Originally Posted by AaronM (Post 16469414)

And what happens IF/WHEN Visa decides to shut them down and they keep your money?

Could that happen? That is exactly why I started this thread.

Originally Posted by F-U-Jimmy (Post 16474378)

My understanding is that CCbill use their merchant account acting on your behalf and so Visa decided to make those charges to every webmaster using CCBILL, Epoch , etc.
Netbilling help you get your own merchant account and charge you for the use of their fraud system and gateway and set up fee which is different from CCbills fees. I suspect these fees for Netbilling are set by the CC companies or acquiring bank.
I recently set up 4 new merchant accounts for high risk sales. The set up fee was around $1500.00 each and I can accept Mastercard and Visa, but I have to buy my own scrubbing software and data base if I need them. My merchant accounts are based on my credit rating and previous accounts held. So everyones costs may differ somewhat ?

I wasn't being sarcastic when I said some companies may pay these costs for you if you had sufficient joins. As long as they can recoup their outlay in a reasonable time, its worthwhile. After all which billing company would turn down someone doing 20-100 joins a day for the initial cost of $750.00 ?

Originally Posted by NetBilling (Post 16474598)

Hi,

It is not smart to mange and have to store the data yourself, do your own scrubbing and provide your own customer service. YOu must be PCI compliant to do so and a breach could result in millions of dollars in fines. That is why we are here. Let me know if you want to see all that we offer.

Originally Posted by nekrom (Post 16474768)

Just to add if you are in the European region most times there are no visa fees even if you used the same processing company, but from the American region.

In the past I've used both ccbillEU and EpochEU with no visa upfront or ongoing fees.
Different visa regions, different rules I believe.

-N

Originally Posted by will76 (Post 16468404)

signed up with Zombaio and it cost me $0 and was approved and setup in a couple hours.

Originally Posted by AaronM (Post 16469414)

And what happens IF/WHEN Visa decides to shut them down and they keep your money?

Could that happen? That is exactly why I started this thread.

Why is it that the only billing company to respond is Netbilling and they addressed those with their own merchant accounts, not the companies charging the $750.00.

Originally Posted by 4pleasure (Post 16469934)

Zombaio works great on my sites! :thumbsup:thumbsup

Originally Posted by AaronM (Post 16469414)

And what happens IF/WHEN Visa decides to shut them down and they keep your money?

Could that happen? That is exactly why I started this thread.

Why is it that the only billing company to respond is Netbilling and they addressed those with their own merchant accounts, not the companies charging the $750.00.

Originally Posted by goldfish (Post 16475641)

My next site is going with Zombaio, they have passed the see if they will fail grace period with me, that is if I can ever get off thos board and finish it...

Originally Posted by goldfish (Post 16475641)

Wait can we back up for a second Corvette says the fee is $750 for Visa. Netbilling says it $500 for Visa, $1000 for Mastercard.

So who is making bank here? When I set up my processing there was no Mastercard fee and Visa was $750.

Secondly, I would assume they do the same check when you set up a mainstream(read low risk) account so why no fees there as well?

My next site is going with Zombaio, they have passed the see if they will fail grace period with me, that is if I can ever get off thos board and finish it...

Originally Posted by F-U-Jimmy (Post 16475757)

CCBILL and Netbilling provide different options

Originally Posted by corvette (Post 16470095)

Hi Aaron, hope you have been well. The reason for the $750 fee is that Visa has to check you out before they accept you (have you burned them in business before? That sort of thing) then the acquiring bank that the processor is using has to do the same check. Finally the processor is doing a check as well. Once the fee is paid there is no refund because they have already done their work. That is what you are paying for in the initial $750. The $375 annually is simply for the rights to continue to use Visa.

Originally Posted by goldfish (Post 16475883)

I get that but either way the same checks are done whether you are opening a merchant account, just picking up a processor, right? The fees should be at least comparable and they aren't even close.

Originally Posted by goldfish (Post 16475883)

I get that but either way the same checks are done whether you are opening a merchant account, just picking up a processor, right? The fees should be at least comparable and they aren't even close.

Originally Posted by DirtyWhiteBoy (Post 16474747)

What I want to know is...

Why does CCbill and Epoch bust balls about "Visa rules" and flag your site for the very same content or themes, that NON ccbill and epoch sites have. Seems if you have your own merchant account, you do what you want, and Visa doesn't say a word.

Confusing.

Originally Posted by RyuLion (Post 16476275)

you do know u can ask them directly..they have ICQ..:2 cents:

Originally Posted by goldfish (Post 16475883)

I get that but either way the same checks are done whether you are opening a merchant account, just picking up a processor, right? The fees should be at least comparable and they aren't even close.