Wait can we back up for a second Corvette says the fee is $750 for Visa. Netbilling says it $500 for Visa, $1000 for Mastercard.

So who is making bank here? When I set up my processing there was no Mastercard fee and Visa was $750.

Secondly, I would assume they do the same check when you set up a mainstream(read low risk) account so why no fees there as well?

My next site is going with Zombaio, they have passed the see if they will fail grace period with me, that is if I can ever get off thos board and finish it...

:thumbsup

CCBILL and Netbilling provide different options

I get that but either way the same checks are done whether you are opening a merchant account, just picking up a processor, right? The fees should be at least comparable and they aren't even close.

That is correct, and it has been for years..moving on..:2 cents:

you do know u can ask them directly..they have ICQ..:2 cents:

The fees are set by VISA and MC.... One is a 3rd party merchant, the other is yours. The checks aren't exactly the same, qualifying for one or the other, is extremely different.

Just about anyone can get a 3rd party account, not everyone can get a merchant account.


Mainstream isn't high risk, thus they have no setup fees.

You do seem confused.... You can't, do as you like with your own merchant account. They both have compliance rules and checkups.

One type has more rules than the other because Visa/MC. Not because of Epoch/CCbill. If you don't like the rules, use a merchant account. It's only more responsibility, just sign your life away ... no big difference.

My paysite is only two weeks old so limited knowledge here, but I have zombaio as the first in cascade due to the 4.9 percent rate (also 0 setup fee) and ccbill 2nd in cascade but they are like 15 percent and paid 750 setup.

Just sending a couple sales per day I can already see how having backup biller is very useful, im actually going to get epoch aswell (another 750). Really though if your serious about making sales for yourself and your affiliates wtf is another 750 or 1500 total?

Anyway, if you guys are using say ccbill only right now and dont want to pay another 750 then I would try zombaio with zero setup costs. It took me literally less then a day to get totally setup with them, and maybe another 2 or 3 days to get visa approved.

Anyway, no problems so far with zombaio but like I said this is with limited experience so far.

:1orglaugh

Lets not all forget the application fee for getting your own merchant account...I believe mine $1500 for Humboldt. Non refundable. With Visa and MC included, it cost me $3k to get my secondary merch account.