Credit Card Scam - GoFuckYourself.com

Redrob · 04-03-2010, 08:48 AM

A friend sent me this letter this morning:

Snopes says this one is true!

http://www.snopes.com/crime/warnings/creditcard.asp

No Joke ! Credit Card Scam

New Credit Card Scam This one is pretty slick since they provide YOU with all the information, except the one piece they want.

Note, the callers do not ask for your card number; they already have it...This information is worth reading. By understanding how the VISA & Master Card Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'Master Card'.. The scam works like this: Caller: 'This is
(name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?'

When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to
(gives you your address), is that correct?'

You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.'

You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works. The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?' After you say No, the caller then thanks you and states, 'Don't hesitate to call back if you do, and hangs up.

You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within
20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3 -digit PIN number on the back of the card Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.

yourpussy · 04-03-2010, 09:31 AM

good idea !

alias · 04-03-2010, 09:38 AM

Never give out cvv2.

~Ray · 04-03-2010, 10:05 AM

thanks fior the tips

lazycash · 04-03-2010, 10:27 AM

That is slick, so are you saying they already have your credit card number and your address, how do you suppose they obtained that?

andrej_NDC · 04-03-2010, 10:33 AM

Without telling us how they got your cc info, the other tips are useless.

DBS.US · 04-03-2010, 10:37 AM

When I get a new card, I scan both sides, put the scans in my files, then scratch off the 3 -digit PIN number on the back of the card , also I write Ask for ID in the signature panel.

woj · 04-03-2010, 10:43 AM

Quote:

Originally Posted by DBS.US

When I get a new card, I scan both sides, put the scans in my files, then scratch off the 3 -digit PIN number on the back of the card , also I write Ask for ID in the signature panel.

not a bad idea

SmokeyTheBear · 04-03-2010, 10:43 AM

Quote:

Originally Posted by lazycash

That is slick, so are you saying they already have your credit card number and your address, how do you suppose they obtained that?

any number of ways, moral of the story is never give out your cvv. They could have been doing a man in the middle attack, or hacked into a database, bought a database, card skimmer etc.

SmokeyTheBear · 04-03-2010, 10:46 AM

Quote:

Originally Posted by DBS.US

When I get a new card, I scan both sides, put the scans in my files, then scratch off the 3 -digit PIN number on the back of the card , also I write Ask for ID in the signature panel.

my payoneer card says "smokeythebear", a gas station clerk once asked for i.d. and i said "never play with fire" and he said " close enough i guess, never seen that before "

seeandsee · 04-03-2010, 10:51 AM

Quote:

Originally Posted by Redrob

A friend sent me this letter this morning:

Snopes says this one is true!

http://www.snopes.com/crime/warnings/creditcard.asp

No Joke ! Credit Card Scam

New Credit Card Scam This one is pretty slick since they provide YOU with all the information, except the one piece they want.

Note, the callers do not ask for your card number; they already have it...This information is worth reading. By understanding how the VISA & Master Card Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'Master Card'.. The scam works like this: Caller: 'This is
(name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?'

When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to
(gives you your address), is that correct?'

You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.'

You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works. The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?' After you say No, the caller then thanks you and states, 'Don't hesitate to call back if you do, and hangs up.

You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within
20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3 -digit PIN number on the back of the card Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.

sneaky bastardos

lazycash · 04-03-2010, 11:01 AM

Quote:

Originally Posted by SmokeyTheBear

any number of ways, moral of the story is never give out your cvv. They could have been doing a man in the middle attack, or hacked into a database, bought a database, card skimmer etc.

Yeah, thats what I figured, was just curious though as they are plenty of ways to use that cc info to purchase things without ever needing the cvv number. This scam is slick in that it prepares the user for the $497 charge, so when they do see it on their statement they are going to assume its already being disputed and will be off shortly. Can you imagine how many conversations people will be having with their credit card company a couple months down the line when the $497 charge is still there. "You called me a couple months ago and told me how an erroneous charge had been put on my card and that it would be taken off, yet its still there", "Sorry sir we have no record of ever contacting you".

Redrob · 04-03-2010, 11:09 PM

Bump for the evening shift.

04-03-2010, 08:48 AM	#1
Redrob Confirmed User Industry Role: Join Date: Oct 2004 Location: In a refrigerator box by the tracks. Posts: 4,790	Credit Card Scam A friend sent me this letter this morning: Snopes says this one is true! http://www.snopes.com/crime/warnings/creditcard.asp No Joke ! Credit Card Scam New Credit Card Scam This one is pretty slick since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it...This information is worth reading. By understanding how the VISA & Master Card Telephone Credit Card Scam works, you'll be better prepared to protect yourself. One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'Master Card'.. The scam works like this: Caller: 'This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?' When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?' You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.' You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?' Here's the IMPORTANT part on how the scam works. The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?' After you say No, the caller then thanks you and states, 'Don't hesitate to call back if you do, and hangs up. You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within 20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3 -digit PIN number on the back of the card Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report. What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.

04-03-2010, 09:38 AM	#3
alias aliasx Join Date: Apr 2001 Posts: 19,010	Never give out cvv2. __________________ https://porncorporation.com

04-03-2010, 10:05 AM	#4
~Ray visit hardlinks.org Industry Role: Join Date: Jun 2003 Location: Las Vegas , Nv >>> [email protected] or icq 94994627 anytime Posts: 18,362	thanks fior the tips __________________ Adult Backlinks for Adult Websites - Testimonials Available

04-03-2010, 10:27 AM	#5
lazycash Troll Patrol Industry Role: Join Date: Aug 2002 Location: Local Socal Posts: 15,214	That is slick, so are you saying they already have your credit card number and your address, how do you suppose they obtained that? __________________ "WTF, on google you can find the answer to every question in human history, EXCEPT how to convert cams.. Its crazy..." VenusBlogger

04-03-2010, 10:37 AM	#7
DBS.US Geo Cities Industry Role: Join Date: Aug 2003 Location: North Captiva Island, Florida USA Posts: 11,832	When I get a new card, I scan both sides, put the scans in my files, then scratch off the 3 -digit PIN number on the back of the card , also I write Ask for ID in the signature panel. __________________ Make a Free Chaturbate White Label site in 34 minutes and be making money tonight

04-03-2010, 09:31 AM	#2
yourpussy So Fucking Banned Join Date: Jan 2009 Posts: 287	good idea !

04-03-2010, 10:33 AM	#6
andrej_NDC Registered User Industry Role: Join Date: May 2004 Posts: 7,760	Without telling us how they got your cc info, the other tips are useless.

04-03-2010, 11:09 PM	#13
Redrob Confirmed User Industry Role: Join Date: Oct 2004 Location: In a refrigerator box by the tracks. Posts: 4,790	Bump for the evening shift.