Hahahahahhaa. Great post.

Where were you 2 years ago man?

Anyone know what happens to credit card debt if you don't pay it and bank or collection agency just can't get hold of you?

It goes away after 7 years.

If they don't sue and secure a judgement against you

cool tip !!!

Don't forget that the government will consider your discount to be income.. After the card company bloats the debt all to hell and then settles for "pennies on the dollar" you might just owe some money to uncle fuckko..
And from what I've heard the god damned irs charges 10% for "offers" these days.. supposedly if you offer the assholes $10,000 you put down $1000 as a deposit. If they decline the offer, they keep the $1000.

Not sure if it is true but I do know that the first part is fact.

If you are looking for a deletion agreement have it in WRITING and SIGNED.
Make sure that it guarantees that they'll delete EVERYTHING right down to the 30,60 and ninety.

This is insane....

I love the anal hobbit posts.

It's all true too. When I failed my first biz at 21 years old I had a mountain of CC and bank debt. The collections agents harassed me for months. Then a friend told me to offer them pennies on the dollar to settle and wipe the slate clean on my credit score.

I settled about $40k in debt for $4300 and got a mortgage 5 months later.

Now my credit is good and I wouldn't consider this move unless I was in financial trouble.

Great!
Chinese will be happy. I am sure every Chinese family would like to get more than 1 child.

YOU the US citizen can make this dream possible!

People's Republic United States of China let it go ... make them happy!

keep irony if found

sounds good!
whats the highest/lowest people have gotten so far?

I got like 4 replies down and was satisfied that this was advice that I can use...
Thank you Anal Hobbit....

these days we need those tips!

It works to this day!

This thread deserved a bump :pimp

Even tho this is an amazing tip i hold anal hobbit responsible for the world crisis.Atleast part of it :))

And also bumping this so we can go further down ...

Great stuff. Wonder what he has planned for Obamacare and Amnesty.

Russian style!

Dude this is GFY. The home of internet spammers, scammers & creative genious perverted minds. They don't need petty advice on Credit Card debt repayment scam. They can teach you higher level shit!