Credit crunch not always bad

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  • james_clickmemedia
    Confirmed User
    • Apr 2003
    • 2204
    #1

    Credit crunch not always bad

    Credit crunch not always bad...

    I just re-mortgaged my home on a 25 year note at 5% no escrow..
    My house also appraised for 70k more than I purchased it for 15 months ago so I was able to get rid of the 2nd not and just have one saving $500 a month..
    The best thing is now each month double the amount will go to principle compared to my old note plus I have 3.5 years less of payments.
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    • Mr Pheer
      So Fucking Banned
      • Dec 2002
      • 22082
      #2
      Captain Crunch isnt always bad either.

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        • pornocruto
          Confirmed User
          • Jan 2009
          • 1308
          #3
          Really good news for you dude.

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            • rowan
              Too lazy to set a custom title
              • Mar 2002
              • 17393
              #4
              Lucky you. The "crunch" doesn't seem to be quite so bad in Australia, but I had my vacant land professionally valued a couple of months ago and its value has risen by about 5% in 3 years. That's a totally shitty ROI, lower than inflation even. If I sold it today I'd lose money (considering all of the loan interest that's been paid), but at least there would still be enough from the sale proceeds to cover everything that's owed to the bank, with maybe a few $K left over as cash...

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