                              • BFT3K
                                                                                                Too lazy to set a custom title
                                                                                                • Dec 2005
                                                                                                • 10764

                                                                                                #48
                                                                                                Originally posted by fris
                                                                                                if you are a salesman and get a comission on a 10,000$ product, and they return it, do you get to keep your comission?
                                                                                                Of course not. That would be absurd!

                                                                                                Comment

                                                                                                • 18teens
                                                                                                  Confirmed User
                                                                                                  • Dec 2002
                                                                                                  • 1605

                                                                                                  #49
                                                                                                  That's happened to me a few times with other programs. I guess it's only fair.

                                                                                                  Comment

                                                                                                  • kristin
                                                                                                    GOO!
                                                                                                    • Sep 2002
                                                                                                    • 9768

                                                                                                    #50
                                                                                                    Originally posted by andrej_NDC
                                                                                                    I don't see what the big deal is. If you don't like it, don't send traffic, its not like you are forced to do so. Send to others or make or own site instead of complaining.
                                                                                                    The big deal is that PPS was never done this way in the past and many programs don't have it in their TOS. On top of it, the programs I know that do this you have to go several steps into stats to even see the credits/cbs.

                                                                                                    So it's not until after you have lost money do you find out.

                                                                                                    If a program wants to put it in their TOS, fine by me, fair game. But 99.9% don't have it in there.
                                                                                                    Vacares rules.

                                                                                                    "Usually only fat guys have the kind of knowledge and ability that Kristin has."

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