100% valid cards declined at sponsors

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  • nickutis
    Confirmed User
    • Dec 2002
    • 719

    #1

    100% valid cards declined at sponsors

    Got both, Visa and Mastercard.

    Tried some test sales with sponsors using localbillinglimited merchant - got declined with BOTH cards! And they are 100% valid, using them daily at internet shops/atm/etc

    So how the hell we are supposed to earn money when you can't charge a fuckin customer?

    Agrhrhhrhrhr

    no wonder ratios climbing so high last days, it's not a fuckin tubes that made it, it's the merchants who are declining visitors for no reason
  • redwhiteandblue
    Bollocks
    • Jun 2007
    • 2793

    #2
    I think this is a far more likely explanation for ratios being up one month and on the floor the next. There's nothing we can really do about it I guess, just concentrate on those sponsors least affected. Are people finding that CCBill sponsor ratios are less affected than others at the moment?
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    Comment

    • seeandsee
      Check SIG!
      • Mar 2006
      • 50945

      #3
      why they can't process?
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      Contact here

      Comment

      • Matyko
        PsyHead
        • Aug 2005
        • 8681

        #4
        My ratios are shit again since 20th June...Thanks for the confirmation, I suspected this as primary cause. WTF!!!
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        • Matyko
          PsyHead
          • Aug 2005
          • 8681

          #5
          i can just HOPE that my cookies last longer than this fucking problem.
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          Comment

          • janosik
            Confirmed User
            • Jan 2002
            • 755

            #6
            same here Very bad ratios last few days

            Comment

            • iSpyCams
              Amateur Gynecologist
              • May 2009
              • 4436

              #7
              My ratios have been down all month. My guess is that with all the scamming that's been going on, everyone has their fraud protection cranked so high they gertting false positives and shutting down good deals as well.

              Also a few months ago remember MC decided that cross-sales were against its terms of use, I wonder if processors are being forced by MC to scrutinize purchases to a level that is nearly counter productive, declining based on minor address mis-spellings, etc. in order to show due diligence and not have their MC privileges revoked.

              Others that are already in hot water due to cross sales passing through their systems may just be intentionally trying to lay low.

              Just theorizing based on ratios, I don't have any real info.
              - As soon as I think up a good sig it's going here.

              Comment

              • Pleasurepays
                BANNED - SUPPORTING TUBES
                • Aug 2002
                • 11913

                #8
                tubes cause valid cards to be declined

                Comment

                • nomercy
                  Registered User
                  • Aug 2007
                  • 48

                  #9
                  Originally posted by redwhiteandblue
                  Are people finding that CCBill sponsor ratios are less affected than others at the moment?
                  No, my ccbill stats went from a steady 1:600 to 1:1500 in May, then went back to near normal this month... except since the 20th. It's been dead the past week or so.

                  Comment

                  • Matyko
                    PsyHead
                    • Aug 2005
                    • 8681

                    #10
                    Sponsors, affiliates, please confirm or comment, this is much more serious than any MJ threads... So far everybody confirmed to me that 20th was last "good" day, and as of 21th everything went pure shit...

                    We are doomed!!! :P
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                    • Pete-KT
                      Workin With The Devil
                      • Oct 2004
                      • 51532

                      #11
                      could be your bank declining it becaquse its a high risk charge, you gotta look at the decline error code, if its bank decline that means the bank didnt approve it because its high risk, if its processor decline thats because of the scrub rates

                      Comment

                      • ContentPimp
                        Confirmed User
                        • Nov 2008
                        • 3184

                        #12
                        Yes, CCBILL sales stopped for me too for some strange reason... which is impossible unless there is a CC issue somewhere...
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                        • nickutis
                          Confirmed User
                          • Dec 2002
                          • 719

                          #13
                          Originally posted by Pete-KT
                          could be your bank declining it becaquse its a high risk charge, you gotta look at the decline error code, if its bank decline that means the bank didnt approve it because its high risk, if its processor decline thats because of the scrub rates
                          This processor doesn't give any error code. It just says payment was not approved, try another card. Well, i tried another - and i got declined again.

                          Comment

                          • frankie_gunn
                            Confirmed User
                            • Feb 2009
                            • 270

                            #14
                            Yeah, my sales are down by 50% this month, so far, too.

                            Comment

                            • jakethedog
                              Confirmed User
                              • Jun 2004
                              • 2497

                              #15
                              Ratios are down cause schools out and unemployed Dad's can't jerk with the kids running around the house .... I am thinking about adding a daycare coupon to may product lines ..
                              No sig .. just me

                              Comment

                              • nickutis
                                Confirmed User
                                • Dec 2002
                                • 719

                                #16
                                Originally posted by jakethedog
                                Ratios are down cause schools out and unemployed Dad's can't jerk with the kids running around the house .... I am thinking about adding a daycare coupon to may product lines ..
                                lol ..

                                from other side, there would be no clicks from those dads (cause they have kids running around), so ratios would be stayed the same..

                                Comment

                                • PSSuperstars
                                  Confirmed User
                                  • Jan 2006
                                  • 1477

                                  #17
                                  Originally posted by Pete-KT
                                  could be your bank declining it becaquse its a high risk charge, you gotta look at the decline error code, if its bank decline that means the bank didnt approve it because its high risk, if its processor decline thats because of the scrub rates
                                  We will have clients whose cards just will not go thru some days because high risk charges are blocked...

                                  So what you're saying is true.. they need to go to the backend and look at the decline reason...
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                                  • Matyko
                                    PsyHead
                                    • Aug 2005
                                    • 8681

                                    #18
                                    !!! to the top !!!
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                                    • fuzebox
                                      making it rain
                                      • Oct 2003
                                      • 22351

                                      #19
                                      Originally posted by Matyko
                                      Sponsors, affiliates, please confirm or comment, this is much more serious than any MJ threads... So far everybody confirmed to me that 20th was last "good" day, and as of 21th everything went pure shit...

                                      We are doomed!!! :P
                                      I will concur, as of monday the 21st my earnings started to decline, with today being the worst day... Although my average earnings per day this week are only 10% less than last week.

                                      Comment

                                      • d-null
                                        . . .
                                        • Apr 2007
                                        • 13724

                                        #20
                                        fuck

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                                        • Titan
                                          Confirmed User
                                          • Jun 2002
                                          • 994

                                          #21
                                          I can confirm that ratios have dropped a bit since the 20th. There was two possible reasons I saw for this. It was hot for an extended period and then it rained for a couple days which made people buy and then it got hot again and people stopped buying (too hot to wank?). Or it could be the processors. There has been an extraordinary amount of fraud attempts this year. I'm sure that processors have been cracking down on fraud hard to keep CBs ratios manageable. Also I think they have been denying most new requests for crosssales. But why all the processors seem to scrub at the same time is somewhat baffling to me. Perhaps an end of the month scrub? Sales have been pretty good so far today though, however. My feeling is that with the economy fragile fraudsters have kicked it into high gear to make cash. This of course fucks the average joe because it forces all credit card guys to over scrub. I'm hoping this will all clear out in a month or two and return back to more normal levels.
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                                          • Titan
                                            Confirmed User
                                            • Jun 2002
                                            • 994

                                            #22
                                            Originally posted by Pete-KT
                                            could be your bank declining it becaquse its a high risk charge, you gotta look at the decline error code, if its bank decline that means the bank didnt approve it because its high risk, if its processor decline thats because of the scrub rates
                                            This seems more likely. Why would it affect all billing processors? If the banks are flagging stuff due to high risk on some days then it would affect all sales regardless of what processor you use and there would be no way to avoid it. Kinda shitty if the banks are stepping in and stopping our sales. I really doubt its due to tubes. You would be seeing gradual declines, not the stop n go sales that are occurring.
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                                            • Supz
                                              Arthur Flegenheimer
                                              • Jul 2006
                                              • 11057

                                              #23
                                              Billers are just being much more careful these days.

                                              Comment

                                              • StarkReality
                                                Confirmed User
                                                • May 2004
                                                • 4444

                                                #24
                                                Originally posted by supzdotcom
                                                Billers are just being much more careful these days.
                                                Maybe, but I experienced a sharp drop in new CCBill sales exactly a week ago, so the 20th as well, pretty much down 40-50% on average, worst spike being yesterday with just one fucking new sale. Rebills are about normal.

                                                Comment

                                                • nickutis
                                                  Confirmed User
                                                  • Dec 2002
                                                  • 719

                                                  #25
                                                  Originally posted by Titan
                                                  I can confirm that ratios have dropped a bit since the 20th. There was two possible reasons I saw for this. It was hot for an extended period and then it rained for a couple days which made people buy and then it got hot again and people stopped buying (too hot to wank?).

                                                  yeah man but don't forget we are in worldwide bussiness.. air conditions you have described doesn't apply to whole world.. For example here in europe we haven't seen any sunny / hot period, so i don't see how it could affect sales

                                                  Comment

                                                  • FilthyRob
                                                    Confirmed User
                                                    • Feb 2004
                                                    • 6741

                                                    #26
                                                    Sales have been rough for a week at least for me. Rebills are ok from what I can tell.
                                                    AKA - Clubsexy

                                                    Comment

                                                    • nickutis
                                                      Confirmed User
                                                      • Dec 2002
                                                      • 719

                                                      #27
                                                      Originally posted by StarkReality
                                                      Maybe, but I experienced a sharp drop in new CCBill sales exactly a week ago, so the 20th as well, pretty much down 40-50% on average, worst spike being yesterday with just one fucking new sale. Rebills are about normal.

                                                      It would be nice to hear ccbill position about this.

                                                      Comment

                                                      • Ramp
                                                        Confirmed User
                                                        • Nov 2006
                                                        • 4464

                                                        #28
                                                        I noticed this shit happening for me too

                                                        Comment

                                                        • femdomdestiny
                                                          Confirmed User
                                                          • Apr 2007
                                                          • 5182

                                                          #29
                                                          same

                                                          Originally posted by nomercy
                                                          No, my ccbill stats went from a steady 1:600 to 1:1500 in May, then went back to near normal this month... except since the 20th. It's been dead the past week or so.
                                                          Same here,although I have worse ratios then yours.
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                                                          Comment

                                                          • nickutis
                                                            Confirmed User
                                                            • Dec 2002
                                                            • 719

                                                            #30
                                                            My friend just tried to make a test sale, from the same country as im, only different bank Visa.

                                                            Your payment could not be processed. Please try again or choose another payment method.

                                                            wtf is happening?

                                                            Comment

                                                            • CarlosTheGaucho
                                                              Confirmed User
                                                              • Oct 2005
                                                              • 9555

                                                              #31
                                                              Yeah, and now imagine you're a sponsor and you're supposed to take a hit just because of the imposed restrictions, banks are going nuts.
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                                                              • hawkadu
                                                                Confirmed User
                                                                • Oct 2006
                                                                • 276

                                                                #32
                                                                My ccbill sales suddently went extremely shit exactly on 21st and I don't know whats up. I'm at 1:14000 in last one week. I'm usually at 1:1800 with ccbill.

                                                                Somthing fucking is going on in CCbill. They are scrubbing hard. From what I've seen this is something ccbill is doing. IMO Banks won't decline cards for a few days and accept for another few days. I think It is the processor doing extremely high scrubbing to keep any sort of chargebacks down. This helps them avoid the penalties that might pop up coz of chargebacks.

                                                                I've seen this with ccbill earlier too. One day sales will suddenly be back and next day suck ass. WTF

                                                                Comment

                                                                • Ramp
                                                                  Confirmed User
                                                                  • Nov 2006
                                                                  • 4464

                                                                  #33
                                                                  I'm wondering how about other cc merchants?

                                                                  Comment

                                                                  • hawkadu
                                                                    Confirmed User
                                                                    • Oct 2006
                                                                    • 276

                                                                    #34
                                                                    Originally posted by Ramp
                                                                    I'm wondering how about other cc merchants?
                                                                    I think each and every merchant is doing this, more or bit less. Everybody want to keep the chargebacks under control to avoid paneltines. I remember talking to a program owner who told that processors scrubb hard to keep the chargebacks down.

                                                                    I'm sure many other guys here on GFY can confirm this.

                                                                    Comment

                                                                    • Ramp
                                                                      Confirmed User
                                                                      • Nov 2006
                                                                      • 4464

                                                                      #35
                                                                      bumping this

                                                                      Comment

                                                                      • nickutis
                                                                        Confirmed User
                                                                        • Dec 2002
                                                                        • 719

                                                                        #36
                                                                        I just tried to signup on another sponsor, wich let's you to choose wich processor should bill customer

                                                                        EPOCH --- VISA and MC declined
                                                                        CCBILL --- VISA and MC declined
                                                                        NETCASH - VISA and MC declined
                                                                        SEGPAY -- VISA declined, MC approved

                                                                        To make the situation even worse, sponsor didn't counted this sale, LOL..

                                                                        Comment

                                                                        • korke
                                                                          Confirmed User
                                                                          • Mar 2007
                                                                          • 161

                                                                          #37
                                                                          bump for crisis...

                                                                          Comment

                                                                          • Dirty Dane
                                                                            Sick Fuck
                                                                            • Feb 2004
                                                                            • 9491

                                                                            #38
                                                                            Overall ratios for ccbill this month:

                                                                            01.-20.: 1:1577
                                                                            21.-27.: 1:3285

                                                                            On 21., 22. and 23. I had NO new sales. That has not happened to me on this side of the millenia.
                                                                            What are we supposed to sell if people can't even pay for porn? Usenet accounts??
                                                                            Last edited by Dirty Dane; 06-27-2009, 03:21 AM.

                                                                            Comment

                                                                            • iSpyCams
                                                                              Amateur Gynecologist
                                                                              • May 2009
                                                                              • 4436

                                                                              #39
                                                                              It would be really nice to see some comments from some of these processing companies here.
                                                                              - As soon as I think up a good sig it's going here.

                                                                              Comment

                                                                              • janosik
                                                                                Confirmed User
                                                                                • Jan 2002
                                                                                • 755

                                                                                #40
                                                                                CCBill seems to be hit very hard with this scrubbing issue. I have decided to stop promote all my ccbill sponsors ... until situation will be solved

                                                                                Comment

                                                                                • Slappin Fish
                                                                                  Confirmed User
                                                                                  • Jul 2007
                                                                                  • 2512

                                                                                  #41
                                                                                  It isn't ccbill or porn only.

                                                                                  I tried to load some funds to my moniker account.

                                                                                  MC on file at Moniker, used it for the past few years - declined
                                                                                  Another two VISA and one MC in my name - declined

                                                                                  What the fuck is going on

                                                                                  Comment

                                                                                  • nickutis
                                                                                    Confirmed User
                                                                                    • Dec 2002
                                                                                    • 719

                                                                                    #42
                                                                                    Originally posted by Slappin Fish
                                                                                    It isn't ccbill or porn only.

                                                                                    I tried to load some funds to my moniker account.

                                                                                    MC on file at Moniker, used it for the past few years - declined
                                                                                    Another two VISA and one MC in my name - declined

                                                                                    What the fuck is going on
                                                                                    well i just paid for the domain names on namecheap with the same VISA that was declined by all porn merchants (CCBILL, epoch, netcash, segpay)

                                                                                    Comment

                                                                                    • Ramp
                                                                                      Confirmed User
                                                                                      • Nov 2006
                                                                                      • 4464

                                                                                      #43
                                                                                      I just also used my cc to renew my domains at namecheap. all went good.

                                                                                      Comment

                                                                                      • Slappin Fish
                                                                                        Confirmed User
                                                                                        • Jul 2007
                                                                                        • 2512

                                                                                        #44
                                                                                        Originally posted by nickutis
                                                                                        well i just paid for the domain names on namecheap with the same VISA that was declined by all porn merchants (CCBILL, epoch, netcash, segpay)
                                                                                        I also successfully paid another registrar with the cards that where declined at moniker.

                                                                                        But when I went to pay for hosting at Choopa, all declined again.

                                                                                        There cards had never been declined before, not once. Not saying everybody is declining cards, but something strange beyond porn is going on...
                                                                                        Last edited by Slappin Fish; 06-27-2009, 04:28 AM.

                                                                                        Comment

                                                                                        • Dirty Dane
                                                                                          Sick Fuck
                                                                                          • Feb 2004
                                                                                          • 9491

                                                                                          #45
                                                                                          Originally posted by nickutis
                                                                                          well i just paid for the domain names on namecheap with the same VISA that was declined by all porn merchants (CCBILL, epoch, netcash, segpay)
                                                                                          Same here. Had some domains for renewal, and now I got really worried.
                                                                                          I also did a test signup, but with no cc decline. Maybe because no one commit fraud here

                                                                                          Comment

                                                                                          • Shoplifter
                                                                                            Richest man in Babylon
                                                                                            • Jan 2002
                                                                                            • 5844

                                                                                            #46
                                                                                            This was also covered in this thread about a week ago in more detail:

                                                                                            http://www.gofuckyourself.com/showthread.php?t=910638

                                                                                            Signup declines are a bitch, but declined rebills are making me nuts.

                                                                                            Comment

                                                                                            • femdomdestiny
                                                                                              Confirmed User
                                                                                              • Apr 2007
                                                                                              • 5182

                                                                                              #47
                                                                                              CCbill

                                                                                              Why somoone from CCbill don't say something?
                                                                                              Femdom Destiny


                                                                                              --------------------------------------------
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                                                                                              • Agent 488
                                                                                                Registered User
                                                                                                • Feb 2006
                                                                                                • 22511

                                                                                                #48
                                                                                                with 10% of cards now in default and the number to climb by the end of the year maybe banks are declining charges they think are high risk?

                                                                                                Comment

                                                                                                • hawkadu
                                                                                                  Confirmed User
                                                                                                  • Oct 2006
                                                                                                  • 276

                                                                                                  #49
                                                                                                  another bullshit day with ccbill in progress. wtf has happened to all sponsors. dunno

                                                                                                  Comment

                                                                                                  • Mr.Right - Banned For Life
                                                                                                    I guarantee it
                                                                                                    • May 2005
                                                                                                    • 18314

                                                                                                    #50
                                                                                                    i like pie

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