Liablity Insurance Brokers?

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  • darnit
    Confirmed User
    • Jul 2001
    • 2439

    #1

    Liablity Insurance Brokers?

    Hey,

    I run some high traffic mainstream image based humor websites and am looking for an insurance broker that is internet savvy. Don't need to insure offices, equipment, employees, etc. Just protect against any potential copyright or libel claim that may arise from pictures people upload.

    Any good suggestions?
  • marketsmart
    HOMICIDAL TROLL KILLER
    • Dec 2004
    • 20419

    #2
    go find an independent insurance agent in the state your biz is incorporated in..

    you can get 1 mil / 2mil aggregate policy for around $1200 a year...

    make sure you tell them exactly what the risk is because some companies wont take what you want..

    Comment

    • CYF
      Coupon Guru
      • Mar 2009
      • 10973

      #3
      Give 'em your NAIC codes the businesses you're in and they can shop out the insurance for you.
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      • darnit
        Confirmed User
        • Jul 2001
        • 2439

        #4
        Originally posted by marketsmart
        go find an independent insurance agent in the state your biz is incorporated in..

        you can get 1 mil / 2mil aggregate policy for around $1200 a year...

        make sure you tell them exactly what the risk is because some companies wont take what you want..
        Well I do have a local broker but the bids are coming in high... ~4.5K for 250K of coverage. I had another bid for 1mil for 1.8K but they withdrew after visiting the sites. :/ BTW the sites are moderated for content and lawyers have reviewed all the DMCA, privacy, t@c's etc. So up to snuff legally.

        Just curious if there are brokers out there that deal specifically (or at least are familiar with) online media as my broker seems more "brick and mortar".

        Comment

        • darnit
          Confirmed User
          • Jul 2001
          • 2439

          #5
          Originally posted by CYF
          Give 'em your NAIC codes the businesses you're in and they can shop out the insurance for you.
          I had to google it (shows how much i know about liability insurance) but thanks much - this is helpful.

          Comment

          • Way3
            Confirmed User
            • Mar 2007
            • 1727

            #6
            Johnathan Woolworth at http://www.assuretynw.com/ may be able to help you:
            johnathan(dot)woolworth (at) assuretynw (dot) com

            Hope that helps!

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            Comment

            • milan
              Confirmed User
              • May 2005
              • 800

              #7
              Here is one of the best!

              Rick Stillman
              Edemnify Insurance Brokers
              "Neighborhood Agent Service
              Independent Broker Price"
              P 800.620.4216 x88
              F 800.503.0048
              www.edemnify.com

              rick {at@} edemnify.com
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              • darnit
                Confirmed User
                • Jul 2001
                • 2439

                #8
                Originally posted by Way3
                Johnathan Woolworth at http://www.assuretynw.com/ may be able to help you:
                johnathan(dot)woolworth (at) assuretynw (dot) com

                Hope that helps!
                Email sent - thanks for the lead.

                Comment

                • marketsmart
                  HOMICIDAL TROLL KILLER
                  • Dec 2004
                  • 20419

                  #9
                  Originally posted by milan
                  Here is one of the best!

                  Rick Stillman
                  Edemnify Insurance Brokers
                  "Neighborhood Agent Service
                  Independent Broker Price"
                  P 800.620.4216 x88
                  F 800.503.0048
                  www.edemnify.com

                  rick {at@} edemnify.com
                  if milans guy cant help you, email me @ [email protected] and let me know what your sites are and i will ask my guy if he can help you..

                  but milan knows what he is talking about and if he recommends someone then they can get the job done...

                  Comment

                  • darnit
                    Confirmed User
                    • Jul 2001
                    • 2439

                    #10
                    Originally posted by milan
                    Here is one of the best!

                    Rick Stillman
                    Edemnify Insurance Brokers
                    "Neighborhood Agent Service
                    Independent Broker Price"
                    P 800.620.4216 x88
                    F 800.503.0048
                    www.edemnify.com

                    rick {at@} edemnify.com
                    Email sent - much thanks!

                    Comment

                    • darnit
                      Confirmed User
                      • Jul 2001
                      • 2439

                      #11
                      Originally posted by marketsmart
                      if milans guy cant help you, email me @ [email protected] and let me know what your sites are and i will ask my guy if he can help you..

                      but milan knows what he is talking about and if he recommends someone then they can get the job done...
                      Will do and thanks for the offer of assistance.

                      Comment

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