I used to be that same way. Until I went to get a house a few years back.

I did not have an auto loan for 2-3 years. Had paid off my Explorer. I did not have any credit cards. I used my VISA check debit credit card. Only credit line was my student loan.

The mortgage broker told me I had to go run up some debt and get some trade lines, and history to show credit worthiness. I then went crazy. Now I have been slowly paying them off, and canceling them out one by one.

i could do it. I write a check for mortgage. I just choose to use plastic to get points. I mean why not get free trips, etc. Just for using the card. I use my Amex except for places that don't take it. Then the other one I uses gives me their points. Paid in full every month.

If I was in your situation I'd have removed a couple grand. Come home put in safe and take money from it when I needed it. When my card is back up and functioning I'd put the money back into savings.

I use debit for pretty much everything, but recently started keeping cash at home for the groceries, which has strangely helped me spend much less on food.

I hope your card arrives soon, Sarah!

I do have lots of cards. Banks still keep sending me but I'm living with cash as much as possible.

the only place I use cash is the casino.

you people all need to start using cash more :2 cents:

the government wants us to all use electronic...... debit, credit card, banking online, etc.... we lose some important checks to our overall freedom when cash becomes more defunct (it has already happened to a certain extent where banks look at you strange if you ask for cash or bring in cash)

i've got a secret stash of cash so I could go a pretty decent amount of time I think with 0 access to cards

And how do you pay things like hosting bills then? Things where you can't go hand people cash.

:2 cents::2 cents:

Anything beyond the penny slots is too rich for my blood.

If I were forced to go cash only I would move to Mexico.

I primarily use my debit card. That said I always keep 3-5k cash in my safe for an emergency or if i can't get access to my funds in the bank.

I could live on all cash I guess. The only thing I really use a debit card for is bills and worst case they can all be paid with money orders. so i think it wouldnt be that hard to live on cash alone

You did explain. Those who know the feeling themselves understood. :winkwink:

my wallet is always empty :)

i use only cash :)

So are those of a lot of people in 2009.

hosting paid through PayPal, mortgage is a set allotment, all other bills I pay online.. if a holiday is coming up, I take out extra cash as the bank will be closed longer

I am in the bank almost daily getting money and the tellers don't even ask for my id anymore :1orglaugh

For cash I'll got to Asia.

Right but that is virtual money in that you can't just hand actual cash over. I still think it is impossible to just live on actual cash now.