Zombaio 4% vs Epoch 15% - GoFuckYourself.com - Adult Webmaster Forum

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Jack Sparrow

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#1

Zombaio 4% vs Epoch 15%

03-16-2010, 12:22 AM

I have been asking some people and they all gave me their experiences with both. It seems there isnt a real difference in features/services offered by the both of them.

We are currently using epoch, where we pay around 15% fee for our processing. It seems zombaio does the same for around 4%.

Is there anyone that can point out a REAL difference why epoch is justified for getting 15% fee?

Please post your experiences.
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#2

03-16-2010, 12:29 AM

Should You Email Your Members?

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#3

03-16-2010, 12:32 AM

The only difference is Zombaios affiliate program is lacking big time.
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#4

03-16-2010, 12:33 AM

Originally posted by BIGTYMER

The only difference is Zombaios affiliate program is lacking big time.

Amen toe dat shit.

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Jack Sparrow

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#5

03-16-2010, 12:53 AM

Whats lacking for example?
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andrej_NDC

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#6

03-16-2010, 01:37 AM

Epoch has a lot of old clients, so it doesn't make sense to go for less than 15% for them. They wouldn't get as much new business to make up for the lost 10%(zobmaio has close to 5%), if they matched zombaio.
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#7

03-16-2010, 01:50 AM

Originally posted by andrej_NDC

Epoch has a lot of old clients, so it doesn't make sense to go for less than 15% for them. They wouldn't get as much new business to make up for the lost 10%(zobmaio has close to 5%), if they matched zombaio.

That implies that there are no real differences? Other then epoch not being able to cut down the costs?!
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#8

03-16-2010, 02:05 AM

Originally posted by mrfrisky

That implies that there are no real differences? Other then epoch not being able to cut down the costs?!

If you use your own back-end, which you should, there is no difference. I would even go with zombaio over epoch even if epoch charged 5% and zombaio 15%.
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#9

03-16-2010, 02:14 AM

Originally posted by andrej_NDC

If you use your own back-end, which you should, there is no difference. I would even go with zombaio over epoch even if epoch charged 5% and zombaio 15%.

That doesnt make any sense. Why would you go over stay at zombaio of they charged 3x as much and you tell me there is no difference.

Btw. Never mind answering that question please. Im looking for people that can really give some honest reviews and/or opinions.

Anyone else with experiences they like to share?
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#10

03-16-2010, 02:15 AM

This is an amusing thread.

Epoch and CCBill charge about the same. They have been around 11/12 years. They employ lots of people (dev, customer service, support, etc). They have scrubs that have taken 11 years to work out. They have agents on staff to stop chargebacks. etc etc etc

Then there are lots of other processors that have been around 2 minutes that charge 5% - many of which vanish (sometimes with your cash).

Really, the sensible question should be "what corners are these cheap processors cutting that CCBill and Epoch think are not a good idea to cut"?

Last edited by DamianJ; 03-16-2010, 02:18 AM.
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andrej_NDC

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#11

03-16-2010, 02:19 AM

Originally posted by mrfrisky

That doesnt make any sense. Why would you go over stay at zombaio of they charged 3x as much and you tell me there is no difference.

Btw. Never mind answering that question please. Im looking for people that can really give some honest reviews and/or opinions.

Anyone else with experiences they like to share?

I never used ibill either. I'm not saying epoch will end up like them, but I surely wouldn't trust my long term income with them. I have heard some bad stories about epoch during the years I'm doing this. And I'm just saying my opinion, you can choose whatever biller you prefer.
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#12

03-16-2010, 02:21 AM

Originally posted by DamianJ

This is an amusing thread.

Epoch and CCBill charge about the same. They have been around 11/12 years. They employ lots of people (dev, customer service, support, etc). They have scrubs that have taken 11 years to work out. They have agents on staff to stop chargebacks. etc etc etc

Then there are lots of other processors that have been around 2 minutes that charge 5% - many of which vanish (sometimes with your cash).

Really, the sensible question should be "what corners are these cheap processors cutting that CCBill and Epoch think are not a good idea to cut"?

15% is overpriced, doesn't matter if they have been online for 1 or 100 years. They charge it not because they have such high costs, but because they can.
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#13

03-16-2010, 02:36 AM

Originally posted by mrfrisky

Whats lacking for example?

Here's an overview of Zombaio's affiliate system.

- Payout in USD or Euro, and will soon add Payoneer

-Tracker URL
a. records IP address and other visitor info and plants a cookie to ensure affiliate gets credited with the sale
b. Paysite can create multiple trackers that point to different areas such as join page, tour pages, and FHGs
c. affiliate sees his referral and join stats for each tracker
d. Paysite owner sees the overall stats and conversion ratios for each individual tracker

- Get tracker stats automatically as XML

- Detects broken links and sends them to a URL of your choice.
(great to have if an affiliate program goes dead, you could re-direct all the dead links to a program that you know converts)

- Program Tools
(points you to the affiliate's site promo area)

- Mobile Access
(iPhone, blackberry, winmobile, and android application)

Zombaio is also setting up a solution where they can host gallery with features like automated updates via RSS, Picture of the Day, Movie of the Day, Gallery of the Day.

You can't see much unless you send traffic but here's the signup link for my Zombaio affiliate program.

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Jack Sparrow

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#14

03-16-2010, 02:38 AM

Originally posted by andrej_NDC

I never used ibill either. I'm not saying epoch will end up like them, but I surely wouldn't trust my long term income with them. I have heard some bad stories about epoch during the years I'm doing this. And I'm just saying my opinion, you can choose whatever biller you prefer.

Really? What "bad" stories, and where?
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#15

03-16-2010, 02:42 AM

Originally posted by mrfrisky

Really? What "bad" stories, and where?

For the start, you can just a do a search for "epoch" on GFY.
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Jack Sparrow

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#16

03-16-2010, 02:42 AM

Originally posted by livecarlo

Here's an overview of Zombaio's affiliate system.

- Payout in USD or Euro, and will soon add Payoneer

Ok thats nice.

-Tracker URL
a. records IP address and other visitor info and plants a cookie to ensure affiliate gets credited with the sale
b. Paysite can create multiple trackers that point to different areas such as join page, tour pages, and FHGs
c. affiliate sees his referral and join stats for each tracker
d. Paysite owner sees the overall stats and conversion ratios for each individual tracker

I think i have all these options in epoch too, but im gonna triplecheck.

- Get tracker stats automatically as XML

Thats a good one.

- Detects broken links and sends them to a URL of your choice.
(great to have if an affiliate program goes dead, you could re-direct all the dead links to a program that you know converts)

Another good option.

- Program Tools
(points you to the affiliate's site promo area)

Think epoch has this too.

- Mobile Access
(iPhone, blackberry, winmobile, and android application)

Zombaio is also setting up a solution where they can host gallery with features like automated updates via RSS, Picture of the Day, Movie of the Day, Gallery of the Day.

You can't see much unless you send traffic but here's the signup link for my Zombaio affiliate program.

Added some comments to your reply Thanks!

What about customer support, does zombaio take care of customers? Do they have services like that?
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#17

03-16-2010, 02:47 AM

I had some of these same questiosn about Zombaio...good post.

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Jack Sparrow

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#18

03-16-2010, 03:13 AM

Originally posted by DamianJ

This is an amusing thread.

Epoch and CCBill charge about the same. They have been around 11/12 years. They employ lots of people (dev, customer service, support, etc). They have scrubs that have taken 11 years to work out. They have agents on staff to stop chargebacks. etc etc etc

Then there are lots of other processors that have been around 2 minutes that charge 5% - many of which vanish (sometimes with your cash).

Really, the sensible question should be "what corners are these cheap processors cutting that CCBill and Epoch think are not a good idea to cut"?

Well i didnt want to put it that way, but yeah, that last thing you said there is exactly what i meant haha

Originally posted by andrej_NDC

For the start, you can just a do a search for "epoch" on GFY.

Which gives me a handfull of threads, where people have different opinions. Doesnt give me any real info. Thanks.

Originally posted by SNRProductions

I had some of these same questiosn about Zombaio...good post.

Awesome
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#19

03-16-2010, 03:16 AM

Didn't Dirty White Boy have a big problem with ePoch?
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#20

03-16-2010, 03:27 AM

they should add referral program (% for referring other webmasters to promote zombaio programs) into that list

Originally posted by livecarlo

Here's an overview of Zombaio's affiliate system.

- Payout in USD or Euro, and will soon add Payoneer

-Tracker URL
a. records IP address and other visitor info and plants a cookie to ensure affiliate gets credited with the sale
b. Paysite can create multiple trackers that point to different areas such as join page, tour pages, and FHGs
c. affiliate sees his referral and join stats for each tracker
d. Paysite owner sees the overall stats and conversion ratios for each individual tracker

- Get tracker stats automatically as XML

- Detects broken links and sends them to a URL of your choice.
(great to have if an affiliate program goes dead, you could re-direct all the dead links to a program that you know converts)

- Program Tools
(points you to the affiliate's site promo area)

- Mobile Access
(iPhone, blackberry, winmobile, and android application)

Zombaio is also setting up a solution where they can host gallery with features like automated updates via RSS, Picture of the Day, Movie of the Day, Gallery of the Day.

You can't see much unless you send traffic but here's the signup link for my Zombaio affiliate program.

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#21

03-16-2010, 03:38 AM

Originally posted by Si

Didn't Dirty White Boy have a big problem with ePoch?

Yeach, some epoch support guy watched Die Hard and wanted to play a cop for a while.
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#22

03-16-2010, 03:54 AM

Originally posted by mrfrisky

Added some comments to your reply Thanks!

What about customer support, does zombaio take care of customers? Do they have services like that?

24/7 e-mail support and they have live chat 9 hrs a day for Mon-Sat. Live support is very knowledgeable and seems like they have admin access to everything needed.

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#23

03-16-2010, 03:55 AM

Originally posted by andrej_NDC

15% is overpriced, doesn't matter if they have been online for 1 or 100 years. They charge it not because they have such high costs, but because they can.

The power of choice. If you think 5% is all you need to spend, then spend that. Forgo the reputation and experience CCBill and Epoch have earned.

Good luck.

On a similar note, if you could chose between a 5 dollar crack whore, or a 300 bucks an hour gorgeous escort, who would you chose? Both mean you get your nuts wet right, so what's the difference?

Or steak.

Or a car.

Or bottle of wine.

You pays your money, you makes your choice. I am not saying there is anything wrong with a bottle of 5 buck chuck, or a 5 buck crack whore if that is your thing. It's all about choice.
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#24

03-16-2010, 04:07 AM

Originally posted by DamianJ

The power of choice. If you think 5% is all you need to spend, then spend that. Forgo the reputation and experience CCBill and Epoch have earned.

Good luck.

On a similar note, if you could chose between a 5 dollar crack whore, or a 300 bucks an hour gorgeous escort, who would you chose? Both mean you get your nuts wet right, so what's the difference?

Or steak.

Or a car.

Or bottle of wine.

You pays your money, you makes your choice. I am not saying there is anything wrong with a bottle of 5 buck chuck, or a 5 buck crack whore if that is your thing. It's all about choice.

All I'm saying is ccbill and epoch could charge 10% and still be able to afford all their stuff and features and still made a lot of profit.
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#25

03-16-2010, 04:23 AM

Originally posted by DamianJ

The power of choice. If you think 5% is all you need to spend, then spend that. Forgo the reputation and experience CCBill and Epoch have earned.

Good luck.

On a similar note, if you could chose between a 5 dollar crack whore, or a 300 bucks an hour gorgeous escort, who would you chose? Both mean you get your nuts wet right, so what's the difference?

Or steak.

Or a car.

Or bottle of wine.

You pays your money, you makes your choice. I am not saying there is anything wrong with a bottle of 5 buck chuck, or a 5 buck crack whore if that is your thing. It's all about choice.

Do you get a VISA card with Pioneer Bank at 10% APR or one with HSBC at 15% APR?

Do you get a loan through CitiBank for 7% or a Nevada Credit Union for 4%?

Do you go to Trump's Payday advance or to Gus's Pawnshop?

Nothing wrong with loosing a little extra money just cus you like the name of the financial institution.

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#26

03-16-2010, 04:23 AM

Originally posted by DamianJ

The power of choice. If you think 5% is all you need to spend, then spend that. Forgo the reputation and experience CCBill and Epoch have earned.

Good luck.

On a similar note, if you could chose between a 5 dollar crack whore, or a 300 bucks an hour gorgeous escort, who would you chose? Both mean you get your nuts wet right, so what's the difference?

Or steak.

Or a car.

Or bottle of wine.

You pays your money, you makes your choice. I am not saying there is anything wrong with a bottle of 5 buck chuck, or a 5 buck crack whore if that is your thing. It's all about choice.

Not sure did i ever in life paid more then 5$ for a wine.
I was thinking about buying bottle of dom perignon for 200$ but i concluded why bother if i can get drunk 40 times with same price.And when you drunk you can imagine a lots of things

Last edited by Klen; 03-16-2010, 04:24 AM.
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#27

03-16-2010, 04:24 AM

Originally posted by DamianJ

The power of choice. If you think 5% is all you need to spend, then spend that. Forgo the reputation and experience CCBill and Epoch have earned.

Good luck.

On a similar note, if you could chose between a 5 dollar crack whore, or a 300 bucks an hour gorgeous escort, who would you chose? Both mean you get your nuts wet right, so what's the difference?

Or steak.

Or a car.

Or bottle of wine.

You pays your money, you makes your choice. I am not saying there is anything wrong with a bottle of 5 buck chuck, or a 5 buck crack whore if that is your thing. It's all about choice.

I am not saying there is anything wrong with a bottle of 5 buck chuck, or a 5 buck crack whore .[/QUOTE]

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#28

03-16-2010, 04:25 AM

Originally posted by KlenTelaris

Not sure did i ever in life paid more then 5$ for a wine.
I was thinking about buying bottle of dom perignon for 200$ but i concluded why bother if i get drunk 40 times with same times.And when you drunk you can imagine a lots of things

Come on, wine is not for getting drunk, wine is about enjoying it.
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#29

03-16-2010, 04:32 AM

Do you buy no name Ketchup or Heinz....

/just thought i'd jump in on the comparisons

i like waffles
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#30

03-16-2010, 05:34 AM

Originally posted by sharphead

Do you buy no name Ketchup or Heinz....

/just thought i'd jump in on the comparisons

Why buy ketchup? McDonald's gives you as many Heinz ketchup packets as you can carry for free :D

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#31

03-16-2010, 05:49 AM

15% is a fucking racket... There is no excuse for that... and hearing this now, knowing how much ass CCBill sucks makes me have exactly ZERO respect for CCBill.

Inferior product at an insane markup... If they're charging that much they could have at least reworked their UI since I dunno, 1994?

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#32

03-16-2010, 06:08 AM

Originally posted by livecarlo

Why buy ketchup? McDonald's gives you as many Heinz ketchup packets as you can carry for free :D

McDonalds has crappy Hunt's ketchup
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#33

03-16-2010, 06:09 AM

bummp for debate

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#34

03-16-2010, 06:12 AM

im not familiar with zombaio. but a processor who does not charge the $750 visa fee to US clients makes me concerned they are doing something improper, & one day they might disappear. I also dont see any GFY threads from affiliates looking for zombaio programs.
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#35

03-16-2010, 06:31 AM

lol ccbill/epoch charge 15% cause you guys are sheeple and there is no competition..

stop saying its because of the service the provide.. they charge 15% cause they know you guys trust them.. heck they could charge 25% and theyd prolly lose only like 10% of their base..

head over to mainstream and see charges like 3,4% for the same shit, and these are big companies with tons of staff, offices, etc...

stop making excuses for the rapeage

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Barefootsies

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#36

03-16-2010, 06:53 AM

Originally posted by xxweekxx

stop making excuses for the rapeage

You mean like the refusal to offer ACH payments despite repeated requests?

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#37

03-16-2010, 06:55 AM

Originally posted by Barefootsies

You mean like the refusal to offer ACH payments despite repeated requests?

They wouldn't be able to nickel and dime us for postage and shit like that, if they offered ACH payouts.

I always get a chuckle seeing the amount of the stamp deducted from the payout

Spend you some brain.
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#38

03-16-2010, 07:05 AM

I'm still up in the air with Zombaio... Been trying em out a couple of months and my rebills/trail to full conversions are much lower than they should be.

Epoch will let you cross sell another company and pay you a commission, whereas Zombaio only lets you cross sale your own sites.

Also you should look at the secondary fees. For example, Zombaio charges you $12.50 per chargeback, whereas Epoch absorbs it (I think, I know ccbill does).
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#39

03-16-2010, 07:18 AM

Originally posted by fuzebox

Also you should look at the secondary fees. For example, Zombaio charges you $12.50 per chargeback, whereas Epoch absorbs it (I think, I know ccbill does).

Actually Zombaio reserves the right to charge you $100 or more per chargeback. It is in their TOS.
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#40

03-16-2010, 07:58 AM

Originally posted by Zyber

Actually Zombaio reserves the right to charge you $100 or more per chargeback. It is in their TOS.

imo a fucking good rule/law from Zombaio
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Barefootsies

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#41

03-16-2010, 08:00 AM

Originally posted by candyflip

I always get a chuckle seeing the amount of the stamp deducted from the payout

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#42

03-16-2010, 08:01 AM

Zombaio is my favorite third-party processor by far. I'd never use CCBill or Epoch.

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Barefootsies

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#43

03-16-2010, 08:06 AM

Originally posted by fuzebox

Also you should look at the secondary fees. For example, Zombaio charges you $12.50 per chargeback, whereas Epoch absorbs it (I think, I know ccbill does).

Ummm..... I think you are forgetting the fact that CCB fights all chargebacks.

Someone else discussed this topic at length a few years back, so run a search. However the point of the chargeback discussion was that even when they get some of those reversed, you do not get credited back (in regards to memberships). So it's a was on their 'absorption'.

That said, over the years most processors have not 'cleared the record' on some of these things. I can assure you that no processor is doing you anything for 'free' as a courtesy. There is always going to be a bait and switch somewhere.

Lastly on this note, in regards to the differences between some of the biller. CCB offers the best 24/7 support. Zombaio has certain business hours, and not available most of the weekend. Same for Verotel. I can't speak for ALL processors because I, like most companies, do not USE all processors. I do/have used B-H-E/Verotel/CCB/PayMonde/Zombaio. So I can speak directly to my experiences there.

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#44

03-16-2010, 08:07 AM

Originally posted by Inter-Sex

imo a fucking good rule/law from Zombaio

True dat.

Should You Email Your Members?

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Enough Said.

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#45

03-16-2010, 08:21 AM

I love seeing you guys compare adult/no signiture rates to main stream. There are rules the banks use that require adult or non signed for transactions to be processed at higher rates. How Zombiao can offer fees below what the best bank rates for adult are and include these tools and customer service sounds fishy as fuck. I am not saying they are breaking the law or skirting US regulations but something does not add up. I have worked with many companies in getting merchant accounts as well as very familiar with the costs associated with running one and even doing it all yourself when you add in all the "extra" (cust service, visa, mastercard fees, CB fees, gateway charges, 800 number, pci compliance, and several other extras) costs your lucky to come out under 10%.

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#46

03-16-2010, 08:28 AM

Originally posted by xxweekxx

lol ccbill/epoch charge 15% cause you guys are sheeple and there is no competition..

stop saying its because of the service the provide.. they charge 15% cause they know you guys trust them.. heck they could charge 25% and theyd prolly lose only like 10% of their base..

head over to mainstream and see charges like 3,4% for the same shit, and these are big companies with tons of staff, offices, etc...

stop making excuses for the rapeage

I don't really see how you can compare a mainstream processor with an adult specialty processor.

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seeric

..........

Join Date: Aug 2004

Posts: 41917
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#47

03-16-2010, 08:31 AM

Originally posted by VirtualAdultAgent

I love seeing you guys compare adult/no signiture rates to main stream. There are rules the banks use that require adult or non signed for transactions to be processed at higher rates. How Zombiao can offer fees below what the best bank rates for adult are and include these tools and customer service sounds fishy as fuck. I am not saying they are breaking the law or skirting US regulations but something does not add up. I have worked with many companies in getting merchant accounts as well as very familiar with the costs associated with running one and even doing it all yourself when you add in all the "extra" (cust service, visa, mastercard fees, CB fees, gateway charges, 800 number, pci compliance, and several other extras) costs your lucky to come out under 10%.

what he said.
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BigDeanEvans

So Fucking Banned

Join Date: Apr 2006

Posts: 1368
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#48

03-16-2010, 08:39 AM

Originally posted by mrfrisky

Added some comments to your reply Thanks!

What about customer support, does zombaio take care of customers? Do they have services like that?

Look up the history of many billers who have come and gone over the past 10-15 yrs and how much of thier clients money they took with them.

I will gladly pay the 15% knowing my rebills will be paid out for yrs to come.
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Sly

Let's do some business!

Join Date: Sep 2004

Posts: 31376
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#49

03-16-2010, 08:49 AM

Originally posted by BigDeanEvans

Look up the history of many billers who have come and gone over the past 10-15 yrs and how much of thier clients money they took with them.

I will gladly pay the 15% knowing my rebills will be paid out for yrs to come.

I was just trying to think of a new credit card processor over the past 7-8 years that has stuck around and I can't think of any. One could say Verotel I suppose, not sure when they started.

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Harmik

Confirmed User

Join Date: Apr 2003

Posts: 209
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#50

03-16-2010, 08:53 AM

I would just like to mention, that Epoch has been around for 14 years, and I have been there 11 of those years. We have more payment options and there is a reason we have been around this long. I have heard so many rumors over the years, but the truth is that we are still standing as many others have come and gone.

Let me know if we can help you with anything.

Originally posted by andrej_NDC

I never used ibill either. I'm not saying epoch will end up like them, but I surely wouldn't trust my long term income with them. I have heard some bad stories about epoch during the years I'm doing this. And I'm just saying my opinion, you can choose whatever biller you prefer.

---- Harmik @ Epoch/dot/com - ICQ: 235234116 - Skype: Epoch.com
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